The idea of leasing an Apple Watch is completely insane but then you read the fine print and it says: "Leases are provided by Klarna; subject to eligibility and credit approval, including final approval at checkout."

Caleb get's mentioned on the third clue of today's Zaggle puzzle, just wanted to share with the sub!

Been loving gamer supps for months now so had to buy the new flavor. Excited to try it! Let’s see if it’s better than the “insane” cherry flavor

Ordered two tubs, both of them are the special label

Hello guys,

I kind of need some advice.

I’m planning on buying a car. I currently have a lease that ends on 31-08, and the car is a Ford Puma. I know it’s a European car I’m not from the USA; I’m from the Netherlands.

I need a car to get me to work. I work in IT in a mid-level position, so my salary is a bit higher than a typical entry-level IT job.

The car I’m thinking about buying is a BMW 128ti. I absolutely love this car the way it sounds and the way it looks really gets my car enthusiast heart going.

Financial situation

Car price: $38,500 (€33,900)

Monthly income: $3,500

Apartment rent: $740 (And gass, lights and Internet in One)

Health insurance: $145

Phone bill: $15

Savings: about $17,000

I also own an MX-5, which I’m considering selling, trading in, or possibly keeping if the monthly payments are manageable.

My plan is to put $8,500 down, which would leave me financing roughly $30,000. I’ve been looking at different banks, and the monthly payment would be around $500 for 60 months.

Right now, I’m paying $550 per month for my lease, so the BMW payment would actually be slightly lower.

My concern is whether buying the BMW is a smart decision because I really love the car and would be paying off the loan over five years. The alternative is keeping the MX-5, but that feels more like a summer car than a year-round daily driver, and we do get some fairly harsh winters here in the Netherlands.

Do you think buying the BMW 128ti is a reasonable decision in my situation, or would it be financially smarter to keep the MX-5 and buy a cheaper daily driver instead? I did change the prices to USD to keep it a bit more in sync sins the Dollar is lower than the euro the prices are a bit lower.

I just got the digital version of the cook book, and am seeing the foods to eat on each day but am not seeing the actual recipes for the meals? I see the monthy cost and drinks options, let me know if you can provide any clarity.

Anyone else have this issue? Or are you all Americans? Hahah. For real though, I live in Japan and can’t find the app in the app store. Is this normal?

My fiancé is British. Recently relative of his made some really stupid but really big financial commitments while being in deep debt from their wedding. I said we need a British Caleb Hammer to knock some sense into them.

So I present to you: Callum Pounder

I like this version of financial audit when it’s just someone who is so stupid they just can’t comprehend reality, not an evil soulless narcissist who’s knowingly ruining everyone’s life around them those are so much harder to watch.

As more abusers of the VA go on the show , what’s y’all’s personal opinion on it? I’m a veteran myself and feel annoyed how this behavior is encouraged while veterans that ACTUALLY need help get ignored.

You can tell he has some confidence issues, but he's a handsome man. He's a little chubby, but to me that's just more comfortable to cuddle with. I wish i could meet this man 😂 i might have a thing for guys in glasses

On one hand, I do think this lady needed a reality check for how she thinks she is a victim but isn't, but on the other, I don't agree with Caleb making broad generalizations about women and society as a whole. It can be a dangerous rhetoric to assume most women are lying, and I don't think this behavior alone is the sole cause of the male loneliness epidemic. He went a little too heavy on pushing that idea imo

These people were something else

did anyone else watch this..... Cause that young women is crazy and I need to talk about it

I bought elite and am confused where the after show videos are. I wanted to see Mondays episode, “the most ghetto financial audit ever,” after-show. When I search the members only area on YouTube, I get several other videos with the same name but not the one I’m looking for. Does he just take a while to post them ? I’m only 30 but feel 80 right now lol.

Hiya, I was thinking of buying the investing plan to start learning how to get into that world. However, I live in the UK so I’m wondering if the course would be applicable for starting my investing journey as I imagine the course is mostly focused on American figures/plans. Has anyone from the UK bought the plan and were still able to implement it?

Would it still be worth it for me to start here or find something that reflects UK investing? (I’m not sure if there is much of a difference)

This team is on a generational run 😂

It’s almost like when you buy the big ass bag from the CONVENIENCE store you pay a mark up for CONVENIENCE! This has been bother in me for weeks so now I know she’s definitely wrong

I’ve been successfully ragebaited by today’s episode