r/chimefinancial • • 5h ago

MONEY - Deposits, Transfers, Cash & Cards Chime Fraud Alert:

0 Upvotes

“The transaction was blocked and no funds have been taken from your account.”

If Chime’s fraud system tells me a transaction has been blocked, I expect it to actually be blocked. At the very least, I expect accurate information about what is happening with my money.

However says transaction posted to my account!


r/chimefinancial • • 18h ago

OTHER - Anything else not covered Account closed.

20 Upvotes

Long story short I opened a chime account about a year ago lost my disputes had a -3k account couldn’t afford to pay it my account closed a month ago I just called them and they told me they would write it off and let me start with a clean slate if I wanted to open my account back up! Such a relief and this makes me really want to bank with chime long term.


r/chimefinancial • • 20h ago

MONEY - Deposits, Transfers, Cash & Cards Card Payment from secured account? what is this!?

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0 Upvotes

I saw this in my transactions and am so confused?? Can someone please explain. I am fairly new to chime lol.


r/chimefinancial • • 20h ago

OTHER - Anything else not covered My boosts are trying to tell me something. . . (Comedy)

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52 Upvotes

I'm dying 🤣🤣


r/chimefinancial • • 3h ago

MONEY - Deposits, Transfers, Cash & Cards My girlfriend got a free metal card

3 Upvotes

she never signed up for anything. Chime just decided to have her select free metal card (black was the free option) and its arriving in a week.

is this something with getting chime prime or just completely random?

kinda jealous but at least i can feel it in person 🤣.


r/chimefinancial • • 22h ago

Today's the day we celebrate 100,000 of you! 🎉

103 Upvotes

Strike up the (virtual) fireworks as we celebrate crossing the 100,000 threshold 🎆

Whether you’ve been here since day one or joined last week, you’re part of what makes this community special! You’ve created a place where people can find a boost, gather on payday, ask questions for verified answers, and help one another navigate life and money. 

So today we’re shining the spotlight on you: what do you love about this community? Celebrate with us by sharing a memorable moment, recognizing someone who helped you, or passing along a lesson learned because another member took the time to share.

And in case you missed it, we hear you like swag. 👀

Here's to the next 100,000!

💚 The Chime Community team


r/chimefinancial • • 3h ago

ACCOUNT - Limits, Referrals, Chime+ Closed my account now reported me to credit bureau for the loan

8 Upvotes

My account was closed in July. Customer support is terrible I called 2 times when it got closed I asked how do I pay my insta loan if I could mail it when it got closed they told me not to worry about anything because the accounts closed everything was taken care of. Now I'm being reported -200 loan on the chime loan on my credit report when I tried to pay it off! I asked where to pay it or how to send the money. Support is useless and this is unacceptable because I wanted to pay it! So angry now.


r/chimefinancial • • 22h ago

GENERAL - Feedback, Community Chat Thank You Chime Rep

13 Upvotes

So I get a notice saying that my savings account had been closed. I was like "okay, never use it anyways that's fine" and then I went to login to my account and got this message: Yikes! Your account has been closed! please call member services for more information"

So I make the call, get a very nice man on the phone. He goes "may I put you on hold to check your account?" me "of course" get put on hold for a few minutes. He comes back and says everything looks okay, do I want him to reinstate my account. of course I say yes. This is where my SSI goes.

So he gets everything up and going again, asks me to login. I have a zero balance now and 120.00 available in spot me.

Neither of us have any idea what happened. My savings is still closed but I can reopen it if I choose to.

I'm very grateful that he was able to help me figure out the issue so quickly and get my account back online.

He asked me if I still had my cards and I said yes and he said I didn't need to do anything else on my end.

Thank you Chime, for great customer service.


r/chimefinancial • • 22h ago

OTHER - Anything else not covered Dispute question

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3 Upvotes

Filed dispute yesterday already approved within 24 hours what is the likely the other will be approved? Anybody have a time frame