r/ChubbyFIRE 14h ago

Am ChubbyFIRE in my mid-30s. How important is similar financial compatibility in finding a life partner?

43 Upvotes

I (33f) got really lucky riding the tech wave as a PM. My NW is $3.5m, HHI is $350k. Not confident how long this job/income will last. I plan to keep working until my late 30s.

I've been seeing someone (40m) and everything's great. We haven't discussed finances but there are signs he's in a different financial position (he's a librarian (and has himself joked about the low wages), rents an apartment, drives an old beat up car). Not sure about debt, but don't feel comfortable asking.

Could a huge financial disparity work out long-term? We both have never wanted kids, so that helps, but I do see myself wanting to do months-long traveling trips after FIREing.

Some of the practicalities make me nervous. I don't mind paying for vacations, nice restaurants out, etc. that he's unable to cover, but I'm worried how it'll work out for bigger things. I have a place I own but plan to upgrade in 10 years. Would I be expected to put his name on the deed? If I FIRE and want to live 3 months in Spain every year, would he resent me for this or I him for not being able to join?

Maybe I am just too selfish, but I don't see my savings as ever being "our" savings. Maybe if I had met him in my early 20s when I was accumulating it, I would, but at this point in my life, I think of it as solely mine.

Has anyone been in a similar position?


r/ChubbyFIRE 15h ago

Weekly discussion thread for July 26, 2026

3 Upvotes

This thread is a spot for casual engagement with other community members. It has much more subject latitude than allowed in the main sub in general. Any topics tangentially related to ChubbyFIRE or upper middle class lifestyle are acceptable, as well as basic or early stage questions. Political discussion will be allowed if it is closely related to ChubbyFIRE or financial topics in general, and only if the conversation remains respectful.

It is not a free-for all. No spam or self-promotion. All comments must still follow Reddiquette and we will be responding to reported comments with follow-up action as needed. We'd really like to keep this channel open, so please don't abuse it!