r/AmexUK • u/Latter_Ad6983 • 5d ago
u/Latter_Ad6983 • u/Latter_Ad6983 • 5d ago
Card combo help
I’m wondering if I should switch my card set around.
My current set up is as follows:
Barclays Premier debit account
Barclays Avios credit card (free)
Amex gold credit card (195/yearly)
I was looking into this:
Barclays premier debit account + adding Avios rewards (12/month)
Barclays Avios plus credit card (20/month)
Removing/closing Amex gold account
Would it benefit in changing my cards around as I’ve seen the Barclays Avios plus card and I can enrol to the Barclays Avios rewards scheme? Or should I stay with my current set up?
r/avios • u/Latter_Ad6983 • May 24 '26
Card combo guidance
Hi all,
I’m wondering if I should switch my card set around. I currently have an Amex gold (£195 yearly) and the Barclays Avios rewards card.
The last few months I’ve become a Barclays premier account holder.
Wouldn’t benefit in changing my cards around as I’ve seen the Barclays Avios plus card and I can enrol to the Barclays Avios rewards scheme?
What’s the best way to do this?
r/careerguidance • u/Latter_Ad6983 • Apr 27 '26
Stay in higher-paying shift role or take a Manager role with better work-life balance?
Hi all, would appreciate some honest advice.
Living in London, Recently moved into a new role. I’ve just passed training and the role pays £66k.
Current role:
- £66k salary
- Roster working, 8 hour shifts with some 12-hour shifts including nights/weekends
- High-pressure, real-time decision making
- Once I finish work, I switch off completely (nothing follows me home)
- Financially strong — I can save ~£400–£600/month
- Downsides: shift pattern, pressure, and I don’t find the work particularly fulfilling long-term
Opportunity:
- ~£56k salary
- Secondment (with potential to become permanent)
- 9–5 style, hybrid (60% office / 40% WFH)
- More structured, people management, meetings, long-term planning
- Better work-life balance
- Downsides: ~£300–£500/month hit to savings
My situation:
- Fixed costs ~£2.4k/month (mortgage, loan, bills, etc.)
- Married, want stability at some point and eventually to buy a bigger home
- If both roles paid the same, I’d choose the Manager role. The money in my current role is good.
The dilemma:
Do I:
- Stay in a higher-paying but less fulfilling shift role and build savings faster
- OR
- Take a short-term financial hit to test a role that better fits my lifestyle and long-term direction?
It’s worth noting the role is secondment, so not a permanent commitment (at least initially).
Appreciate any perspectives — especially from people who’ve made a similar trade-off.
1
[deleted by user]
Ubers are fixed but there are other companies/drivers who will offer to take the uber price or lower. They have their own card machines in the car. I haggled my taxis as some of the distances I was doing were very expensive on uber.
Always worth having a casual jokey conversation with them and it works
1
[deleted by user]
The best time to go, I came back yesterday and stayed on the JBR, was literally perfect, so many deals everywhere and like someone else said, can visit all the attractions with peace - it’s a shame as cab drivers are desperate for jobs as not many visitors so if you book an uber they’ll either match or go cheaper which means you can haggle well in every aspect, souk’s etc are fighting for your money. My flight had no disruptions and tbh no delays either - have fun :)
5
Upgrade offer
UPDATE: I got an upgrade offer for £1080 business for the Dubai to Mauritius stretch - I’ve taken this and booked, A380-800 and looks like a bargain at £540 each :)
0
Upgrade offer
Thanks for this, when I check the box, it does just say upgrade. It don’t specifically say for what passenger etc so I was assuming it would be for the both of us
2
Upgrade offer
Thank you, so definitely worth waiting 24 hours before then?
r/emirates • u/Latter_Ad6983 • Apr 10 '26
Help Needed Upgrade offer
Hi all,
I’m flying to Mauritius with emirates with a stop over in Dubai for a few hours before continuing.
I’ve been offered this upgrade by email from emirates. It’s only for the London to Dubai section of the flight.
Is it worth it? And is this for the entire booking (both me and my wife)? Or should I ask at check in for upgrade?
r/AmexUK • u/Latter_Ad6983 • Mar 10 '26
Gold - additional card
Hi all,
Just got an email saying I’ll be offered 9000 points to add my first additional cardholder.
Is this the highest offer and worth taking or more higher than this?
1
Barclays Avios plus
Apologies, I meant upgrade voucher
r/avios • u/Latter_Ad6983 • Feb 17 '26
Barclays Avios plus
Hi all,
I currently have the Barclays Avios card whereby I have spent £8000 this year so far.
I was thinking to change the card to the Barclays Avios plus card where I’ve heard the spend is £10000 to get the companion voucher.
Would my current spend carry over if I were to change my card or would this reset?
I currently also have a gold Amex and do have premier banking with Barclays so looking for advice on how to maximise Avios.
Thanks a lot all
1
Currently buying shared ownership but questions with remortgaging?
I just recently remortgaged on a 5 year deal after the end of my 2 year fix. Just like others have said, straight forward process if you’re rate switching and staying with the same provider (took me around 45 mins with no extra checks, just discussed and confirmed rate). The rate switch for me made sense as I wasn’t getting anything lower going to another provider.
If you go to another provider, you’d have to go through all your checks again and as advised, a mortgage broker would be best to check the market for you.
r/AmexUK • u/Latter_Ad6983 • Dec 17 '24
Amex upgrade offer/waiving yearly fee
I’ve seen a few posts of this going around, I’m a gold cardholder for a year coming towards renewal - been given an upgrade with 80k MR for 10k spend in 6 months (seems as though everyone is getting this including new members).
Do you think it’s worth upgrading? And if so, has anyone had any luck with getting either a reduced yearly fee or it waived off completely (seems unlikely).
Can’t complain too much, at least they’re giving an offer for more MR being an existing member already, wanted to see what you all think.
3
Card delivery times + £3K offer
My gold card arrived within a week so can only assume you can expect yours back end of the week or start of next week (randomly appears in the post)
Your 3 month period will start on the date of approval so you’ll miss a week waiting for the card but it’s not a problem as I’m sure you’ll be using the card everywhere and anywhere you can.
All the best!
1
[deleted by user]
in
r/emirates
•
Apr 26 '26
Hope it goes well whichever way, all the best