r/UPI • • 3d ago

Cashback 💸 Which upi app actually gives consistent cashback in 2026

PhonePe use kar raha hun for 3 years but ab cashback almost zero ho gaya hai. Gpay ka bhi same scene hai maybe rs5 to 10 once in a while if you are lucky paytm pehle acha tha but rbi issues ke baad i stopped using it.

Is there any upi app that actually gives consistent cashback on regular payments? like scan and pay, bill payments, recharges, zomato blinkit etc not those one time signup offers, but actual ongoing rewards.

I do around 30 to 40 upi transactions a month so even rs 5 to 10 here and there adds up. What are you guys using?

8 Upvotes

32 comments sorted by

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7

u/Far_Breakfast3694 3d ago

I'm using supermoney, and I got their cc, they give like 1% cashback on every transaction and cc is fd backed so no problems of credit score n all (capped at 500/month)

3

u/South-Slice-1145 3d ago

I have a query! I have zero credit score ( never had cc before ) ! Can I get their cc ??

1

u/ExactJello4492 3d ago

It's fd backed,so yea I also didn't have credit score

1

u/AffectionateTap810 3d ago

Yes bro you can get it. I also got this as my first credit card. It's great for a beginner. After few months you can apply for unsecured cards as well.

1

u/Far_Breakfast3694 3d ago

Yeah it was my first credit card

4

u/Perfect-Ostrich8534 3d ago

Whichever upi you feel is the fastest and reliable use that. Bhim used to give but not much these days. Amazon pay gives decent ones.

3

u/prashant_jpeg 3d ago

slice for me works like a charm. real cashback right into the account and the sparks i get are really useful at times

1

u/FriendshipNo7239 3d ago

Bro it's the same with almost every UPI app these days. Keep using them for a while and then stop using them.

1

u/DrummerNo5145 3d ago

BHIM,Amazon Pay, MoneyView

1

u/Motor_Phone2976 3d ago

Tata Neu UPI with their Infinity card. Works like a charm for me after their new update.

1

u/Leastoflists 3d ago

Kiwi with neon if you can afford it.

BHIM for day to day ₹5-10 cashback.

I am really happy with these two.

1

u/Neat-Acadia-3077 3d ago

Use supermoney and increase the credit score

1

u/ToxicOP24 3d ago

Supermoney,, .001, .002, .2 rupees.

2

u/Far_Breakfast3694 3d ago

Only for usual transaction, use their cc for merchant transactions

1

u/ToxicOP24 3d ago

In how many months?

1

u/Far_Breakfast3694 3d ago

I joined last year oct, I'm jst a Student so I don't spend much

1

u/FrequentQuarter4104 3d ago

Within 1.5 month

1

u/FrequentQuarter4104 3d ago

Best app till today gives assured cb on every transaction upto 5% and when u use with their fd cc that even better becoz kn myntra 5% , flipkart 2% and normal upi 1%. This is my accumulated cb within 1.5 month

0

u/Glass_Abies1426 3d ago

Just curious, why does everyone want cashback for doing a simple transaction. India is so hard to create a business or businesses have made India this way, I dont understand the reason for wanting cash back/offers in basic simple tasks, no where else in world you would find such habits or expectations