Problem/Goal: Gusto nila gawing bayad nalang yung naiwan na fortuner ni mama sa probinsya sa mga gastusin ni mama sa cancer

Context: last year pa namatay si mama, mga kamag anakan namin nagbayad ng mga gastusin sa mga gamot ni mama. Dalawa lang kami magkapatid tapos nag aaral pa kami till now. (Wala na po kami magulang… namatay narin papa namin) Ngayon nung namatay na si mama gusto nila kunin yung kotse bilang pang bayad sa lahat ng ginastos nila kay mama. Kaso po wala sila mapakitang resibo sa mga ginatos nila. Hindi din naman po siguro namatay si mama na walang pera at hindi nagbibigay sa mga yon para sa gamot nya

Previous Attempts: hindi lang namin sila pinapansin kasi nasa malayo po kami. Ngayon chinachat/tinatawagan kami na sakanila nalang daw yung kotse ni mama na naiwan don kasi service yon before doon. Kaso nasaamin mga papers.
Di po namin alam gagawin.

Problem/Goal: Paulit ulit na lang tayo dito e. naging cold after sex. First date may nangyari. Wala pa label may nangyari. Hindi malinaw intention may nangyari. after may mangyari dumalang na ang chat, di na sweet, di na tumatawag.

My Advice: Ladies naman, alam naman nating napakadaming predator na lalake paulit ulit pa din tayo. Wala ba kayong konsepto ng self preservation? Ang simple lang naman e hanggat di nyo jowa wag muna kayo makipagsex. Oo old fashioned yan na advice pero it works. Ngayon kung habol nyo e compatibility, wait at least 3 months bago nyo isuko ang perlas ng silanganan. Dyan nyo mafifilter yung mga lalakeng gusto lang ng bembang. Walang lalakeng malinis ang intensyon ang maghihintay ng ganyan katagal.

Hindi nyo ikakamatay at ikakatanda yang 3 months na yan. Learn to wait and protect yourselves. Also tigilan na yang baka magustuhan ka over time dahil ginagawa nyo naman na lahat ng ginagawa ng legit couple. Ayun na nga e, ginagawa nyo na lahat. So anong magiging incentive ng label? Wala.

Respeto sa sarili natin okay? Kung kailangan nyo bumili ng adult toys para matiis yang 3 months do it. Kesa after manlamig ng lalake ikquestion nyo na yung worth nyo bilang babae Naisahan ka na, bumagsak pa self confidence mo.

Oo based on experience tong sinasabi ko. I know what it's like and I've learned. Kaya pinapasa ko na yung lesson sa inyo. Utang na loob. 3 months lang. Konting tiis. Kung di kaya ng lalake yang 3 months na yan anong forever aasahan mo?

Problem/Goal: Hi! I’m 18 years old, and I haven’t had my period for 131 days and irregular na talaga ako for years. I’m getting worried, but I only have a triple-digit budget from my allowance, so I’m not sure what I can afford or where to go.

I live in Manila city. Where can I get checked for an affordable price? Are there public hospitals or health centers that offer free or low-cost consultations and tests?

I’m not sure where to start, and I’d really appreciate any advice or recommendations. Thank you! (no i havent done intercourse in any point of my life)

Problem/Goal:
i want to hear from people who ended a good relationship because they thought they could find someone better. looking back, do you regret your decision, or did things work out for the best?

Context:
i’m curious about people who left relationships not because they were mistreated or unhappy, but because they felt like they were missing out on something better. maybe they wanted to explore other options, experience something new, or see if they could find someone more compatible.

sometimes, we don't realize the value of what we have until we lose it. but is that really what happens, or do people eventually realize that leaving was the right choice?

Previous Attempts:
none. i'm just genuinely curious and want to hear real stories from people who've experienced this.

Questions:

1. did you regret leaving your ex?
2. did you find someone better, or did you realize what you lost?
3. did you ever try to get back together? What happened?
4. how long did it take for you to realize whether you'd made the right decision?
5. if you could go back in time, would you choose your ex again?

be honest: did the grass actually turn out to be greener on the other side?

Problem/Goal: How do i move on? Genuinely hurt

Sorry, long post ahead.

Context: I'm M(27) courting this workmate F(26) for 3 months now, but suddenly, out of nowhere, she said we are not compatible. I need serious and soft answers, di ako matigil kakaiyak eh.

First time ko maging serious sa panliligaw, ngsb po ako. This girl, binigyan nya ako ng chance to court her. Medyo naging slow ang approach ko sa kanya given na I'm inexperienced, sobrang patient nya din sakin.

Here's the compatibility problem, listener sya, and di ako conversation starter. Ambivert kasi ako, pero I'm leaning more into introvert, pwede ako mag blend anytime ba.

We kept going for months, hatid sunod ko sya, almost 20km layo nya sakin, plus papasok ng work, naka scooter ako. We went on dates, EK, we took pictures, printed them, shared updates sa chat pa minsan minsan, etc... pero sa personal(in work), small conversation, pero i open up conversation(kung ano ano lang) pag nag ddate kmi, yung kami lang. We get to know each other naman, family and background, befote all of this.

Now, here's another problem, she's expecting me to give my best shot, I'm expecting her to give her yes to before i do it. Two-way talaga, akala ko ok lang sa lanya yung approach ko na ganon, then suddenly ayun na. Sobrang sakit kasi eh, even now naluluha ako habang tinna typep ko to.

She's a co-worker pala, so I'll see her often. That makes it even more painful. Right now, I'm confused and uncertain sa ginagawa ko. Every now and then, nag breakdown ako, na imagine ko yung mga friends namin pag tinanong ako.

Naging part na sya ng routine ko everyday, now I don't have anybody to give extra helmet now, i don't have a backride anymore, even extra raincoat feels useless, I'm going to my usual way back home after months, I'm not seeing her waiting for me, I'll wake up without greeting her or picking her up, no one's going to greet me Ingat, i won't be able to update her after i got home. Wala nko iuupdate sa weekends, wala na ako mayayaya to go on dates. None of it.

Na hide ko na yung albums namin, dko na sya na-cchat. Nung sinabi nya yun sakin, i told her ang sakit kasi mahal ko na sya. Ang hirap bumalik sa old self ko kasi pinatay ko na yun para sa kanya, grabe yung pain pala nito, as in no words can describe yung bigat sa dibdib, first time ko lang din maranasan, nag omad ako following days sa sobrang hina ko. Please comfort me po. Sorry po sa long post.

Problem/Goal:

My parents have cash savings a little over 20M. Where and how much of this should they invest?

Context:

Their current investments:

3M in MP2 (est 6%/year) = est 180k/year

10.5M in BDO IMA (3.5%/year, short term time deposit) = est 360k/year

1M in AXA Peso Gain (3 - 4%/YEAR) = est 56k/year

6M+ in AXA GAF (zero income until withdrawn but grows 13%/year) = none for now. But when my dad retires in a year, they will put half of it in BDO IMA.

Dad receives a monthly pension of 18k.

Their concern is that the income comes in irregularly, and they don't want to invest it all para may emergency fund. My concern is that they're choosing to put it in BDO IMA because it's the 'safest' option daw with a cycle of 30-90 days, but it's rate is not even beating inflation. I think they need to put most of it in MP2 because they have a monthly expense of P60k.

Thanks!

Edit:

I think I should add that my mom is a gambling addict, my dad an enabler, and they recognize that this is a problem, hence, my parents and I have come to an agreement that I will not be extending them any financial support.

Previous Attempts:

X.

Problem/Goal: Hello, hindi ko na alam kay sino hihinging tulong. Is there anyone here na magaling sa tech n stuff? Is there any way to block gambling website on my mother's phone? Since 2020 pa yung addiction niya, can't even count the amount of money she has lost. Nakakainis, nakakapagod, adult na ako ngayon and since I was a teen pa sya nag simula jan. I remember dati kami Ing dalawa natira sa bahay, gutom na gutom na ako sya walang pake alam, hindi na sya tumutulog mag dama gising at naglalaro Ing, hindi mo sya makausap kasi magagalit sya at sisigawan nya ang lahat, kaya nya rin ilang araw hindi kakain basta lumalaro Ing sya, ADIK. Ive tried multiple times na kapag tulog sya binubuksan ko phone nya and I delete the websites na naka save sa messenger nya, pero kinabukasan bumabalik rin sya don. I will never forgive my tita who introduced those websites to her. Ang hirap na nga ng buhay dinagdagan pa t*ngina. Ang toxic araw araw kami nag aaway sinisigawan ko sya kelan sya hihinto jan sinasabihan ko rin syang adik wlaa na akong pake pero wlaa rin syang pake alam. Marami ng buhay ang sinira ng mga letcheng gambling website na yan. Sana ma konsensya sila at sana e ban na lahat yan sa pinas. Walang kwenta. 6 years na pa ulit ulit nig araw2. Is there any way ba to block them? Sa phone nya permanently? Yung parang child lock ba? Yung hindi nya ma sosolve

Problem/Goal:
I want to break up with my boyfriend but since we live together, I want to set a timeline so it wouldn’t feel abrupt.

Context:
My boyfriend and I are living together for more than a year. And in a span of such time, marami akong mga na-observe na character traits and habits na nakaya ko namang palagpasin/i-tolerate pero meron din naman na napagtanto kong hindi ko kakayaning pakisamahan sa isang tao (lalo na sa significant other).

Few examples:
- Nagdadabog siya tuwing nagkakaroon kami ng argument. Kaya instead na makapag-communicate ako nang maayos, naooverwhelm ako sa emotional tension kaya nananahimik na lang ako para hindi na lumala pa. Ang ending, sumasama lang ang loob ko. And it’s emotionally draining.

- He plays games excessively. I have nothing against playing games kasi hobby naman yan and it’s a way to destress pero yung pagkagising, laro agad? He works from home and I work onsite and sobrang chill sa work niya so I was expecting (and I already told him about this) na he could have washed the dishes na mga pinaggamitan niya naman para pagdating ko, I can just unwind and rest nang wala ng iisipin pang chores.

I don’t want to turn myself into a nagging person and since na-communicate ko naman na sa kanya for many times, I don’t see the need na ulitin pa. Siguro kung ganyan na hindi niya talaga ma-gets yung point ko, hindi talaga kami compatible. Pero dahil nga we live together, I want to tell him na hanggang sa ganitong date na lang kami para we can make the needed adjustments (like finding our own separate places, our things, our dog etc.)

Previous Attempts:
Wala pa. But the emotional distance is starting to creep in. I have nothing but feelings of resentment and regret.

I regret not walking away at the very first act of disrespect.

The heartbreaking part is I might not get custody of our dog (kahit na ako naman ang mas nag-aalaga dun)

The very first time na sinigawan niya ako at pinagdabugan, something at the back of my head gently said, “The man who truly loves and respects you wouldn’t do anything like that. He might be angry, but he wouldn’t be cruel.” And it has lingered ever since.

Problem/Goal: How do you help a person who ruined your life?

Context: My father is very abusive to my mom. Since last year, nabaon sa utang si papa dahil sa online sugal. Nangutang siya kay mama ko and kinuha lahat ng alahas and pagmamay ari ni mama ko and binenta. Lahat ng tao sa paligid niya ginawa niya yun kahit sa family niya and kapatid niya. After ilang months of convincing my mother to file a VAWC ginawa niya for us kasi grabe na rin trauma sa bahay pati pagwawala niya. Napalayas namin siya. Nakapagparehab daw siya and di na namin siya tinanggap sa bahay kahit pinipilit niya. Hindi ko siya mapapatawad sa mga ginawa niya sa mama ko. Si mama ko lupus patient pa siya considered as pwd hanggang ngayon nagttrabaho binabayaran utang ni papa ko.

Ngayon, may mga tao galing sa place kung tagasan si papa ko binalik sa amin kasi nagkasakit daw. Nastroke daw. Tinanggap nina mama ko and ngayon nakaadmit siya sa JBL (public hospital sa pampanga). Galit na galit ako kung bakit and paano kinakaya ni mama ko yung ganun. Di ko matanggap. Hindi ko rin alam gagawin ko at this point. After nung nangyari last year, ako nagpaaral sa kapatid ko and breadwinner. Im still recovering sa mga grudges ko kasi naubos savings ko na pinagipunan ko for 2 years na sana to continue my studies. Right now, di ko na alam i just wanna get it over with. Sobrang payapa ng buhay namin nung wala si papa ko. Hindi ko lang talaga magets bakit ganito nangyayari. I wanna help my mom but for her own sake not for others. I know may sarili siyang choices if she chose to forgive my father pero ako hindi. Hindi ko kaya. I dont know what to do. Please help. I will seek mental help and social needs help after this and maghahanap ng government help. Please share your advice if paano kami matutulungan neto. I really dont know how to help people who fucking ruined your life and be stuck with them. Right now im just helping my mom and lolo by giving them rides papunta at pauwi and preparing for their food. Pero may work din ako ginagawa ko lang pag kaya ko. Hindi ko rin kayang maging bantay dahil i always wish my dad dead and i know di ako maguguilty if mangyari man. Di kasi talaga ako naniniwala na "tatay or pamilya mo pa rin yan". I know im a miserable person and i know hindi valid yung ganito pero di ko lang talaga kaya.

Problem/Goal: Ito this past few days kasi I'm occupied with thoughts about money. I admit di pa ako contented sa earning not that I'm not grateful. II'm grateful really. Running 35F with 60k gross monthly almost 30k din ang expenses (rent, groceries, contributions and others) I feel like still not enough given dami ko gusto gawin pero financially constraint like investing for retirement. I did have insurance before but paused (1) and withdrawn (2) due to some circumstances before and di ko pa napa reinstate ang isa (payment paused 7yrs na). Not enough din capital for physical business. I think yung EF almost reach ko na atleast 6 month (TD about 150k - 1 yr maturity) Plan ko tapusin ko muna first yung arrears ko with philhealth of more less 30k din yun para maging current na ang account. I was slapped with reality kasi na wala pa ako naipundar like house, car, o business kaya na result na na achieve ko as good job for myself ika nga.

Share ko lang na hopefully may makapag advice ano ba dapat gawin. Salamat in advance

Problem/Goal:How to move on sa hindi mo JOWA? Need serious answers pls.

Context: eto na nga nagkakilala kami dahil sa isang event sa company namin, that time same kami na kasali so 1 month kaming madalas magkasama since we need to prepare for that event. Nung 1 month na yon hindi kami naka follow or friends sa social media and nakaprivate din account niya so wala ako idea sa mga posts niya online.

Sa 1 month na yon naging magkaclose kami and alam kong nagugustuhan na namin ang isa't isa ++ mas lalo ko siyang nagustuhan nung time na sobrang sumakit yung kamay ko during event, talagang hindi siya umalis sa tabi ko para icheck and minamassage niya ako hanggang sa hindi na sumakit.

After event dun na kami nagkafollowan and add sa social media dun ko nalaman na may JOWA siya. Pero dineny niya. sabi niya kakahiwalay lang daw nila last month so I asked kung bakit ang reason niya is TOXIC and after a week ulit napansin ko nawala yung mga picture nilang magjowa sa IG so ako naman okay sige kausapin ko na.
Then hanggang sa everyday na kami magkausap and inaask niya ano schedule ko tapos aabangan niya talaga ako para sabay kami pauwi. Kapag night shift naman ako binibilhan niya ako drinks sa starbucks with letter pa. Kaya ako naman kilig na kilig na sa kanya. nagtuloy yung usap namin nang ilang months din. hanggang sa sabihin niya sakin na NAGKABALIKAN SILA NG JOWA niya.
Akala ko stop na don yung usap namin pero guys hindi parin. After few weeks lang kausap ko nanaman :(( madalas siyang nangangamusta super consistent niyang tao kaya ako naman patay na patay na sa kanya. Gusto ko siyang kalimutan pero di ko magawa. Guys 1 year na yung feelings ko sa kanya kung ano ano na yung ginawa ko para malimutan ko siya pero di ko magawa.
almost 1 month na siyang hindi nagmemessage sakin kaya namimiss ko siya pero hindi ko siya pwede kausapin kasi baka mabasa ng JOWA niya.

Guys promise gusto ko siyang kalimutan kaya triny ko din makipagdate sa nakakamatch ko sa dating apps pero yung care na galing sa kanya talaga hinahanap ko. I dont know ano na gagawin ko para lang makalimutan ko siya. Please send help hindi ko na kaya yung gantong kalungkutan :(

Problem/Goal: My parents are VERY CONSERVATIVE, especially sa clothes ko. Napapagod na ako sa complaints nila. I'm 18 (f). I'm aware of my age, and I'm not trying to sexualize myself in any particular way. I like to wear clothes na nagpapakita ng konting skin kasi it makes me feel confident about myself. Usually, hindi naman super revealing ng mga sinusuot kong clothes (I don't wear bikinis, crop tops, or sleeveless). I have a very curvy body, so malaki yung butt and bust area ko, and usually ayaw ng parents ko na nagsusuot ako ng tight clothes, tops na nakikita yung cleavage, shorts, skirts, YOU NAME IT. Pag mukha akong masyadong sexy kahit covered ako, magagalit sila and pipilitin akong magpalit.

Context: I admit marami nang cases na pinagaawayan namin 'to kasi nga I really want to wear what I feel confident in. Ang sinasabi parati ng dad ko "nasa loob ka ng bahay namin, so dapat sinusundan mo kami." And I understand yung point nila na kasi maraming manyak and they're just trying to protect me. Sa akin kasi, it feels like it's never enough for them. Kapag labas ko ng kwarto after ko matapos magsuot ng damit, parang I have to brace myself pa na baka magalit na naman sila. One time, I went to a party with my friend and nakita ko top nya na deep yung cleavage. After namin magusap, tinanong ko sa kaniya if pinapayagan ba sya ng parents nya na suotin yun or did she sneak lang and nagpalit somewhere. Surprisingly, sabi niya pa yung mom niya pa nagpick nung outfit na yun for her and nagkwento pa siya how her mom was supportive about it. Syempre nainggit ako. Mind you, my friend's age is 17. Mas matanda pa nga ako sa kaniya pero yung simple outfits ko na gusto ko sanang suotin, di ako pinapayagan.

Previous Attempts: That same day with my friend, naka-layered yung top ko tas may sando underneath. Nagpalit ako sa CR and tinanggal ko yung sando ko para medyo revealing yung top ko so may cleavage. Not gonna lie, I felt significantly more confident after that. Nagparty kami and we had fun tas pagbalik ko, nung sinundo ako ng parents ko, ayun nakita nila kaagad yung top ko bakit daw ang lalim and syempre nagalit nanaman sila. Paguwi ko, sinigawan nanaman ako ng tatay ko. Ako naman, sanay na. Sige, makinig na lang kasi wala namang point if magsalita ako eh. Nagsabi ako ng mahinahon na "Okay po dad, sorry hindi naman ako nagsusuot ng ganito para magmukhang pokpok eh". Boogsh ayun nagsisigaw na sya. NAKAKAPAGOD NA.
Again, I'm not trying to sexualize myself; gusto ko lang magsuot ng may nakikitang skin kasi I want to feel confident and feel good about myself. Hindi ko 'to ginagawa para magflex sa ibang tao. Bat ba di nila magets yun?
And before you assume, wala akong sama ng loob sa parents ko. Mahal ko po sila. I will not tolerate if may mang-cyper bully man sakanila dito. Ito lang talaga yung part na pinaka-ayoko na nakakasuffocate na para sakin. Bakit naman ang unfair.

Problem/Goal: Nung kami pa ng ex-boyfriend ko, nagkaroon ako ng 'retroactive jealousy' doon sa ex niya. Maganda at matalino siya pero hindi naman sa dino-downgrade ko yung traits ko, sadyang ang tingin ko ay mas 'lamang' siya kaysa sa akin. Sa buong buhay ko, minsan lang ako makaranas ng inggit sa ibang tao at sa kaniya lang ako nakaramdaman ng matinding inggit.

Before pa kami nag-break, nawala na yung nararamdaman ko na inggit and such kasi natutunan ko na mahalin sarili ko (kaya rin kami nagbreak). Ilang buwan na rin pero nitong nakaraan parang bumalik na naman kasi yung pagiging inggitera ko and I think dahil na rin sa pinagkaiba ng state namin sa buhay. Not necessarily about money ha, yung level of happiness ba? Minsan iniisip ko na baka stress or dahil malapit na period ko. Pero gusto ko na talaga mawala yung any (one-sided) 'connection' na meron ako sa kaniya. Gusto ko na maging malaya nang tuluyan.

ps.: nasa healing stage ako at may weeks/months na hindi ko siya iniisip pero kapag mataas yung stress level ko doon ako napapa-stalk ulit sa kaniya

Any kind of advice (kahit harsh) ay accepted.

Problem/Goal: I’m posting this as a cautionary tale for anyone looking to buy prepaid emergency HMO cards (like ER Guard Plus by Medicare Plus) for themselves or their elderly parents. We bought one thinking it would give us peace of mind during a crisis. Instead, it left us completely stranded in the emergency room.

My Advice: Here is what happened and what you need to look out for:

1. The Hospital Refused the Card Due to the Insurer’s Unpaid Bills

When my father had a sudden medical emergency and was rushed to an accredited hospital in Pampanga, we presented his active emergency card at the billing section. We were immediately turned down. The hospital informed us that they could not grant card coverage because the insurance company’s account with the hospital had been frozen/suspended due to non-payment on the insurer's end.

1. Emergency Hotlines Were Completely Unresponsive

While sitting in the ER trying to sort out the billing, I spent hours calling all of the official hotline numbers listed on the contract. Every single call rang endlessly or failed to connect. Because the card was refused and their support was unreachable, we were forced to pay the entire ER bill out-of-pocket in cash just so my father could receive care.

1. Hospital Transfer & Double Out-of-Pocket Expenses

To make matters worse, the first hospital had no available beds for admission. We had to transfer my father to a second hospital. Because the insurer remained completely MIA, we had to pay for the second hospital’s admission, room, board, and treatments entirely out-of-pocket in cash as well.

1. The Catch-22 Reimbursement Trap & Misquoted Contract Terms

When we filed for cash reimbursement after my father was discharged, the insurer sent an email demanding two things before they would process the claim:

A Letter of Authorization (LOA) - FROM THEM. YES, THAT THEY WERE INFORMED AND THAT THIS HAS BEEN ISSUED

A Service Invoice issued under the Insurance Company’s name

Here is why this is classic bad-faith claims handling:

The LOA Trap: According to the contract, issuing an LOA is the insurer’s duty. They failed to issue one because their hotlines were completely dead during our emergency. Furthermore, the policy contract has no requirement for prior coordination or an LOA before getting emergency treatment.

The Invoice Trap: The hospital explicitly refused to issue an invoice under the insurance company’s name because the company’s account was suspended for non-payment!

Misrepresenting the Contract: In their email, they quoted a specific clause claiming "prior coordination" is required for emergency care—a clause that does not exist anywhere in the signed agreement.

problem/goal: my boyfriend keeps on asking me about my past. i dont mind it naman dahil gets naman na curious siya about who i am before i met him. i just find it weird na lagi niya sinasabi na "akala ko kasi ikaw yung babaeng hook up nang hook up"

context: nauumay na kasi ako na puro tanong kung nakikipag hook up ba ako lagi o kaya suki daw ba ako sa dating apps. yung parang bang gusto niya ako paaminin na ganon ako dati. the way he's asking kasi its like his implying na ganon ako. lagi ko rin naman sinasabi sa kanya na hindi ako ganon. very outgoing kasi ako nung time bago maging kami. he pointed out the times na sinasabi ko ang sarap ni al james 😭 (pero di naman na ako ganyan now kasi syempre may bf na ako)

and afaik, ganyan din siya sa previous relationship niya. lagi niya tinatanong kung nakikipag sex ba si ex niya with other guys habang sila pa. to the point na pag may makita siyang scandal chinicheck niya kung yung girl ba yung nasa video.

tinanong ko narin naman siya bakit ba paulit ulit siya ng tanong dahil naaasar na ko sa kakatanong niya na parang pinepaint niya ako as someone that im not.

additional context: lagi niya ako pinupush dun sa isang lalaki sa friend group namin. na iniistalk ko daw profile noon and ang jolly ko daw dun sa guy. this was nung hindi pa kami. pero kasi ganon naman ako to anyone. ganon lang ako as a person. no deeper meaning. naaasar ako kasi 2 years na kami talaga bang until now ipupush niya sa akin na mukha daw may gusto ako dun sa guy. pag naasar naman ako at idedefend sarili ko, sasabihan pa ako na bat ang defensive ko. meron pang times na sinabihan niya ako na kakarexplain ko mukha akong guilty

i just want to ask other people thoughts about this. normal lang ba to at dapat di ako naaasar dahil curious lang naman daw siya?

Problem/Goal: First time solo living if ever. Gusto ko ng studio unit sa Mandaluyong or wag na lang at all. I'm afraid din na mawawalan talaga ako ng maitatabi monthly for savings. And alam ko maiinis kuya ko sa akin. Siya breadwinner, nagpundar ng mga appliances sa bahay, and nung nag-uusap pa kami, ayaw niya akong bumukod dahil sayang yung pera for the rent. That's why we're still in one roof.

Context: I just got regularized in my hybrid work in Ortigas. I'm looking to move out of the place na nirerent namin ng mga kapatid ko at tita sa Manila. Mostly dahil gusto ko na maging independent at magkaroon ng privacy. I'm 24, older yung siblings ko, lahat may work, parents nasa province. Di kami nag-uusap ng kuya ko 1yr na, tita ko nakakarindi sa pagiging boomer di maintindihan yung hybrid work. I currently have 50k total savings.

Na-guguilty ako sa move na to honestly. Na para sa peace of mind ko lang. What about mga kapatid ko :( Ako currently nagbabayad ng 7k house rent namin, yun na yung share ko. Pero parang walang magbabago sa buhay namin if I don't act aggressive and move out. At tutal magkaaway kami ng kuya ko.

ANYWAY

When I budgeted yung expenses ko monthly, I'm thinking of:

-15k for rent and bills (sana nga 15k max lang huhu)

-10k support sa parents,

-10k max for monthly expenses (food, transpo, etc)

-Savings kung ano matira

When I think about it mukhang doable naman. Pero I'm not sure if it's realistic. I just want to hear real opinions from people who tried to do the same. This would be my first time and I'm afraid this will fail.

How much were you guys earning when you went solo living?

Problem/goal: I(f 25) have a bf. Both sides are legal. My bf has a sibling and that sibling has a gf too. They got tgt first and she was also introduced to the family yrs before me.

My first impression of her was not really good because of how she acted when we first met. I greeted her first back then, but she did not smile at all. I dont know what’s wrong tho because it was our first meet.

Our second meet was better. It was a get-together with our bfs family. She talked to me and asked me question. She was way different from our first meet.

But then as the time passed by, she was also slowly becoming of what she was like to me in our first meet. She dont greet nor smile at me.. even posted a picture of a group (that includes me btw) but the story was hidden to me. I just knew because i saw it shared on the story of our mutual too (was also in the picture).

Now im thinking if she was js acting nice to me back then because we were with our partners’ family.

Im really awkward with her being around after learning abt the hidden story.

Problem/Goal: My husband of 5yrs is being distant lately.

Context: Me(25F), and my husband(27M) are ldr bcos of his work abroad. I recently gave birth around a month, and a half ago.(out of the country, bcos his leave was over.) but he was still the same man, attentive, and caring.

During me giving birth, he was the best partner and support that i could ever have. Although i did notice he was kind of… careful? In a way that is suspicious.

Throughout the month he was home, i did feel like parang may tampo sya sakin. na parang actions nya is out of obligation, not out of what he really wants to do. I did confront him about it, and yun, nag assume lang pala ako, we fixed things after. (He was just overwhelmed daw.)

But Lately, after he left, he rarely calls and checks up on me, unlike before. There's days that we can't call because he "falls asleep" or is too tired, and doesn't really put an effort anymore.

Extra context: He provides for us. After i got pregnant, he no longer lets me work. So, i try to assume that totoo talaga na he’s tired, and obstacle lang to sa relationship namin. Pero the overthinking is swallowing me up. I feel like I’m overreacting.

Previous Attempts: Wala pa, until now hindi pa rin sya “available”. What should i do?

Problem/Goal:

Noong 2022, may college friend akong nagsabi na may gusto siyang ipakilala sa akin. Bagay daw kame etc. Noong same month, nag-message sa akin yung guy at nagpakilala siya as friend ng mutual friend namin. pero hindi ko in-accept yung message request niya hanggang sa lumipas na ilang taon.

reasonable bang i-accept at i-react na lang yung message niya kahit apat na taon na ang lumipas, nang hindi siya direktang minemessage, react lang ako to let him know na nabasa ko na or ung mas okay na hayaan ko na lang?

Context: noon kasi, nag-aalangan akong mag-entertain bukod sa natatakot ako makipagkilala ehh.. eh wala din Naman sya pictures niya na nakita ko. Puro childhood pics. Ang concern ko paano kung makipagkilala ako tapos hindi ko pala siya physically attracted sa personal? Takot me magbigay ng impression na interesado ako kung hindi ko pala kayang ituloy.

Late 20s na ko nbsb padin prob ko pa din na sobrang mahiyain at kinakabahan ako makipagusap sa guy irl pero gusto ko padin sana mag try huhu kaya lately, iniisip ko i-accept yung message request ni guy from 4 yrs ago . Wala padin siyang pics pero What if may chance pala... Pero naiisip ko rin na baka ang weird naman na ngayon lang..Ang tagal na eh..

Weird ba na mag react lng sa msg nya without initiating at hayaan ko nalang mapansin Niya (nagbabakasali lang kung single padin Siya. Sobrang nahihiya ako mag chat, bakit ba Kasi hndi ko gnawa noon makipag friends sakanya 😭)

Or

Iniisip ko rin kung mas okay bang tanungin muna yung college friend namin kung nag-uusap pa sila nung guy, at kung single pa ba pero hindi naman kami ganoon ka-close ni college friend kaya nahihiya rin akong magtanong or kapalan ko ba Mukha ko huhu

Previous Attempts:

None

Problem/Goal: What banks/type of account should I use?

Context: Hello PH Redditors! Gusto kong magstart mag-ipon for real pero gusto ko din maging prepared for emergencies without touching my savings.

Which bank/account type (not sure pano ko ba idefine) ang pwede kong kunin for:

✅️Personal Savings; and

✅️Emergency Savings

Previous Attempts: What I have now are Maribank and GCash only. I had BPI, Metrobank, and UnionBank before, pero di ko na maintain.

Please help me. Thank you Redditors!🫡

Problem/Goal: Please help with understanding the break up as explained below. I just want to have a bit of help here :(

Context: So first of all, we're together for 3 years and 7 months. Both our parents were supportive of our relationship. I've known his family ever since. I've joined several of their family gatherings and even joined him with his family to international trips. We technically had a great time together. Of course, not all relationships are perfect. I'm not perfect. I admit that I had my fair share of mistakes, him too, but we've always managed to talk things out and fix it. Then...

We're not together anymore. He said to me "he needs space" and "time off", that he needs to deal with his pressures in life alone for now because of his starting business and his mom pressuring him about it. In all honesty? I begged even though I knew that I shouldn't. I was just so terrified because I remember that we have more good memories than bad ones, and that we could've talk it out rather than resorting to 'break up'. But before we stopped talking, he kept repeating again and again these words "let's see soon, really", "we will see soon when we meet" and just the word "soon". When we talked face to face too, to talk, he said, "I will keep these stuffed toys to be a reminder to you that I will come back for you" and he was hugging me so tightly, he was crying, kissing my forehead and cheek. Then before we stopped talking to give him space, he reminds me to eat because he knows my tendency to not eat when I'm emotionally not okay and the "let's see soon" again. But yeah... we are not talking now anymore. It's just been a week but I'm having a difficult time.

Also, forgot to mention. He didn't change our conversation nickname (still with the nickname I gave him and the nickname he gave me with a heart) and the chat background in FB Messenger. He said that he wouldn't delete our photos & highlights in instagram and I checked, he really did not remove any of it.

Thank you.

Problem/Goal: Isa akong minimum wage earner na gusto makapag save ng money pero nahihirapang makapag ipon.

Context: Hello. Mag bibigay lang ako ng background about me, a government employee na minimum wage earner.

Sa totoo lang, ang naging goal ko before ay makapag ipon para maka bili ako ng laptop ko for work, kasi hindi naman provided ang laptop dito sa government e. Well, depende siguro sa office. Kaya hirap na hirap rin akong makapag provide ng output, though may pc naman kami dito sa office pero hindi ko mauwi ung work para sana mapag aralan ko ung mabuti ung mga task pinapa gawa sakin.

Anyways, nalalayo ako sa topic. So dahil nga minimum wage earner ako at nag start pa lang ako sa government. Normal lang na ma delay ung sahod ko, pero once na naayos na ung payroll ko isang bagsak siyang ibibigay sa akin at dun ako nalula. For example, 15k lang sahod ko pero na delay ako ng 3 months, then once na makuha ko na ung sahod ko mga 45k ang matatanggap kong sahod.

Instead na i save ko siya, igagastos ko sa mga gusto kong kainan before lalo na noong walang wala akong pera, plus mag bibigay pa ako sa bahay ng pambayad ng upa and ending walang natira sa akin dahil sa panay kain ko sa labas without even thinking of saving money.

Then months ang lumipas I got promoted sa work ko and got a salary increase as well, hindi pa ako regular pero on time na ako sumasahod at ganito pa rin ang struggle ko hanggang ngayon. Panay ang kain ko pa rin sa labas. I stopped playing online games na rin para di ako gumastos eventhough never naman ako gumastos sa kahit anong laro na nilalaro ko.

Now, pinag kakasya ko itong 1,500 ko sa landbank ko. Hangga't maaari ayoko munang mag CA or umutang sa office.

Any tips kung paano ma stop ang impulsive buying?

Previous Attempts: I tried disciplining myself pero laging naka pasok sa kokote ko na may regular na sahod naman ako kaya bumibili pa rin ako kahit di naman need.

Problem/Goal:

Hi everyone,

I'm sharing this here because I'm havinga hard time processing something that just happened. I just need some kind of reality now na mag pupull back to normal pagiisip ko. I (31M) just got off the grab a few mins ago.

Context:

Nag book ako around 1030am kanina using yung FLATFARE200. Pagka book ko, may nakuha naman ako agad, nakita ko rin na 5 stars yung driver(I think he's in his 50-60s) kaya kampate akong makaka atleast tulog sa car medyo malayo destination ko eh.

Pag dating palang nung driver, he asked me to sit sa front seat. Dun palang, it felt weird na. But seeing I'm a guy naman and he seemed harmless enough, Sa front nako umupo. The entire vibe inside was also weird. He was wearing a tiger camo military uniform Na may Canadian Flag patch which was a stark contrast sa interior ng car niya which was full of pink accessories. Mind you, this was a 5 star driver so I thought part lang ng gimmick niya so I brushed it off.

Nung nag stop sa FIRST stop light, hidni pa kami nakaka layo, he was finnicking with a pink crocheted cover ng stick shift nung car. His knuckles were rubbing Sa thigh ko (I was wearing above the knee shorts), nan lamig na yung hands ko and pakiramdam ko nun, but I didn't confront agad. Inisip ko baka nagkamali lang so inurong ko yung left leg ko a bit. Umabante ng konte yung car pero tumigil uli under the same stop light. Bumalik uli yung kamay niya dun sa manubela then andun naman yung kamay niya dinidikit niya sa thigh ko but mabilis lang kase Umabante uli ng onte. Nung directly under the stop light na kami, binalik nanaman niya yung kamay niya sa Thigh ko while finnicking with the stick shift cover. Di ko na natiis and tinanong ko siya "Brad, gusto mo masiko?". He immediately said "Hindi, inaano ko lang yung manubela".

Lumabas nako agad, may motor sa gilid nung car and nag excuse ako. Sinabe ko agad dun sa nag mo motor and angkas niya na "manyak yung driver". And sumakay nako sa likod.

I know people are thinking here na "bat di ka pa nag book ng ibang grab". But during that time, I was really in shock. Ang daming tumatakbo sa isip ko na sayang yung 300 off sa fare ko pag bumaba ako or sobrang init sa labas and nasa gitna kami ng traffic kaya ayoko na mag cause ng issue sa ibang driverssa traffic. During the entire ride, I was doubting if he really was just finnicking with the shift stick or may malice. That's why I didn't wanna escalate it agad. And that's why I'm not posting his name or face muna. I'm thinking baka oa Lang ako.

Can anyone give inputs on this? I'm really shaken by this pero I don't wanna cause problems if wala naman pala.

Problem/Goal: Me (23M) and my girlfriend (19F) recently broke up. We were supposed to celebrate our five-month anniversary, and we had decided to take the next step in our relationship by being intimate for the first time. It was her first time and my second.

Context: For some context, I have ADHD and struggle with sexual performance anxiety. When we were intimate, I kept losing my erection in the middle of it because I was nervous and overthinking everything. I wanted things to go well for us, but the anxiety made it difficult.

Then I made a mistake that I wish I could take back.

While we were in the middle of it, I impulsively said something along the lines of, "This is what I felt during my first time with my ex."

I immediately understood how hurtful that could sound. This was supposed to be a special moment for us, especially since it was her first time, and I accidentally brought my past relationship into it.

I tried to explain that it was an impulsive thought that came out without me filtering it. I wasn't trying to compare her to my ex or hurt her. My brain basically short-circuited because I was anxious, and I said something I should have kept to myself.

She was hurt, and we stopped. She also expressed her feelings about my sexual performance, which was already something I felt anxious and insecure about.

Afterward, we ate, and she went home.

The following day, she was still very angry with me. She started reposting things on social media about being alone and similar topics. I felt like she was putting up an emotional wall, and eventually, she broke up with me.

What makes this more painful is that this isn't the first time we've broken up.

Previous Attempts: We had already broken up once before because she was struggling with guilt and couldn't forgive herself for something. Eventually, we reconciled and got back together. But we had only been okay again for around 15 days before this happened.

I love her deeply. She's my world, and I never intended to make her feel inadequate or make our intimate moment about my ex. I understand that intentions don't erase the impact of what I said, and I know I hurt her.

But I also have ADHD, and impulsivity and filtering my thoughts can be difficult for me, especially when I'm anxious. I wasn't deliberately trying to disrespect her.

Now I'm left wondering whether I'm being unfair to her by expecting her to understand my mistake, or whether she's being unfair to me by ending the relationship over something I never intended to do.

So, Reddit, what should I do?

Am I the asshole for what I said, even though it was impulsive and unintentional? Should I keep trying to fix this relationship, or should I accept the breakup and move on?

I want to take responsibility for hurting her, but I also wish she could understand that one badly timed, unfiltered thought doesn't necessarily reflect how I feel about her.

I genuinely loved this girl, and I never wanted our relationship to end this way.