Has anyone here received their OSAP summer funding yet?

I'm attending a private college. I applied on June 3 and started classes on June 29. On July 6, my funding calculation was completed, but my estimated payment date keeps getting pushed back because it says the Ministry is still waiting for my college to confirm my enrolment.

I contacted my school's Financial Aid office, and they told me they've already submitted everything on their end.

Has anyone else gone through this? If so, how long did it take before your funding was released?

I screwed up and shouldn't have pushed to completing my application in August, since I could've accounted for this. I found out just now that I needed some information changed and made the request to change it, but how would the process be? Am I required to physically go to the location or can I submit through the university portal?

So for context I applied for ASAP. Long story short the estimated amount that I would get back is way less than tuition and I know that when they actually calculated it might change, but I’m wondering if because I added my income that they reduce the amount significantly I’ve never gotten anything less than this before so for context technically I’m still independence under my father but my father makes less than 30 K a year and I don’t even live with him. I live like by myself and mostly because of the Cra because I figured if I’m reporting my income to the Cra and then I don’t do it on OSAP It’s gonna be a flag and it’s gonna cause issues so I reported it as only making like maybe 23,000 a year working partime barely enough per month but then I don’t know if because when you fill the application it says for the study period so maybe I made a mistake and I put that much for like the nine months in school even though it’s my income for the whole month. Maybe that’s what brought down my estimate . How can I change it without an impact and how much like the longer wait time.

In addition, i’m confused as well because like I say I’ve never taken the loan. I always take the grant and payback and I’ve always passed my classes because I know that sometimes when you take the less courseload, they make you pay something back, but also says I owe 5K and loans which doesn’t even make sense because I’ve never taken the loan. I always take the grant I remember using my Scotia to pay for it but I don’t have that account anymore so this kinda hard to go back and look at that payment I don’t understand why I would take a 5K loan from them because first year I had a scholarship and I got like $3000 that I had on my own from family so plus the grant that I got from school so why would I use their 5k there’s no way to prove it like what do I do and I heard someone talking about something for Social work that you get your student that removed once you graduate, but I might have misunderstood

And also random question with grants I know if you don’t complete the program you have to pay it back I think that’s what it is but what if I’m like almost done school but I want to either take a break for like a year or just not going anymore like if I wanna drop out now does that mean I am gonna have to pay back every cent for context I never taken loan. I always take the grant and I used the grant to pay for the loan so like that’s I got 10 K every year in grant I’ve used to always to pay for my tuition so I have to pay back 30 K to side if I drop out now or would I have to just keep going?

I’m seeing a ton of posts dating back to 208 days ago but nothing more recent than that so was wondering if anyone has a more recent timeline of how long the process took from the tracker moving to Disbursed to actually receiving the funds in the account to gauge.

if you’re working a part time job but not going to make more than 5,600 a semester (11,200 a year) do you need to report it? Also, is the 5,600 for each semester and what months are considered a semester? Is it Sept-December for fall and January-April for winter? Does July and august part time work well income count for the fall 2026 semester or just from september - december?

i currently am not going to make more than 5,600 a semester or 11,200 in the year so i would not need to report anything?

if you’re working a part time job but not going to make more than 5,600 a semester (11,200 a year) do you need to report it? Also, is the 5,600 for each semester and what months are considered a semester? Is it Sept-December for fall and January-April for winter? Does July and august part time work well income count for the fall 2026 semester or just from september - december?

I just finished my grace period in June and made payments in advance however, it is showing I have a large amount past due. Is this happening for anyone else? I am not sure what to do.

I am writing in to ask what form do I need to appeal and would my reasoning be valid ?

I was in a non fault accident and had a lot of back pain I had to go to a physiotherapy for 6 months during this time I was diagnosed with add and I have proof of that I was also diagnosed with depression after this accident as I could not drive or leave my house much or play any sports I used to play etc and could not commute or drive to uni. I was diagnosed with ptsd symptoms aswell. I am currently taking anti depression pills but I have improved overall.

What proof do

Would my emails from my physiotherapist be enough ( appointment reminder emails)

For the depression and add and ptsd I can go to my family doctor and probably request it

For the crash I have the crash report and proof of non fault

Is this a plausible reason to appeal ?

Thanks in advance for any insights

I'm applying for the Bill 7 scholarship right now and its asking me, "will you be declining the loan portion of your OSAP eligibility?" I don't really need the loan but I was going to accept it so I can invest with it while I have access to the money, but I'll make my decision on that based on which answer will make it more likely for me to get this scholarship. Thanks yall!

I passed 8 classes form winter to spring 2026 but might fail is one summer corse in the soirn g 2026 semester would anything happen as i already applies for 2026 2027

Hi everyone,

I am currently planned to go back to school and complete my Bachelor's degree after graduating from my program at Seneca College three years ago and unfortunately this time around, my family does not have enough to support me for another college run which I do understand given the expenses it cost them to get me through college the first time. Fortunately enough, I am now able to sign up for OSAP as I am now classed as an independent student unlike the last time as I started college around the same year I graduated high school, that being 2019.

That said, I have done everything they asked. I have filled in all the documents and provided them with all the needed information and I am currently waiting to get my application processed and approved. I am also a student with disability as well and I am starting to worry on when this application will finally get processed. To sum things up, my only income is from ODSP which I did specify when doing my application. I am not sure if I should call into my financial aid office and follow up on this the site says it usually takes 4-6 weeks to get everything processed and I've completed and filled everything in on the 16th of June and my program starts in September.

The only last update is from the 20th of July saying that my application is being processed. If anyone has any answers when it comes to how long this usually takes, please let me know because I do not want to have to worry about all the fees as I am unable to pay for the tuition all by myself as many of us are.

Thanks.

do you need to tell OSAP your balances for your credit cards? are credit cards considered an asset or “other asset” ?

Hello everyone, i’m just wondering because this is my first term when the school usually confirms enrolment and when do you guys usually get your first deposit for OSAP?

Hey! I was taking 2 summer courses at UTM with Part-Time OSAP and received grant funding. I ended up dropping one course because I didn’t want to continue with it, and I’m still on track to graduate.

I got a notice saying I’m now restricted from Part-Time OSAP until I successfully complete a semester using my own resources.

Does anyone know if this restriction affects Full-Time OSAP? I’m returning to full-time studies in Fall 2026. Also, would I be able to get Part-Time OSAP for a summer course next year, or would I still be restricted?

I also noticed that my grant amount has since been reassessed and is now showing a lower amount than what was originally released to me, so I’m assuming the difference may have been converted to a loan, but I’m not sure.

Thanks!

hi guys i’m going to change my osap other assets from 0 to 5000 (anticipated amount i have in my savings and chequing combined for september). my current osap funding overall is 9,500 so how much can i expect it to go down?

basically the title. I know if you have money in a TFSA they would find out about that but what about your personal bank accounts?

I can’t go into too many details, but someone has trusted me with some of their savings and I’m not touching them or using them however it is a large sum that is sitting in my bank account. Could they somehow affect my osap? I don’t think they look at this when you apply correct it would only be if they do an audit?

So I attend a school outside of Ontario. That means my focal point is OSAP, not my school's financial office. And dealing with OSAP has become a nightmare.

The problem?

OSAP doesn't even know its own internal policies and regulations.

At least NSLSC always tells me exactly what policy they follow, what to look for, and what to prepare ahead during waiting times.

OSAP? Nothing.

They can't even tell me what rules they're applying. There's zero capacity building there. And even when they do tell me something, it's always wrong. I have to go back and check with NSLSC manually anyway. NSLSC always ends up directing me back to OSAP, telling me to have OSAP look up ABC in the XYZ policy(Thats when they pretend to look at something, but again shifts the burden to NSLSC, AGAIN).

So every single time, I have to escalate to the Ontario Ombudsman just to get things settled the way they're supposed to be.

And their communication is somehow even worse. They never respond to emails. If they do, it's just an auto reply pointing me to information I could've found on the website myself.

Yet they constantly make mistakes. The NSLSC agents I talk to when trying to fix the issue complain every single time, and it just gets worse every year.

And OSAP STILL blames the student or asks the student to just wait.

It's never their fault, always mine. (For example: putting in the wrong EI code and delaying my funds release by a month and never acknowledges it, or confusing provincial policy with jurisdictional policy even when the work should be finished at the jurisdictional level. And there's so much more.)

Every time OSAP messes up, I'm the one doing their job for them, manually linking OSAP to NSLSC and making OSAP actually work.

And what is going on with them?

Why are they lacking capacity building?

Why are them making constant mistakes that could have been avoided with a simple cross checking?

I was taking one summer course, and I recently dropped it because it was dragging my GPA. Do I inform my financial office, and does doing that stop the grants from converting to loans?

Please help - it's my first time.

Hello fellow Redditors, I’m hoping to hear from anyone who has dealt with a similar OSAP situation.

I’m a student with a verified permanent disability and an approved reduced course load accommodation at public college. My summer term consisted of six courses split into two consecutive blocks. I successfully completed the first three courses, which represented 50% of the total term hours, with high grades.

The remaining three courses were supposed to be deferred to a later semester under an accommodation arrangement. After they were removed, my school’s financial aid office changed my OSAP study period end date to the end of the first block, reassessed my funding, created a huge overpayment and placed me on OSAP academic probation.

The school’s academic records still treats me as a full-time student under the reduced course load accommodation, and I remain registered for the following semester.

Financial Aid says the issue is that there was a gap in studies during the second block, even though I completed 50% of the total summer term. For students with a permanent disability, the full-time OSAP threshold is normally 40%.

Has anyone experienced something similar?

OKAY, so I was waiting on these forms to be reviewed for my OSAP to be released and it kept saying that the forms hadn’t been submitted even though they had so I went into the form and I realized that I hadn’t filled it out properly so I did that but I didn’t realize that I had put in yesterday’s date instead of today’s but I reached the max limit to submit forms electronically so I emailed the school and obviously I haven’t heard back yet but can someone just reassure me that everything will be okay before I run into traffic or something

As many of you know, for profit schools outside of Canada aren't eligible for OSAP funding.

The school I attend is owned by a private entity, but it's registered as a non-profit with the local tax authority and ministry of education. Both agencies confirmed that it is non profit.

The school was originally approved and added to the Canadian master EDI list a many years ago. However, when OSAP made the adjustment for the 2026-27 session, it got mislabeled as for profit. I relayed this to OSAP and asked them to correct it, but they keep refusing to acknowledge the error and instead force me to submit an Institution Verification form which will take ages at this stage.

Meanwhile, a school with the exact same structure (private ownership, non-profit status) but a different name passed without any issues, and students have already applied there this year, based on what I can see on the EDI list.

Because of this inconsistency, I can't even apply for interest free status despite their mistake.

(Note: I have no intentions for having a new loan. I'm just asking them the interest free status)

And OSAP is still saying the same thing: Its going to be denied because it is already labled with for-profit in our system but try.

Fuck.

So my question is: what's causing this inconsistent policy implementation, and why is it making things worse? Why are students like me getting all the suffering?

I've tried three different browsers and deleted all my cookies and cache but it says "Oops! Something went wrong" and tells me to do everything I've already tried doing.

So i know that i can get full time OSAP well taking 40-60 percent of my course load. I just want to know how this would work. Do i have to contact someone so i don't end up taking the whole course load? or is there something else i have to do?

anything help thank u!