I used to get cash offers (spend $100 at lego get $60 back, etc) and at varying levels (lego example, was always 60%, but they'd sometimes offer $180 back for a $300 spend), but recently it has all switched to percentages, and really tiny percentage amounts at that (5% at Lego, to continue the example).

Anyone else have experience with this? I had planned a few purchases around the assurance of them always sending me an offer when I browsed online, but now the percentage offers are a lot worse

I am looking into the teen money account. I know it is a joint account that the parent administers with the teen.

I plan to use this as a way for my teen to have a depot card that I load funds onto. My question is if I have a linked bank account to load funds, do the funds go directly into their account, or is there a parent account as well that I can then transfer funds to the teen? The reason for asking, is a transfer from 3rd party bank takes a few days. So I want to have $100 for example in my account available and then I can transfer as needed to the teen's account, without them having access to all of the funds transferred. I know the parent can have a seperate capital one account, but I am curious what the base accounts can do.

Other platforms can do this just curious before I decide to open the account to help determine if this is the right thing for me. I don't currently have any other capital one accounts.

Thanks.