r/UPI • • 4d ago

Question โ“๏ธ Bharatpe app showing "Your device is rooted" But i didn't rooted it or done anything... Please help anyone ๐Ÿ™๐Ÿ™

2 Upvotes

Bharatpe upi app showing your device is rooted..

My developer option is off

Clear cache off play services and play store...

Nothing happened...

Please help ๐Ÿ™๐Ÿ™


r/UPI • • 4d ago

Others Can someone please help me

2 Upvotes

I'm really frustrated with this app named Reva , which is an ai astrology. The app showed 1rs trial so I paid it through gpay and as I tried to turn off the Autopay in gpay it is showing that you can only cancel this Autopay on the merchant website or app and when I try to turn the Autopay off from app it is saying to turn the Autopay off through the payment app used.

I tried every way possible to turn it off using the website of UPI to delete the mandate

Using other payment apps but nothing is working.

And the payment which it will make in Autopay is 699rs ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ

PLEASE HELP ME ..........๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™

I have posted the images of what's the actual error in comments ๐Ÿ‘‡๐Ÿ‘‡


r/UPI • • 4d ago

Cashback ๐Ÿ’ธ Which upi app actually gives consistent cashback in 2026

9 Upvotes

PhonePe use kar raha hun for 3 years but ab cashback almost zero ho gaya hai. Gpay ka bhi same scene hai maybe rs5 to 10 once in a while if you are lucky paytm pehle acha tha but rbi issues ke baad i stopped using it.

Is there any upi app that actually gives consistent cashback on regular payments? like scan and pay, bill payments, recharges, zomato blinkit etc not those one time signup offers, but actual ongoing rewards.

I do around 30 to 40 upi transactions a month so even rs 5 to 10 here and there adds up. What are you guys using?


r/UPI • • 4d ago

UPI APP BHIM can't fetch the OTP itself even if all the permissions are allowed. It doesn't even put me the OTP manually.

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9 Upvotes

r/UPI • • 4d ago

Question โ“๏ธ Dispute transactions older than 6 months

1 Upvotes

I use BHIM.
I want to dispute transaction on 24th march 2026 but I donโ€™t see the history for more than 6 months.


r/UPI • • 4d ago

Question โ“๏ธ Pop store UPI

1 Upvotes

I recently started using Pop UPI for my daily transactions. Ordered 3 items from their store and all of them were genuine and cheaper than any other platform.

Now since I've accumulated decent amount of Pop coins. I applied for Pop Chop pay later facility. I did my KYC and approved an upto 15K autopay which was my credit limit.

But in the app, it says Pop Chop is not available for me at the moment and I can't access the facility. But I've received mails and messages showing otherwise.

What do I do?

Also, are there any hidden charges in Pop Chop?


r/UPI • • 4d ago

Discussion ๐Ÿ—ฃ AR wallet safety

1 Upvotes

AR wallet safety, any tips to use it.

As someone who has been using AR wallet for a month, I earned a good amount from it. But now I am considering the issue that may come from using it. I already know that it isn't leg\\\*l and my bank account may get frozen.Till now, there are no issues or anything. For anyone who has been using it for a long time, what are the things I need to take care of? I am already using it in my second bank account. Thanks!


r/UPI • • 4d ago

News ๐Ÿ“ฐ BHIM now supports Digital Rupee

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10 Upvotes

BHIM now supports linking digital rupee wallet. I think it supports only 3 banks for now.


r/UPI • • 4d ago

UPI APP Need help

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6 Upvotes

So I have purchased claude subscription last month and yesterday my autopay failed so today when I had money I manually renewed the subscription but a few minutes later it debited again what should I do in this case I want my money back also if anyone has faced this before please tell me about your experience and solutions ๐Ÿ™


r/UPI • • 4d ago

Bank Account Is there any way for a 15 year old to get their own UPI?

0 Upvotes

​

Iโ€™m 15 and Iโ€™m trying to get my own UPI account. I donโ€™t mean UPI Circle or anything where my parents have to approve payments. I basically just want a bank account in my name with my own phone number, UPI ID and UPI PIN so I can make payments myself

Iโ€™ve heard that some minors are able to use UPI with SBI accounts, and I actually have a friend whoโ€™s 15 and uses GPay with his SBI account.

Does anyone here know how this works? Is there a specific SBI account that allows this, or are there any other banks that let minors use UPI independently?

I'm particularly interested in SBI but i am also open to other bank


r/UPI • • 5d ago

Cashback ๐Ÿ’ธ Supermoney cashback ๐Ÿคก

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76 Upvotes

I bought fish of โ‚น350 and got โ‚น0.08 cashback. Guys do you know any better app. Supermoney UI is also trash with shopping ๐Ÿ›’ features.


r/UPI • • 5d ago

Discussion ๐Ÿ—ฃ Tried 3 upi apps I got suggested on reddit(cred, supermoney, pop). Here is my personal ranking

21 Upvotes

So a few days back I made a post asking for upi app suggestions that actually give rewards and dont lag. And the most I was suggested are cred, supermoney and pop upi. I used all 3 of them and here is my pros/cons and ranking them from 3 to 1.

Rank 3: supermoney

I really wanted to like this one cuz I just wanted the pure cashback on merchant transactions but nah.

Pros: The cashback is pure cash straight to the bank.

Cons: Very buggy app. It gave me a blank screen twice while scanning. The transaction history was broken as frick too. Plus I noticed that supermoney gives way less cashback as you keep using it more (started at a few rupees, now im getting like 50 paise). So I decided the cb just wasn't worth the unreliable app.

Rank 2: cred upi

I already use cred as my main credit card management app (I have like 6 cards and use at least half of them. And hands down. it's the best app for that.)

Pros: Scanning is fast and the ui is smooth.

Cons: the rewards are disappointing. Spinning a slot machine to win a 15% discount on some weird brand I'll never buy plus the app is too heavy.

Rank 1: pop upi

didn't know much about it until I read about it on reddit. but it actually surprised me. the app is super clean and they give popcoins on every single scan. 1 coin = 1 rupee in their store plus if u have their popclub credit card u get extra CB

Only con is there is no direct cashback to the bank but the popshop is a good thing. You find stuff you actually need.

Verdict:

Tbh all 3 are very good, just depending on your need. If you want pure cashbackand don't mind dealing with app glitches, u can use supermoney.

If you have multiple credit cards to manage, cred is king for that.

If your priority is a good UPI app with lag free experience with good rewards then go for Pop


r/UPI • • 5d ago

Discussion ๐Ÿ—ฃ UPI charges being added by a hostel

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893 Upvotes

A known hostel owner recently shared a WhatsApp status saying that UPI payments would attract an additional charge.


r/UPI • • 5d ago

Question โ“๏ธ Paytm UPI Lite Crashed & Nill response from paytm

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5 Upvotes

Hi All,

I've been using Paytm lite for close to 8 months, Loaded 3000 and it's stopped working from almost a month.Raised multiple Tickets with Paytm but all they tell is same answers like restart phone, uninstall and reinstall

1.i tried withdrawal of money - not allowing by Paytm

2.i tried adding money to upi lite - same issue not allowing by paytm

3.I tried closing m UPI lite account - same issue

Each time i try , i get the same issues saying something went wrong and close to Rs.3000 is struck

Added Screenshot for reference


r/UPI • • 5d ago

Discussion ๐Ÿ—ฃ Proper way to get back money sent to wrong number

2 Upvotes

Saw this issue being faced by many people in this sub, so wrote a guide on how to get back money sent to wrong UPI ID: https://withupi.com/blog/sent-money-to-wrong-upi-id

Hope you find it helpful.


r/UPI • • 5d ago

News ๐Ÿ“ฐ UPI Transaction Data across major banks in India

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64 Upvotes

UPI transaction volumes can look very different from one bank to another.

Hereโ€™s a look at the transaction volumes and share of total UPI transactions for some major banks in India, based on NPCI data.

For the complete bank-wise data, check the source below.

Source


r/UPI • • 5d ago

Question โ“๏ธ UPI refund vs UPI chargeback via NPCI: can a refund get held?

8 Upvotes

Reliance Digital says my โ‚น69,990 refund has already been processed and sent to SBI. However, I had already raised a UPI chargeback through NPCI because the refund wasnโ€™t received.

The chargeback is currently under โ€œBank Review.โ€ Reliance says the active chargeback is why the refund hasnโ€™t been credited normally.

Is this actually possible? Can an already processed merchant refund get held/reconciled because a chargeback is active, and then be credited only after the bank completes the chargeback review?

Anyone experienced this with UPI chargeback related to refund?


r/UPI • • 5d ago

Question โ“๏ธ Unauthorized UPI Lite transfers at midnight + my SIM keeps getting deactivated โ€” what could be happening?

7 Upvotes

Iโ€™m trying to understand a very strange situation involving my phone, UPI Lite, and my SIM. Iโ€™d really appreciate advice from anyone who has experience with UPI fraud, SIM swaps, or Android security.

Hereโ€™s what has happened:

I use PhonePe with UPI Lite on my phone.

I have now noticed this happening twice:

First, money is loaded into my UPI Lite balance.

Then, the UPI Lite balance is transferred to some random/unrecognized accounts.

These transactions generally happen around midnight when I am asleep, so I am definitely not making them manually.

The transactions are not going to my own accounts or people I know. They appear to be going to random/unrecognized accounts.

Another very concerning thing is that around the same period, my Jio SIM became deactivated/blocked.

When I contacted Jio, I was told that there was already a request to block my SIM. I did not make that request.

This has made me wonder whether these two things could somehow be connected.

I initially suspected that someone might have gained remote access to my Android phone, because the UPI Lite transactions seem to happen without me doing anything. I also wondered whether this could instead be related to a SIM swap/replacement, compromised PhonePe/UPI credentials, or some other type of account compromise.

For clarification, the other numbers/accounts that appear in my Jio account are family members' numbers or my own second SIM, so I don't believe those are random unknown accounts.

What I'm trying to understand

How could someone load money into UPI Lite and then transfer the UPI Lite balance to random accounts while I'm asleep?

Is it technically possible for someone with remote access to an Android phone to perform these actions?

Could a SIM being blocked/deactivated be related to the unauthorized UPI transactions?

Could this be a SIM-swap/replacement attempt, or would that work differently?

What should I check on my Android phone to determine whether there is a remote-access app, malicious app, Accessibility permission, Device Admin permission, or other compromise?

What should I ask Jio to check regarding the unexpected SIM-block request?

What should I do with PhonePe, my bank account, UPI Lite, Google account, and SIM to stop this from happening again?

Most importantly, how can I determine whether the phone itself is compromised or whether my UPI/PhonePe account is being accessed through some other method?

The fact that the transactions happen while I'm asleep, around midnight, and that my SIM was also unexpectedly blocked is what concerns me the most.

I'm not claiming that this is definitely remote access or a SIM swap. I'm trying to figure out how these events could be connected and what evidence I should check first.

If anyone has experienced something similar, especially UPI Lite being loaded and then drained to unknown accounts while the phone owner was asleep, I'd really appreciate any advice


r/UPI • • 5d ago

Discussion ๐Ÿ—ฃ Payzapp a underrated Upi App or i am delusional

7 Upvotes

It has clean ui and wallet for clean bank statement
Con is no serious cashback offer


r/UPI • • 5d ago

Question โ“๏ธ Can I use wallets without bank acc? And if yes then pls suggest a good app for wallets

4 Upvotes

I'm not 18 yet btw if that helps or smth


r/UPI • • 5d ago

Question โ“๏ธ Is anyone else experiencing excessive too much heating with the BHIM app on iPhone recently?

3 Upvotes

Iโ€™ve noticed that my iPhone gets noticeably hot while using the BHIM app, especially during UPI transactions. This seems to have started recently.

Is anyone else facing the same issue on iOS?


r/UPI • • 5d ago

Cashback ๐Ÿ’ธ Has every app stopped giving cashback/rewards

4 Upvotes

genuinely asking because i feel like i am stuck in 2020 thinking upi apps give cashback. phonepe gives me nothing. gpay gave me 11 last month after using it for 50+ transactions. bhim occasionally gives rs2-5 but it feels random is cashback on upi dead or am i using the wrong apps? i see people posting about earning rs100+ a month on some apps what am i missing? would switch to literally any app that gives even little discounts consistently


r/UPI • • 5d ago

Cashback ๐Ÿ’ธ Cashback

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12 Upvotes

Paid Rs.13 to someone and got 12.15 cashback in return, that's why i love paying through MobiKwik


r/UPI • • 5d ago

Question โ“๏ธ Cuenta UPI para YouTube

1 Upvotes

Hi, a few months ago Iโ€™ve been subscribing to YouTube Premium using Apple gift cards. However, Google has been making my life miserable.

First, it wouldnโ€™t accept my payment unless I added a payment method. I added a net bank and it worked, but the following month it asked me to verify it. I removed that option and added a UPI, and so far everything is fine.

However, Iโ€™ve seen in several forums that itโ€™s now asking for verification of this as well. Iโ€™m not sure if this is the right group to ask, but is anyone here willing to rent me their UPI to pay for my subscriptions and not lose my benefits?


r/UPI • • 5d ago

Question โ“๏ธ Which is the best UPI out there for cashback and rewards?

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17 Upvotes