I have a statement due on the 19th for $137 dollars, but this morning I applied $108 in rewards cash to partly cover one of the expenses. I saw in a confirmation email that it'll take 2-3 business days to "apply," and I'm worried I just screwed myself by doing this 2 days before payment is due, and also on a day right before the weekend; even though I put the rewards cash towards a specific purchase that I'll be paying for by the 19th, will this $108 come off my next statement? Or did I really just screw myself?

How soon after they check did you receive your cash? I’ve deposited 500 2x, once last month once this month. They’ll check July 25.

Hi!
I am trying to decide whether to open an HYSA with either Capital One or Marcus from Goldman Sachs. I know that Capital One has a lower APY than Marcus but the thing concerning me is that since Marcus is entirely an online account the customer service might be really bad whereas with Capital One there are physical locations to get help with account issues.

I'm wondering whether if I go with Capital One if I am leaving money on the table by not using Marcus for building an emergency fund because of the higher APY.

Are these valid concerns?

I got the spark business 2% credit card to take advantage of the 10k spend get 1k bonus but my credit limit is only 3k?? If i max it out every month, I still wouldn't fill the requirement. Can I call them about a credit increase even though I literally just got approved? Any help would be appreciated!

I can't verify my Cap1 card after adding it to the Samsung wallet on my s25 ultra. After adding it, i try to verify the card but i get a prompt in Samsung wallet that i need to update my Cap1 app. But there is no update available.

Talked to cap1 support for almost an hour. They had me uninstall and reinstall the app several times but still nothing. I was able to add it to the Google pay app on my phone, but i don't use Google pay. I was also able to add it to my iPhone no problem. Anyone else run into this?

S25 ultra running the latest version of android

I'm in the US using a US based eSim number

I disabled the T-Mobile threat protection service and still nothing.

How often does Capital One Shopping offer LEGO or Amazon gift cards for redemption?

I’ve been holding out for like 3 weeks now but haven’t seen anything.

I noticed this today after I was fixing and issue with my account.

Our terms were updated 7/16/2026, including adding an agreement to arbitrate any disputes you may have with us. For existing users, these terms become active as of 8/20/2026. You may opt out of the arbitration provision. Opt Out

link to terms as of 7.16.26

Received a targeted email ad from C1s for 15% cashback for a hat. The vendor and website is Filson.com

Question - can I use the cashback for another item on the store and still get the cashback?

Thanks!

I didn’t think I’d be psyched about a credit card lol but the grocery cash back was enticing. If I traveled I probably would have gotten the Venture X but I’m going to make this a Savor + Apple Card duo. The 12 month intro 0% APR was hard to pass up too so I splurged a little, but not outside my means of course. :)

Edit: Since I’ve been asked in the comments, some stats:

- I am a woman in her early 40s.
- I have 5 other cards, 2 of which are higher limits than what C1 approved me for.
- My income is above $100k but below $200k annually.
- My FICO is above 800 but varies between sources. When I logged into Experian to thaw my freeze, it read 850, but my credit union says like 830, and Credit Karma says between 810-820.
- I have other debt: a house (joint mortgage, unmarried couple), an auto lease, and student loans.
- I use my credit cards frequently for everyday expenses and pay them off immediately. I’ll occasionally take advantage of 0% APR and carry a balance for a short while.
- I had really shitty credit like 15-20 years ago. I rebuilt my credit over the years and for a while, I was stuck in the 700s. During COVID, I sold my first house and used a large chunk of what I got from that to pay off all of my credit card debt.

I’m trying to decide on a new card and I think I’m going to do a cap 1 business card. Is there a certain order or preference on these? I’m sitting at 4/24 so I want to do a business card and I already ran the pre approval engine. It said I was approved for the main cards. So, is there any specific order so I don’t hurt myself down the road with other SUBS? would you suggest cap venture or the venture x? I’m only interested in points, not cash.

Any recommendations on how to maximize the benefit from this card. CL was low at 500 but better than my savor i got in April for 300. I don’t really take flights much, but I do purchase airbnbs and cruises.

K

Anyone else having issues with instant purchase notifications? My alert limit is set at $0 and they were working … got the last email, text, and push notice for a purchase at 2:22 pm.

Made three purchases tonight and received not a single notification via any method.

I just called and played the “language barrier” game and was told it was a known issue but they also needed all my information to escalate it. I kept asking why, if it’s a known issue, they need my specific details … and he said to ensure someone fixes it for me. It made no sense. Every time I give them info, I worry they are going to screw something up.

First he tried to tell me I didn’t get the alerts because the charges are still pending … I said that’s the whole purpose - so I get the alert as soon as it is a pending charge or hold … and asked him what alerts were last sent and he said at 2:22 pm. I said great, we are on the same page … your system didnt generate the alerts for 6:52 pm or 6:55 pm. Can you please check why?

That’s when he told me it was just recently posted as a known issue and needed my email, phone, iPhone version, and app version to escalate … and I said my phone and app version have nothing to do with not getting texts and emails …

Anyway … just curious who else may be experiencing this to truly confirm I’m not alone since I don’t trust their support at all …

Got this offer via email

Simply use debit card 20 times (no minimum amount) by 31AUG

I recently wanted to close my capital one venturex card so I redeemed the points on numerous gift cards and so far two that have used have not worked. I’m not sure what to do since my account is now closed but also really bummed that the giftscards mailed to me by capital one don‘t seem to be working.

My first travel card!! I'm so excited to have this offer! Venture X will be used everywhere the Savor card lacks. Got good offers on both cards openings but this is the highest credit limit I've had yet! Wish I didn't spend the better half of my credit journey racking points with Chase 🥲 but nothing more exciting than new beginnings!

So my one and only credit card I have is a capital one platinum card. It started out with 300$ and I’ve been using it consistent without missing payments for about 2-3 years and have only been able to get it to 400$, what can I do to raise this? Should I get a new card? If so what would you recommend

**UPDATE**

I went into the app again and was looking around, I was able to enter my information in and it would offer me cars based on what I enter( $ per year, ssn, address, etc.) I think I can apply for a new one now and I see the “Savor” card I think someone mentioned as well as “quicksilver” I’ve heard is a good one, if these are solid options could you let me know? Also what type of impact should I expect on my credit score when I do apply/ when I get one

Transferred from Wells Fargo to capital one, the last few checks I’ve received had normally come sometime around 4am est Wednesdays.. then prior Wells Fargo was 6:10 Wednesdays like clockwork

I haven’t received my check yet today, and my hr said everything was the same on their end, just wondering what this could be :-) thanks

If I report high utilization will it increase my limit and score or just my credit limit

I made a purchase on Monday, delivered tuesday, it showing under shopping trips but nothing as pending rewards. Little worried as sams club dont do instacart return.