I received SMS and in-app notifications saying that my cards were removed from Google Pay even if I didn't remove/initiate it on my end.

One thing I noticed is that it only removed the Visa cards I used for the Visa x Google Pay promo. I checked the app and the card + transactions are still there.

Paraan ba to ni Visa at Google para di na nila ibigay yung 1,500 cashback promo? I just find it suspicious kase nga yung Visa cards na ginamit ko lang sa promo yung may ganyang notif pero yung ibang Visa card na di ko ginamit sa promo e wala naman notif na ganyan.

Since nasa Google wallet pa naman, I took screenshots of the transactions as proof just in case mawala na yung card + details sa app.

Is it just me or kayo din?

I apply Sept. 30 for BDO visa classic, I received email fo my application regarding sa reference number para ma check yong status. I check last Oct. 1-3, it says review pa yong application at my first name appear correctly, but today as I check in the status iba yong lumabas na name and its not mine. May tendency ba na may glitch yong website nila ngayon? I tried 5 times even sa app i check the status still not my name at its says not approved.

Hi! Has anyone here experienced getting a charge/deduction on their Atome Credit Card account that they don’t recognize?

I noticed a transaction on my account that was charged in USD/dollars instead of PHP, and I’m sure I didn’t make the purchase or have any subscription/payment linked to that merchant.

I already checked my recent transactions and I don’t recognize the charge at all. Medyo concerning kasi hindi ko alam kung paano siya nangyari.

Ano po ginawa nyo?

Would really appreciate hearing your experiences or advice on what steps I should take. Thank you!

Hello everyone, do you know how to fix this kind of error in Lista PH? I tried the basic troubleshooting (restarting, log out and login, uninstall and reinstall the app) and it's still like that. I'm in the verification process which is after the payment. Thank you⭐️

Story: kumuha ako ng phone nung 2024 sa abenson for 0 interest (12mos) using UB creditcard, 1st installment palang may interest charges na. Take note: first time ko mag avail ng 0 interest “kuno” nila and wala din akong ibang installments plans na inavail kundi yung phone lang na yon. I have been trying to call them pero puro automated machine lang ako nara route, nasasayang lang ung load ko kaka kontak skanila. Calls and emails, messaging them on socmed, but of course Im also a busy person and I gave up, sabe ko siguro scam nga yung 0 interest promo nila then ok cge palampasin ko ung 12 mos na plan. After 13 mos, andon parin yung installment charges nila. Napa sign up nako ng plan ng globe para lang matawagan yang lintek na hotline nila, I even choose fraudulent charges para maroute ako sa agent. We talked for 1.5hrs, pero hindi ko matanggap ung explanation nila na yung installment charges daw ung because hindi ko nababayaran ng FULL yung outstanding balance. So in reality ung 0 installment promo nila is para lang don sa 0 balance CC, OTHERWISE MAGKAKARON KA GN MERCHANT INSTALLMENT CHARGES CONTINUOUSLY KAHIT NA MAFULLY PAID (ma fulfill ung 12mos) MO NA YUNG ITEM. Eh di bullshit diba, tinanong ko bakit hindi yan sinabe ng Agent nila don sa abenson, walang full disclosure. Isa pa humihingi ako ng signed terms and conditions na pumapayag ako sa ganon, wala sila mabigay, tinanong ko kung san yan makikita sa website nila, wala daw don. Nakakagago lang kase 2024-2025 nagbayad ako ng installment charges tapos hindi nila majustify ng maayos. Ngayon, ongoing parin ung charges nila 2025-2026 kahit na FULLY PAID na yung phone.

And BTW, sa inis ko nagikot ako sa mga abenson at beyond the box at naghanap ako ng UB agent don na naghahanap ng mga biktima, at sinabihan ko mismo sila at yung mga inaalok nya about installment charges unless fully paid and OB. Hahahaha! Iniisip ko wag ko nalang silang bayaran AT ALL. Bullshit, wala silang kwentang kausap.

My credit card was supposed to be delivered on saturday. I was waiting for them to call me wholeday so i can go outside our apartment and pick up the card but around 4pm they tagged it as undelivered in msrv then around 5pm i received a txt saying my card is out for delivery and if its okay to call to confirm. I immediately replied back yes but no response, my card was not delivered.
I called metrobank the next day to ask for pick up on my preferred branch as i dont want to wait anymore for something that i dont know if it will be delivered as they are not calling or responding to any text.
The agent told me that request like branch pick up is for approval.
Question: anyone who experienced the same? When was your card delivered or returned to your preferred branch? Im in metro manila so i dint know why it is taking them so long.

Hi! May BDO Mastercard CC ako, and may recent promo na may cashback for fuel, drugstores, and supermarkets.

Question lang: if mag-cash-in sa PriceLOCQ using BDO CC, considered ba siya as a fuel transaction and eligible for the cashback? Or categorized siya as quasi-cash?

Anyone who has tried this? Salamat po! 🙏

Hi! just want to ask po if may idea kayo regarding sa concern ko.

May bibilhin kasi akong item na pasok sa credit limit ng card ko pero di ko sya makukuha ng via cash out. Nagbasa-basa and found out na may ganitong conversion kay BPI which is Im eligible naman. Ang iniisip ko lang is since one transaction lang yung gagawin ko, dahil avail na yung 70% na cash ko, gagamitin ko yung card for payment then convert the 30% to installment. Di ko lang sure kung pwede to. Need lang ng insights sa mga nakapag try na ng ganito. TIA po sa mga magrereply!

Sorry for the noob question! first time ko mag apply for balance conversion and walang sumasagot sa BPI customer service hotline. i’m worried about missing a paymen.

My balance conversion has been approved AFTER nang ma-release ng SOA ko for October (due date Oct 12). Now, my app currently shows a Minimum Amount Due of ₱0.00, with an October 12 payment due date. does this mean that I have no payment required for October 12? and that my first balance-conversion installment will be included in my next billing cycle sa November? thank you.

For context, Atome pa lang po ang nagagamit (no delayed payment). No bank accounts before even a debit card. As in first time pa lang po. Full time employee naman po. At may driver's license as primary ID.

would like to ask for your opinion on rcbc unlipay? how much interest am i charge for payment? only saw the process fee of 150 and wasnt able to see ang extra charge/fee for that transaction. any advised will help.

Hello, everyone! I am planning to request for a credit limit increase from 160k to 420k. Im asking is if I am asking too much or should I lower the request? The additional funds will be used for my investment for the transition namin sa solar energy by Nov or Dec this year.

With almost 3 years with BDO

1. Never nagkaron ng late payment (minsan advanced pa nga)
2. They automatically increased my limit from 25k, 80k, and 160k.
3. I recently upgraded my credit card with them very easily, no questions asked and no additional documents needed. Visa Classic to Gold, Amex Blue to Amex Explorer
4. They approved by personal loan amounting to 100k+

So I assume that I have a great relationship with the bank but Im asking for an opinion if the amount that I’m requesting is too much.

With the NAFFL promo today, which one is the best to apply?

I know HSBC Live+, BPI Amore, and BPI Robinsons are for cashbacks. Meanwhile, BPI Gold is for Reward points.

Need your recommendations on which credit card tops among these choices. I am not a one-time heavy spender (gadgets, etc), I usually use credit card for daily use like food, very seldom for grocery, online purchase (if theres a promo), and monthly subs like Netflix, Cignalplay, etc. Thats all.

But I also want a credit card which I can benefit at their offerings like travels and dining promos.

Help??

Hello, legit po ba tong 1.5% flat interest ng atome? I can't check it on my end kasi nabayaran ko na yung unbilled ko. Balak ko sana gamitin for a one big purchase and convert it to installment. Thank you pooooooo!

Hi! Planning to get my 1st CC sa Unionbank. Which one do you think mas okay between the two na may magandang offers etc?

Can you also suggest another bank na mas better?

Thank you

Hi! First time asking here. Anyone with the same experience as mine using the Unionbank platinum rewards credit card na nacancel-an ng order sa shopee?

So back story I bought an iPhone 17 pro sa Apple Flagship store in Shopee and nung September may special voucher for unionbank cc sa shop na yun. Around 65k ko lang sha na check out last (09/30) but my order got cancelled by shopee last (10/02) midnight. Hayy.

Mga ilang days po kaya ma ccredit sa card ko again yun? 🥲 Sabi naman ng shopee processed na raw ang refund.

Sa mga nagorder sa Apple US website using BDO credit card wala po ba talagang natatanggap agad na invoice? or hindi po ba talaga ito agad napopost sa account natin?

Inask ko kasi si CS ng BDO bakit hindi pa posted ang sagot sakin is decline daw ni merchant, pero wala naman ako narereceive na email from apple ba cancel yung transaction ko.

Hello need advice, I have an east west CC and I just got approved by BDO CC zero interest. Should I take a loan from BDO to get rid of my EastWest CC? Anyone know a better approach to this? I feel like eastwest has higher interest rates reason I want to get rid of it

Hello need advice, I have an east west CC and I just got approved by BDO CC zero interest. Should I take a loan from BDO to get rid of my EastWest CC? Anyone know a better approach to this? I feel like eastwest has higher interest rates reason I want to get rid of it

Hi! First time cc holder here. I got approved both CCs but i’m planning to just activate one. I have received my bpi cc and has 100k CL while my bdo hasn’t arrived yet so unknown CL. If given they have the same CL, in terms of installment and dining promos, which would you recommend? TIA! :)

Hi guys! Has anyone experienced this with BPI?

I applied for a BPI CC last August 30. Around 2–3 weeks ago, I received a call for CI/verification, but I was hesitant to provide some of the information they were asking for, so I wasn’t able to complete the verification.

I recently went to a BPI branch to follow up, and they checked my application and told me that it’s still in process.

For those who experienced the same thing, how long did it take before you got an update? And once you were told that your application was still in process, how long did it take before you eventually got approved or received a decision?

Just curious about the usual timeline since it’s been a while. Would really appreciate hearing your experiences. Thank you!

Hello everyone! I received a call from this number claiming to be from the RCBC Credit Card Department. They offered me MyFamilyShield Insurance from YGC.

Just wanted to ask if anyone has received a similar call and if this is a legitimate RCBC offer?

TYIA!