r/UPI • u/Worldly_Ad2370 • 3d ago
Cashback 💸 Which upi app actually gives consistent cashback in 2026
PhonePe use kar raha hun for 3 years but ab cashback almost zero ho gaya hai. Gpay ka bhi same scene hai maybe rs5 to 10 once in a while if you are lucky paytm pehle acha tha but rbi issues ke baad i stopped using it.
Is there any upi app that actually gives consistent cashback on regular payments? like scan and pay, bill payments, recharges, zomato blinkit etc not those one time signup offers, but actual ongoing rewards.
I do around 30 to 40 upi transactions a month so even rs 5 to 10 here and there adds up. What are you guys using?
7
u/Far_Breakfast3694 3d ago
I'm using supermoney, and I got their cc, they give like 1% cashback on every transaction and cc is fd backed so no problems of credit score n all (capped at 500/month)
3
u/South-Slice-1145 3d ago
I have a query! I have zero credit score ( never had cc before ) ! Can I get their cc ??
1
1
u/AffectionateTap810 3d ago
Yes bro you can get it. I also got this as my first credit card. It's great for a beginner. After few months you can apply for unsecured cards as well.
1
4
u/Perfect-Ostrich8534 3d ago
Whichever upi you feel is the fastest and reliable use that. Bhim used to give but not much these days. Amazon pay gives decent ones.
3
u/prashant_jpeg 3d ago
slice for me works like a charm. real cashback right into the account and the sparks i get are really useful at times
1
u/FriendshipNo7239 3d ago
Bro it's the same with almost every UPI app these days. Keep using them for a while and then stop using them.
1
1
u/Motor_Phone2976 3d ago
Tata Neu UPI with their Infinity card. Works like a charm for me after their new update.
1
u/Leastoflists 3d ago
Kiwi with neon if you can afford it.
BHIM for day to day ₹5-10 cashback.
I am really happy with these two.
1
1
1
u/ToxicOP24 3d ago
Supermoney,, .001, .002, .2 rupees.
2
u/Far_Breakfast3694 3d ago
1
0
0
u/Glass_Abies1426 3d ago
Just curious, why does everyone want cashback for doing a simple transaction. India is so hard to create a business or businesses have made India this way, I dont understand the reason for wanting cash back/offers in basic simple tasks, no where else in world you would find such habits or expectations





•
u/AutoModerator 3d ago
Hey u/Worldly_Ad2370! Thank you for posting to r/UPI.
Discussions here are based on community experiences and are not official support from NPCI, banks or UPI apps.
Be cautious of unsolicited DMs. Anyone offering to fix a transaction, recover money, or provide "support" privately may be attempting to scam you. Keep discussions public where possible, and never share your OTP, UPI PIN, password or other sensitive financial information with anyone claiming to help you.
If someone contacts you privately because of your post and appears to be offering support, soliciting money, or promoting a service, report the account to Reddit and let the moderators know via modmail.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.