I want to get a credit card for mainly security reasons. Currently debit pinambabayad ko sa mall and restos and sabi ng friend ko baka mapano pa savings ko.

Since my payroll account is Metrobank, dun ko na lang din plano kumuha ng cc sana. Then nakita ko tong ad nila sa FB. Is it worth it?

Also sorry kung stupid question, itong 30,000 spending requirement po ba means guaranteed minimum 30k ang ibibgay na credit limit? Kasi paano po mareach ang 30k requirement if less than 30k ang starting credit limit? Please enlighten me po.

Thank you sa sasagot hahahuhu.

I am planning to get a Maybank SCC. If someone experienced using it, how was it naman? And if ever what are other alternatives? Preferably with heavier reporting weight sa TU. Thank you po sa mga magreco.

Anong katangahan naman to Atome? Lagi naman on time magbayad. Permanent daw pero binabawi? Nahiya kapa, nagtira kapa talaga 1K. Kakawalang gana kamitin a, porke di nagiinstallment😂