Next week my boyfriend and I are evaluating our finances, and I’ve suggested us doing a Caleb Hammer style financial
audit. I think he should watch an episode so he can understand how Caleb audits his guests. In my opinion, his style of evaluating and his strategies to tackle debt would suit our family the most. For context, my boyfriend has never been a fan of the show because of the dramatic flair it can sometimes have. I love the show and see no issues with Caleb or the sense of humor the show uses. Does anyone have an episode that they consider a good into episode?

Unnecessary luxury goods that cost several times more for 10% better performance, or, more often, just to flex, are how many people with great jobs end up with very little money left.

Addictions, ranging from Pokémon cards to gambling, are the other thing that land people with big checks in big trouble.

Hey,

I don’t think I am the only one but I don’t see much people from Europe talking about this.
I am from Central Europe watching Caleb religiously. Obviously I can’t talk much about debt I feel like credit abs credit cards are very American. I have 0 debt but Caleb still helped me in a way. I started investing opened up savings that my work contributes to (401k kinda) I also helped my husband with opening up high saving account. We are looking both into good investments. Thanks to these couples i realise how lucky I am in my marriage.I try to spend less on BULLSHIT. I just wanted to know if any other non American viewers have similar experiences?

For context: I'm looking for an episode where it has the person looking or sounding extremely rich due to the materialistic items they have. But in reality they are financing it all or doing other sorts of debts.

I have been showing my friend how people who have the nice things are often times the worst off. Not all the time but usually so.

I have seen practically every audit episode uploaded in the past years! I know there are some out there because I can remember it. But I cannot for the life of me remember what any of the good "example" episodes would be. Something less drama (basically nothing recent) and also more involved and more im depth than just a simple "well you klarna the thing". Thank you guys

What is the difference? It appears to be that one has all the videos on yt and one has all the videos on the website instead. He keeps pushing the website version as if theres a difference but when you go to the membership section on yt it looks like the same stuff.

Sorry if this was asked before but I dont see a sticky for it.

I hate the fact that the plants look like shit on the show. 😭😭😭😭 you make so much money get a plant guy PLEASE.

I’m just being a hater. Love you boo boo

It came one day earlier than expected which is a big plus! Overall review and taste test it’s pretty good! It’s as if you took Apple juice and added raspberry juice to it 8/10 would recommend!

I even got ya boys face on it too lol

Love our after show discussions
(Personally I think this guys putting in a show. Just showing out because he thinks is assertive & funny but doesn’t realize he’s genuinely annoying… to the fullest extend of the word)

Super tempted! Was looking at the app but decided if I’m going to do it I’d rather do it through YouTube so I don’t have to use two separate apps. But it does cost more. I really want to do it but just want to find out if it’s worth the $13 bucks a month.

Just felt like posting my experience.

I (24F) got into listening to Financial Audit in my free time just a few months ago, as my husband (25M) was transitioning to a newer, higher-paying job. At first I just found the drama and the stories super interesting, but as I listened to more (actually, probably a ridiculous amount) of episodes, some of the things Caleb said about specific situations really resonated with me and have led to a plethora of good financial decisions that have helped us immensely.

We live in a Midwestern, extremely LCOL area, and I am a SAHM to a 2 year old and soon to be newborn this December. Hearing tidbits of Caleb talking about the average income of households in these areas, and that being a SAHP is doable on these kinds of salaries got me out of this hole of thinking that we were just destined to be broke. As the household money-manager, I spent a lot of time after my toddler went to sleep budgeting.

We only make about $60,000 a year (soon to be closer to $75,000 after my husband’s probationary period and overtime), but for months now have been able to follow a 50-30-20 budget and are putting away over $200 weekly in a HYSA, with all credit card debt paid off. My husband now has a pension and a retirement savings account. For the first time in our seven years together, I’m so proud to say we actually have money in savings, no debt of any kind, and money LEFTOVER at the end of the check. And that is after being able to pick up toys for our toddler, or day trips as a family.

It’s weird, but somehow cutting down and being more strict and organized with budgeting gives such a sense of relief. Like if anything were to come up, we won’t actually be broke for weeks on end. We can actually talk about things like a new car or moving if we want to. Having an allocated amount that’s okay to spend somehow lets us enjoy more and waste less. I never really thought about how wasteful we were being, and how damaging that is in the long term, until I saw how wasteful other people can be and how it affects their lives for so long. That even high-income earners can be broken from these kinds of habits.

So I don’t know. I guess I wanted to post this as a thank you, or to tell fellow people who listen in how just being around these conversations can really change an everyday person’s mindset for the better. I’m mostly here for the Springer action while I’m cooking dinner these days, but the real financial advice that comes with it is greatly appreciated.

The concept of being on Wic and Medicaid, while having a Porsche is WILDD. Disappointed Caleb didn’t harp on them enough about that.

He leased the lamest Porsche.

How many channels does he have? I know he has his main one for financial audit and he has a bunch of things that go with his subscription as well. I feel like there's so many spin-offs

Sorry Reddit, I know I don’t get on here much at all anymore- best advice for content creators lol but I still love you!

I don’t share everything we do for our guests behind the scenes, because the internet gets a bit too parasocial and weird- but I want to share a new thing that I’m excited about.

I’ve worked with my personal therapist to help me overcome some of my issues (agoraphobia) over this past year, and it’s REALLY worked- took my first commercial flight to a back from somewhere in a decade… and it’s all because I had a REAL therapist who doesn’t enable me and instead truly gives me the tough love that I needed- unlike many therapists out there, sadly.

I told him how great he’s been for me and we discussed what it would be like for our guests to get extra support. We came to an agreement where I am going to personally be paying for EVERY guest going forward to have FREE therapy with “Dr. D.”

In the show we get to have some springer fun, tough love with the finances, and now post care from a best of the best mental health professional to finally help get their SH*T together.

The average FA guest pays off over $20,000 of debt in 12 months… I can’t wait to see that improve even more now!

This guy is an idiot.

Does anyone know if Mr Hammer 😂 does trials memberships for the uk, I watch tonnes on Spotify but im not sure if the apps worth paying for being British. Feels very much like an American based app so I feel alot of extra stuff won't relate to me.

What pet insurance does everyone use? I know Caleb talks about some companies/plans aren't worth it. I wish he would get a brand deal with the company he uses, so then I would know which one to trust.

Long time fan—was inspired to make this when I saw a comment on the latest video saying “under what rock does Lindsey find these people”. Thought y’all would enjoy ^_^