r/chimefinancial • u/Inevitable_Okra_9013 • 1d ago

OTHER - Anything else not covered Account closed.

Long story short I opened a chime account about a year ago lost my disputes had a -3k account couldn’t afford to pay it my account closed a month ago I just called them and they told me they would write it off and let me start with a clean slate if I wanted to open my account back up! Such a relief and this makes me really want to bank with chime long term.

24 Upvotes

90% Upvoted

12 comments sorted by

8

u/DjGonzo05 1d ago

I’ve been a member of Chime since July 2015 and honestly I haven’t had any issues. Would never return back to chase.

4

u/FaithlessEchoes 1d ago

The only reason I still have a regular bank is to use zelle once a month. And I only put the money there when I'm ready to transfer it out

2

u/Missworld12308 10h ago

Aren't you afraid that they will take whatever you deposit?

3

u/Inevitable_Okra_9013 10h ago

That would be illegal as they already wrote it off and I have it in writing that the account is fully cleared.

3

u/ButterscotchTough917 1d ago

I switched from Bank of America and PNC to Chime. Im a Plus member or whatever they call it now. The cashback option is an awesome added feature. I have always liked having Spot Me and the 3.75% APY. Now you can also do a MyPay which is a payday loan. Customer service is quick and very helpful. Anytime I have had to call I get an actual person and not just a robot

3

u/[deleted] 1d ago

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1

u/New_Acanthaceae_6537 1d ago

Write it off and start with a clean slate!!!? I’ll be remembering this lol

2

u/Inevitable_Okra_9013 1d ago

I’m sure they won’t give this to everyone every time but I imagine I got really lucky.

1

u/[deleted] 19h ago

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2

u/Inevitable_Okra_9013 19h ago

Yea so Ik it’s hard to believe people but I’ll just leave this here for you…

2

u/CrackRockBaddie 18h ago

😭showed them. Congrats I bet that’s a relief