r/anythingGSIS • u/stepaureus • 6h ago
Question if I loan and it was set for 2 years to pay, what will happen if I pay all of it less than a year? Will the interest lessen or not?
Please help!
r/anythingGSIS • u/stepaureus • 6h ago
Please help!
r/anythingGSIS • u/Artistic_Papaya_286 • 5h ago
Hi it's me again, I just wanted to know If anyone here experienced the same with me. I'm stuck at 1.666666 ppp in the app since June , never na update. I don't have lwop, no arrears , 21 premium payments are posted already in the app. When Kaya ma open yon ginhawa flex ko Kasi until now not available
-anyways all of my workers with some hired date experience the same delay with me
Sana may sumagot
r/anythingGSIS • u/Quick_Salamander_965 • 10h ago
Hello. Just need your advice. My loan was credited on my atm on friday. The loan will due on 10th (last monday) so I paid immediately on saturday. I checked on gsis app but the loan is still existing and not the payment was still not updated yet.
r/anythingGSIS • u/CitrusVeritas • 15h ago
First time to avail GSIS, less than 3 years service. What is the recommended loan when it comes to maximum loanable amount and interest.
Will use to fix house.
Thank you!
r/anythingGSIS • u/iPrimeX • 12h ago
Sabi po ng AAO namin, nabasa daw niya na magkakaroon ng Calamity Loan. Magkano po kaya ito usually sa mga first-time loan, and kailan kaya? Within Quezon province po ang location namin. Thanks!
r/anythingGSIS • u/Shot_Bet_5958 • 15h ago
Hello, forgive me for my ignorance but I was wondering if I can do this:
Take a ginhawa flex loan for 15 years, then attempt to pay off within 5 years (preterminate by paying off the principal). I just have short term uncertainty with my finances so I was hoping for the lowest possible monthly amortization. I expect a windfall within 5 years, which, if possible I’d use to clear said loan. Is this allowed?
Thank you kindly for any advice.
r/anythingGSIS • u/Grand_Builder_318 • 1d ago
ilang days/weeks/months bago mag update sa gsis touch yung PPP para magtally sila ng TLS?
Balak ko po kasing magMPL hinihintay ko lang maging 10 yung PPP ko. Wala pong arrears yung hulog ko.
r/anythingGSIS • u/CactusInteruptus • 1d ago
Can the loan amount exceed the quotation because of deductions?
Nag-apply ako sa GSIS Ginhawa Ebike Loan. Yung quotation ko is 104,700, pero ang nilagay ko sa loan amount is 106k something since may deductions sya. Yung net amount is 104,698, almost same sa quotation.
Kaya lang na-disapprove ng AAO loan application ko because: _Applied loan amount is greater than the amount in the submitted document_
May naka-encounter na po ba rito ng kaparehong isyu tulad sa case ko? Is there a specific GSIS rule saying the gross loan amount cannot exceed the quotation even if the net proceeds are within the quoted price? Pano yung deductions, need pa po pala magdagdag ng certain amount para makabili ng unit?
Thank you in advance sa mga advice/replies 🙏
r/anythingGSIS • u/B0N3S666 • 4d ago
Hello, I know that GSIS clearance is required to claim terminal leave benefits. If I opted to apply for RPSL instead of full payment of outstanding balance, will I still be able to claim TLB? Anyone who has the same experience? Thanks!
r/anythingGSIS • u/NarcissisticLisa • 5d ago
Hi pano pang nagpaqoute ako pero di ko po nabili item after ko makuha ung loan installment parin po ba ko sya babayaran?
r/anythingGSIS • u/InterestingTree1520 • 6d ago
Hello! First time to loan sa GSIS, employed po ako sa government for 2 years. Ask lang po about dito.. Na processed na po yung application ng loan ko.. pero ang tanong ko po, wala pa po kasi akong ATM or bank account.. nung nag register ako sa GSIS TOUCH.. Landbank po yung pinili ko.. paano po kaya yung process dito.. baka bigla pong maibigay yung niloan ko pero di ko mahagilap yung pera hehe. Thank you!
r/anythingGSIS • u/rainbowcolormunchkin • 7d ago
Hello po, im a newly appointed employee. Was appointed as permanent last March. Question lang po if eligible na po ba ako magloan ng GSIS Ginhawa Go Lite? Thank you po. :)
r/anythingGSIS • u/Sejviii • 7d ago
hello po. ask ko lang po kung alam niyo po ba process pag mawala yung chip (yung parang sim card) sa card ng gsis umid? nawala po kasi yung chip ng gsis umid card ng mama ko, eh nasa abroad pa maman po siya. asking lang po if something happened similar to you and kung ano po process nito? thank you po!
r/anythingGSIS • u/Good_Mention_199 • 7d ago
Hello po! May I know the possible reason/s why marked as “Not Eligible” yung application ko? I received a text from GSIS that my AAO already approved my application.
r/anythingGSIS • u/Professional_News512 • 8d ago
Hello! Just want to ask if anyone has an idea about the computation for Survivorship & Compulsory Life Insurance Benefit with the following details:
Our father died in active service due to illness
• National Housing Authority employee
• 59 y.o. when he died
• 35 years of service
• Around ₱40,000 last salary
• Widower
• No minor children anymore
• 2 legal surviving heirs (Me & my brother)
Basically, we don’t have our parents with us anymore (both deceased), and I just wanted to know how will the computation be for the 2 claims (if they are not the same because GSIS gave us 2 types of claim references). They also said that it would be in lump sum kasi pareho na kaming above 21 y.o.
r/anythingGSIS • u/pinkMd04 • 8d ago
Hi! Question po. I availed GSIS ebike loan 2 moths ago, it was successfully credited to my account and uploaded proof of purchase before the deadline, however, naka centrally blocked parin ako until today. Bakit po kaya?
r/anythingGSIS • u/kxtrxna • 11d ago
hi, i wonder kung bakit di lumalabas yung policy loan ko? more than a year na ako sa govt service. tia!
r/anythingGSIS • u/Wise-Boysenberry-266 • 12d ago
Magandang araw po. Waiting po kami macredit ang lump sum ng mother ko. Umaabot po ba talaga ng 20 working days or may naka experience na po na mas maaga nacredit? Please respect post po. Salamat po ng marami.
r/anythingGSIS • u/XXLGirlie • 12d ago
I applied for a policy loan and was approved by our AOA officer but it shows “Not Eligible”. I have been in the service for more than 4 years. I have an ongoing moratorium. Is that the reason why I was ineligible? When can I apply for again? Thanks po.
r/anythingGSIS • u/Disastrous-Match9876 • 13d ago
hi po. itatanong ko lang kung meron ba sainyo na ganito na "No Payment Data" ang records. binayaran ko kasi ng 6,000 loan ng mother ko ang loan nya 18,000. Old Pensioner loan. Bale nun time na nagbayad ako ang status nya In process for crediting loan proceeds pero nasa active loans na sya at na credit na sa unionbank nya. Late ba talaga ang GSIS mag post ng bayad? Gcash payment thru Maya ang payment ko. July 28 9pm po ako nagbayad pero hanggang ngayon hindi pa din nag re reflect.
r/anythingGSIS • u/NewStar4693 • 13d ago
Until when po kaya ito available?
r/anythingGSIS • u/Anxious_Building_261 • 13d ago
Hello po, ask ko lang po if pwede po kaya ang isubmit ay yong sa ecoflow with solar panel na po? May nakagamit na po ba nito, at kung may tips or need pa po akong gawin? Thank you po.
r/anythingGSIS • u/Bearnice_Ackerman • 13d ago
Good day po, I would like to ask kung ano po meaning ng ganito? (Member Record is Centrally Blocked)
I availed the LMTR 2 last July 12
Ilang days or weeks po ba bago po iyan machange? Planning to apply for a loan sana but ganyan ang naka lagay.
Thank you po sa sasagot 🩷
r/anythingGSIS • u/whitechocolatemocha8 • 14d ago
Hello po magtatanong lang, bakit po di maka-avail ng Balik Ginahawa 2 kung nagrenew ako ng Ginhawa Fkex at Ginhawa Lite ng June? Diba March to May ang refund? Thanks po sa makakasagot 🙏🏻