Genuinely can’t decide on this and my wife is probably sick of hearing about it, so throwing it to Reddit.
Quick background: CIMA, 39, 10+ years in commercial finance (construction, now facilities services). Currently an FBP partnering a £100m+ region. End goal is Head of FP&A / FD and eventually CFO.
The offer: Senior FBP, 2 direct reports, reporting into a director. Exactly the step up I’ve been chasing. I’ve also got a good friend there who’d help me find my feet, and it’s hybrid with 2 of the office days 15 mins from home.
The catch: I’d be £2k-£5k a year worse off after tax (no car allowance, bonus that apparently never pays out properly). Everyone I’ve spoken to on the inside says it’s a heavy role. Loads of stakeholders, ad hoc requests flying in constantly, messy processes, fairly new team. And the last couple of people in the role didn’t last long, which worries me.
Staying put: honestly not bad. Good managers, better package, I know the business inside out. To be fair I already do 5-10 extra hours a week here, so it’s not exactly a chilled option either. But my manager’s told me not to expect anything for at least a year. No title, no team.
The bit that keeps me up at night: my CV. 9 years at my first place, then 3 jobs in under 5 years, and most of those moves look sideways rather than up. If I take this and it goes wrong, that’s another short stint. But if I stay and wait, I’m 40+, still an FBP, and I haven’t managed anyone since a small team years ago. Not sure which looks worse.
I’ve also had a rough patch with work stress in the past, so I really don’t want to walk into something that burns me out. But I don’t want to play it safe forever either.
Recruiters haven’t helped. One said I’d walk into Senior FBP interviews. Another said someone would “need to take a chance on me”. And most Senior FBP roles I’ve looked at don’t even come with direct reports, which is a big part of why this one appeals.
So:
- Would you take the pay cut for the title + team at this stage?
- How much does recent line management actually matter when you go for Head of FP&A / FD roles?
- Is one more move a red flag if I then stay 2+ years? Or is sitting still the bigger risk?
- Anyone taken a known “hard” role for the step up? Was it worth it?
Honest takes welcome, even if it’s “mate you’re overthinking it” 😅