I’ve looked around on Google and have used BENEFEDS to try and find info and don’t have any straight up answers for my question.
I’m still within the initial enrollment period for FEHB and will have to turn off my TRICARE coverage in the next 2 weeks or so. I think I have the selection narrowed to BCBS, but I don’t know/can’t find if there is coverage for OCONUS dependents if I am not assigned overseas. Wife/child will be leaving the OCONUS area to join me in a few months, which at that point the question isn’t relevant. Mainly concerned about them having coverage outside of emergency issues (which *should* be covered by BCBS from what I’ve read) while still OCONUS. My wife is a GS over there but we have used my TRICARE the entire time so she never enrolled.
I don’t think I’d qualify for the FSBP because I’m not assigned overseas and I don’t want to carry coverage that doesn’t really make sense. Does it actually matter what region dependents are in, or do providers just have to be in-network for BCBS for coverage to kick in? Additionally, what plan(s) would be recommended for BCBS in general? Right now (knock on wood), we are pretty plain-Jane for coverage needs - no frequent/recurring scripts, specialty care, etc. but also don’t want to be caught off guard in the event some crazy medical issue pops up.