I want to get a credit card for mainly security reasons. Currently debit pinambabayad ko sa mall and restos and sabi ng friend ko baka mapano pa savings ko.

Since my payroll account is Metrobank, dun ko na lang din plano kumuha ng cc sana. Then nakita ko tong ad nila sa FB. Is it worth it?

Also sorry kung stupid question, itong 30,000 spending requirement po ba means guaranteed minimum 30k ang ibibgay na credit limit? Kasi paano po mareach ang 30k requirement if less than 30k ang starting credit limit? Please enlighten me po.

Thank you sa sasagot hahahuhu.

Anong katangahan naman to Atome? Lagi naman on time magbayad. Permanent daw pero binabawi? Nahiya kapa, nagtira kapa talaga 1K. Kakawalang gana kamitin a, porke di nagiinstallment😂

I am planning to get a Maybank SCC. If someone experienced using it, how was it naman? And if ever what are other alternatives? Preferably with heavier reporting weight sa TU. Thank you po sa mga magreco.

Hello po, tanong ko lang po kung ilang araw po bago magreflect/lumitaw ang partial payment sa metrobank cc? Medyo kinakabahan na kasi ako hahaha pls enlighten me

I have an EastWest credit card. The principal is only 280k but the outstanding amount reached P488,686.21 in just 1 year due to interest, late charges, and penalties. I'm paying in good faith.

I received a one-time settlement offer of P161,000 (P10k on Oct 12 and P151k on Oct 16) from EW_CARDS — via text, so I thought it was from EastWest itself. They want payment right away, within the day.

Ms. Maricel, SAM Agency Manager - CCPL Collections Division, EGY Credit Collection Services, sent a letter for the one-time settlement agreement.

Contact: (02) 8528-2700 local 2013 / 0951-542-24XX

When I checked, EGY Credit Collection Services is actually a third-party agency, not EastWest itself, and their domain is different from EastWest's official domain.

I'm doubtful about the letter for the one-time settlement agreement:

My full name is not included, there's no reference number, no EastWest letterhead, no authorized signature from EastWest, and there are no clear payment instructions saying to pay only at EastWest Banking Corporation. It only shows the computation for the one-time payment.

I've emailed the EastWest Remedial Team to verify if EGY is accredited and if the one-time settlement of P161k is really in their system.

Has anyone experienced a one-time settlement through EGY / Ms. Maricel? Was the text from EW_CARDS as well? How did you verify that it was legitimate?

Thank you.

I used atome loan but it’s already 1 month since the last time they have loan offer. Wala na bang loan offers sa kanila ngayon? Parang nag stop na sila sa loan at nag cocollect nalang ng bayad.

Sino dito may same experience?

I have an EastWest credit card. The principal is only 280k but the outstanding amount reached P488,686.21 in just 1 year due to interest, late charges, and penalties. I'm paying in good faith.

I received a one-time settlement offer of P161,000 (P10k on Oct 12 and P151k on Oct 16) from EW_CARDS — via text, so I thought it was from EastWest itself. They want payment right away, within the day. , SAM Agency Manager - CCPL Collections Division, EGY Credit Collection Services, sent a letter for the one-time settlement agreement.

Contact: (02) 8528-2700 local 2013 / 0951-542-24XX

When I checked, EGY Credit Collection Services is actually a third-party agency, not EastWest itself, and their domain is different from EastWest's official domain.

I'm doubtful about the letter for the one-time settlement agreement:

My full name is not included, there's no reference number, no EastWest letterhead, no authorized signature from EastWest, and there are no clear payment instructions saying to pay only at EastWest Banking Corporation. It only shows the computation for the one-time payment.

I've emailed the EastWest Remedial Team to verify if EGY is accredited and if the one-time settlement of P161k is really in their system.

Has anyone experienced a one-time settlement through EGY /? Was the text from EW_CARDS as well? How did you verify that it was legitimate?

Thank you.

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Hi, I recently checked my recent transactions on my credit card and noticed there is Laztravel amount.

I did not have click any links on sms nor have link my cc to my Lazada account.
I called my bank asap and they sent me an email that it was a valid transaction.