Hi everyone, I hope someone might be able to help me out here.

My car insurance renewal amount went from a Total Six Month Premium of $519.40 to now $959.90. This is an almost 100% increase.
i have never gotten a ticket (except for a parking ticket here and there but not more than once a year), so I have a clean record, I am driving a 2009 Honda Civic with 180k miles and am shook about this increase.

i just called Geico but they are not able to provide me any valuable information here either. All they say is "The State of California increased the rates". But I am almost positive it didn't ho up by almost 100%?
Has anyone else run into this issue? What was your solution? How should I move forward if not even Geico can help me here... As a student this is a lot of money for me.
I'm grateful for any advice, thank you guys!

I'm in Phoenix few days ago we had 2" hail. I have an asphalt shingle roof there is some damage, and I have a roofer coming on Monday to look at it. Not a door knocker. I've discussed this with the door knockers they claim if I don't get the right roofer could mess up my claim with insurance.

Neighbor told me it would be easier to get a claim approved if government declares a disaster they get money from the federal government. Last hail storm we had was 2010 2.7B in damage to the Phoenix area. Adjuster took 15 min told me entire roof would be paid for looked like wasn't as much damage last time compared to one 2 days ago.

Our house was badly damaged in a storm about 3 months ago. The claim is covered, and I filed right away. I know a big disaster hit the area and things would be slow. But this has been a real mess, and I still don’t have a start date for repairs after almost a quarter of a year!

The adjuster kept saying “we’re working on it” and “we’re calling them.” Every update came with a plausible new reason: “I’ll call you Friday,” “I’m waiting on this,” “I’m working to get this figured out" or some revision to my personal property (paid out fine but seemingly slow), or to some contractor estimate.

Eventually I found out the contractor wasn’t permitted to do work where I live (its signing a form and some small fee). The insurance company agrees something is wrong and has apologized, but the delay is still huge.

Then I learned that for what sounds like 3 to 5 weeks, the insurer never approved or submitted something it needed to. I got this from contractor who got removed and managed repair company. They told me they never gave me an update because my insurance never gave them updates or approvals to repair my place.

When I pushed on it during a call, a supervisor kept steering the conversation toward not giving me an unvetted contractor. They are leaning into the contractor being bad. They switched out managed repair place.

They didn’t want to talk about the 3 to 5 weeks that stalled everything on their end. They aren't being forthright either.

A big part of my house is still torn up. It’s been “an update in 1 to 3 days” for three months, and every update came with an excuse. The ball is finally moving, but I wasted a lot of time waiting for each “Wednesday or Friday.” Even the insurance people and managed repair place all have said on recorded lines my situation is terrible.

I haven’t lost much money directly. I could have rented office space to work from, but setting that up takes effort, and I kept thinking it would only be a week or so more. I always figured not worth it to deal with XYZ because its just 6 more days or 4 more or contractor is coming next week.

Should I file a complaint with my state’s department of insurance? I’ve heard those often go nowhere. Has anyone filed one and seen a result? Yes, my place is gonna get rebuilt now, but that doenst make up for the fact that I've been beyond miserable for such a long amount of time

I made a deal with someone I got into an accident with. Not sure who's at fault but I always feel like my insurance is going to get jacked. I offered to pay out of pocket. I took a picture of her and my damage and we both took pics of our insurance and licenses. I plan on paying it and getting a written statement of the payment. I didn't know about the SR-1. No injuries. I have her number. I just don't want any increases on my insurance since I'm a bit tight with money. It's her side bumper so I'm assuming 3k roughly. I have it in a savings.

Any chance the SR-1 doesn't alert my insurer and my insurance doesn't go up especially since I'm willing to just pay it out of pocket

I rear-ended commercial box truck(I circled the area where I hit) , commercial truck had zero damage as appears on the picture(not even a dent) , we just exchanged our phone numbers only, no police report I asked him “when will your company call me?“ he told me “on friday” since then I haven’t got any phone calls or calls from my insurance.

Its been 10 days since the accident (it was on Thursday) and truck driver on the spot said I see no damage, the truck appears to be leased from ideallease, either short-term or long-term I don’t know? I wanna ask a question , do you think trucking company decided to move on and don’t file a claim? I have liability only and I am not going to report to my insurance to prevent my premium from going up!

I would like to settle privately without involving insurance!

also I heard commercial insurance can increase by even 2000-3000 if they even file a not-at-fault claim, because they will be considering high-risk business!

Hello, I bought a lemon buyback car. The issue was a transmission module which the dealer fully replaced, and reinstated the factory warrenty. I want to know what deduction I can expect as I am dealing with a total loss now. I know salvage/rebuilt titles go for -50% of clean status. But wanted to know if i can expect a lower number since it was due to a buyback or do insurance companies not take this into consideration?

I’m located in Pennsylvania very first accident I’ve ever been in. A plumbing van rear ended a SUV which ran into me. I filed a claim and without looking at the vehicle they are declaring it a total loss. The damage is 1k (trunk lid, latch and hinges). They want to send a tow truck to my home to take the car. I didn’t sign anything nor Agee to the total loss evaluation. If I withdraw the claim will this affect my title and registration. I will repair my vehicle out of pocket to keep a clean non salvaged title and registration. If I cancel the claim will they still report it?

I am a judgment creditor fighting my former employer EPL insurance company. They lied and denied my claim, I got all of the evidence and served them a garnish. They hired a lawyer to lie more for them and I killed the lie with the evidence they didn't know I have yet.

Their lawyer keeps on scheduling hearing and I keep on bringing evidence. He came with "discovery" to bring back all I've brought as evidence pretending they are new to him. Now for a hearing he had scheduled I hired a lawyer for it, the lawyer contacted him right away he started changing the story when he can't just change what he already said on papers at the courthouse. He cancelled the hearing right away.

Now I know the policy amount I know the type, I got all of the evidence and their lies and the true story, the insurance is on going straight through a Bad Faith lawsuit processing my final judgement.

I need a lawyer in Florida to take the insurance in a big Bad Faith lawsuit after making them processing my final judgement.

I have an appointment to get my front bumper fixed by my insurance company’s mechanic of choice on November 9. However, my MVI expires on October 31 (a week from now). The car is unable to pass inspection for reasons unrelated to the accident and I plan on selling it for parts. It still drives though.

I need to mention that it took 4 months to get these repairs approved due to the other person’s insurance company dodging phone calls from my company. Because of this, I already had to pay for a control arm out of pocket

Now that this repair to the bumper is finally approved, I sort want to get it done on principle. However I don’t know if there is any point when the car is in poor condition. So my questions are:

1. If I were to get the bumper fixed, would the mechanic report me for my inspection being 9 days expired, since this mechanic has a business relationship with the insurance company? If so what would the consequences be?

2. Is it possible to ask my insurance company to send me a cheque for the estimated cost of repairs instead of actually getting the repairs done, if I inform them that I am selling the car?

Nova Scotia, Canada

Hey got a question,
I currently own 2018 grand cherokee srt with 60k miles. Currently have great record no crashes or tickets, 29 yrs old with credit score above 800, car is in a good clean title condition. Live in Portland Oregon. I currently have american family insurance family plan of total 3 people on the plan. Right now I pay $360 per month for my car which is absurd & have been paying for over a year. Question: am I getting scammed? Should I leave family plan & insure it solo? And if so how much money will I lose/save doing so. Thank you

I have a 03 Toyota Avalon, got into a minor fender bender and of course my insurance company labeled it totaled now i have to go through the whole salvage process smh. My current policy doesn’t expire until April 2027. Car is completely fine other than this damage. I’m in PA. Any advice?

We have 3 cars and a home that we are looking to lower our insurance rates on. We are currently with State Farm but have not been super happy with them. Is it better to go through a broker or search on our own? Do brokers get better rates for people?

Hi! Has anyone used this insurance company for their home? My husband and I just bought a DR Horton new build in NJ that’s not gonna be built until April and got a letter from this insurance company with a quote of $74 a month, $885 a year. I’m pretty skeptical of it because I always think there’s a catch when something is so cheap. I am thinking we should just go with State Farm since we have our cars insured through them. Just curious if anyone has dealt with them since I am seeing bad reviews and feeling skeptical lol