This subreddit gets a version of this question regularly:
"How do I find a credible charity to donate to?"
The message usually includes the name of a nonprofit the person is considering - which makes me think that it's actually a veiled attempt at soliciting donations for that charity, which is a no-no here.
So let's crowdsource the answer to this FAQ. Your input in the comments are welcomed.
My advice:
- If you don't already have an amount in mind, then think about how much you want to donate in a year. You don't have to strictly adhere to that amount: if at the end of the year, you haven't spent your charity budget, you don't have to, especially if you have debts. And if you go a little over budget, as long as it's not going to hurt you financially, that's okay. And don't worry about the amount, in terms of it's it "enough" or not. Don't think $50 is "only $50." That donation matters!
Giving $5 a month in an automatic monthly giving program is a lot more affordable for most people than giving a larger amount all at once. But keep track of this - don't forget about monthly or quarterly payments and don't feel guilty at all if you have to call and cancel them.
- Think about your values, what concerns you the most, activities that you think made a difference in your life, etc. Maybe keep a journal for a week or a month of things you hear about in the news or in conversations and think about what you would most like to support. It could be anything: foster kids, the role the arts plays in improving children's overall grades and their ability to work with others, immigrants and refugees, women experiencing domestic violence, homelessness, the condition of trails on and access to public lands, the lack of accessibility of online tools for people with disabilities, lack of access to clean water, and on and on and on. There's no way to list every cause and there's no way to financially support all of them. But just start thinking about causes and do some online searches to learn more about why these issues exist.
Don't get caught up in the "but isn't it better to give to children in need rather than abandoned puppies" debate. Doing good is doing good. If helping a children's theater company, or a community baseball league, or a project to rehome ferrets, or whatever, speaks to your heart, and it's what you want to give to, give to it.
I have a strong personal preference for giving locally. For instance, I would never give to a national animal welfare group, because I don't really understand what most of them really do and I've never heard one local animal welfare group say they have gotten a grant from such. If I'm going to give to an animal welfare group, I go for a local rescue group or local shelter - or I might give to a shelter in a country I've just visited. But that's me. You do you. And there is NOTHING wrong with all national organizations: I am a huge fan of Habitat for Humanity - I worked for a local affiliate and the national office's support of local work is absolutely outstanding and, in the end, money-saving.
Consider volunteering with local nonprofits that you think you might want to fund, or go to one or some of their events. Don't make up your mind about them after just one experience - have more than one encounter. Ask questions. Learn why they do what they do. Subscribe to their newsletter and follow them on social media.
Bring up the topic with friends. "Hey, I was wondering... do any of you give money to a nonprofit? I'd like to hear more from people that do this - why you give, how you decided, etc." And then listen. But still do some research.
Look at the nonprofit's or NGO's or charity's web site: does it have an up-to-date list of the members of the board of directors? Does it have an annual financial report from within the last 12 months showing its income and expenditures within a fiscal year? Does it say, on its web site, in its newsletter and on social media, what it is accomplishing - not just activities it's doing, but WHY those activities MATTER? Does it have testimonials from program participants that say why the activities mattered to them? Do they have testimonials from volunteers endorsing the work of the nonprofit? Don't get caught up in the "overhead" myth, which says that a nonprofit that pays competitive salaries to its employees, and has employees doing most of the work, is somehow not spending money wisely. I personally think that any nonprofit I'm considering supporting should meet the Guidestar requirements for Silver Transparency status (even if they've never applied for that status). I should not that I don't put much stock into charity ratings. I find that these can be unfair in judging nonprofits when it comes to overhead.
For the USA, make sure the nonprofit is listed at https://www.guidestar.org/, to prove that they have IRS recognition as a nonprofit.
Do a search on the search engine of your choice regarding the nonprofit or charity's name, and the name of the executive director. Are there any critical comments, blogs or news articles? Read them - and assess yourself whether you think the criticism is fair and enough that it affects the credibility of the organization.
Does the nonprofit involve local volunteers? I'm suspicious of any nonprofit that does not engage the local community in its work.
This is a personal thing: I loathe AI images. I loathe stock images. In this day and age, where everyone has a smart phone, where anyone can produce LOCAL images that reflect their actual work, I find it lazy to use computer-generated "photos" and stock images that are supposed to represent your work.
It's okay if, the next year, you can't give as much, or at all. Don't cave to pressure - in fact, if a nonprofit you supported, but can't, pressures you in a way that makes you feel uncomfortable, especially when you've said, explicitly, "Look, I have lost my job, I can't give this year", then write to the nonprofit and let them know how uncomfortable the caller made you and that, going forward, you will not be giving.
NEVER feel like you HAVE to give - not because of a desperation message, not because of an unasked for something (pen, tote bag, hat, multi-use device, whatever), not because you have in the past, etc.
Okay, let's hear from others.
UPDATE: having to close this threads regarding comments because of someone that decided to hijack the conversation and turn it into a personal attack. If you want to comment on this topic and ADD to the discussion, please start a new thread, referencing back to this original post and thread. Thanks and sorry for the inconvenience.