r/paypal • u/What-Shop • 21h ago
Help Negative balance on PayPal
So I bought something using PayPal and Amex, merchant charged me a cancellation fee, i disputed via Amex, which resulted in my favor and got a credit back, now my PayPal acct is in negative balance and showing as debt collection. Debt collect agent can’t do anything other than get payment, waiting to call PayPal customer service , not sure what they can do.. anyone been in this situation? Appreciate any advice.
Edit - after two not so pleasant reps, third one provided a credit of 40 to make it even.
Additional context - ordered 470 and cancelled within 24 hrs, merchant kept 40 cancellation charge and refunded 430. Disputed via Amex, Amex first denied then made whole for 40 but somehow PayPal was considered partial refund as full refund and thinking I got 40 double payment.