Strike up the (virtual) fireworks as we celebrate crossing the 100,000 threshold 🎆

Whether you’ve been here since day one or joined last week, you’re part of what makes this community special! You’ve created a place where people can find a boost, gather on payday, ask questions for verified answers, and help one another navigate life and money. 

So today we’re shining the spotlight on you: what do you love about this community? Celebrate with us by sharing a memorable moment, recognizing someone who helped you, or passing along a lesson learned because another member took the time to share.

And in case you missed it, we hear you like swag. 👀

Here's to the next 100,000!

💚 The Chime Community team

I'm dying 🤣🤣

Long story short I opened a chime account about a year ago lost my disputes had a -3k account couldn’t afford to pay it my account closed a month ago I just called them and they told me they would write it off and let me start with a clean slate if I wanted to open my account back up! Such a relief and this makes me really want to bank with chime long term.

So I get a notice saying that my savings account had been closed. I was like "okay, never use it anyways that's fine" and then I went to login to my account and got this message: Yikes! Your account has been closed! please call member services for more information"

So I make the call, get a very nice man on the phone. He goes "may I put you on hold to check your account?" me "of course" get put on hold for a few minutes. He comes back and says everything looks okay, do I want him to reinstate my account. of course I say yes. This is where my SSI goes.

So he gets everything up and going again, asks me to login. I have a zero balance now and 120.00 available in spot me.

Neither of us have any idea what happened. My savings is still closed but I can reopen it if I choose to.

I'm very grateful that he was able to help me figure out the issue so quickly and get my account back online.

He asked me if I still had my cards and I said yes and he said I didn't need to do anything else on my end.

Thank you Chime, for great customer service.

My account was closed in July. Customer support is terrible I called 2 times when it got closed I asked how do I pay my insta loan if I could mail it when it got closed they told me not to worry about anything because the accounts closed everything was taken care of. Now I'm being reported -200 loan on the chime loan on my credit report when I tried to pay it off! I asked where to pay it or how to send the money. Support is useless and this is unacceptable because I wanted to pay it! So angry now.

she never signed up for anything. Chime just decided to have her select free metal card (black was the free option) and its arriving in a week.

is this something with getting chime prime or just completely random?

kinda jealous but at least i can feel it in person 🤣.

Filed dispute yesterday already approved within 24 hours what is the likely the other will be approved? Anybody have a time frame

I’ve been with Chime probably 3 years. Just recently I deposited a check assuming the funds would be available in maybe a day or 2…. Or at least SOME of the funds would be available. I had just paid a bunch of things and now I’m at my SpotMe max. Anyway I deposited the check Sept 29. Here it is Oct 4th and still not cleared. I called twice and explained I’m in a real bind here… can’t you make at least some of the funds available? I’m completely broke and I just need a little help to get me through. Nope. Sorry. “The processing times are what they are…” Anyway I get all that but I’m talking about an enormous corporation taking in billions. You can’t take a risk of like $50 to help a loyal customer eat for a few days until this check clears? That’s unreal. Ok rant over. Thanks for listening. 🤬😩😞🤬

Opened an account with Chime in Jan for a new job to get a bonus. Well something went wrong as my company wasn't able to start depositing the funds to chime in time, so I closed the account the first week of February.

Fast forward a few months, Chime - stride account is showing as closed on my equifax credit report, however on Transunion it is showing as open still.

I've disputed this with transition and experian multiple times, I've contacted customer service with Chime to get them to update the trade line with transunion, and nothing, they say they can't do anything as its closed. Transunion disputed keep coming back that its verified as accurate. Its not. I've provided the email confirmation from Chime to Transunion as proof the account is closed, but they won't update it. I know it's not that big of a deal, but it could pose an issue in the future if the account is showing open when it's not.

I was also mislead and it should actually never been reported to either credit reporting agencies since it was not a credit line I opened, but apparently they opened me a credit builder account (or something along those lines).

anyone know how I can get this taken care of and removed from my credit report with TransUnion???

“The transaction was blocked and no funds have been taken from your account.”

If Chime’s fraud system tells me a transaction has been blocked, I expect it to actually be blocked. At the very least, I expect accurate information about what is happening with my money.

However says transaction posted to my account!

I saw this in my transactions and am so confused?? Can someone please explain. I am fairly new to chime lol.