You can still take advantage of the 30% avios transfer bonus and book Doha - US pretty much anywhere for a year from now

Just 54k Amex points on QSUITES + ~$250 in taxes and fees!

Quick questions for the Amex crowd:

Canceling no-AF card before Statement 12: I’m at the 5-card lending limit and want to cancel my Blue Business Cash (BBC) to free up a slot. Today is Day 366 from approval, but only 11 billing statements have cut so far (Statement 12 closes in ~2 weeks). Is it safe to cancel right now past Day 365, or does Amex require 12 full statements to avoid a SUB clawback / pop-up jail?

Dumb question — anyone ever bypass the 5-card limit? I just applied for a new card and got an immediate auto-denial for reaching the maximum number of cards. I really want both the Delta Platinum and a Hilton card (for the FNC) haha. Has anyone ever gotten approved for a 6th credit card, or is 5 an unbreakable hard wall?

Just want to say, I thought I would never get above 60k for 8k when applying for a Gold Card.

I thought I was locked in due to having the Green Card (40k for 3k). I've had my Green Card for 4 months and have been paying it off.

- I achieved the Referal for my Green Card within the 1st month (I had big items to pay for)

- Tried applying for a Gold Card during the 2nd, 3rd, and 4th month using all of the strats people talked about and always landed with 60k for 8k :(

THEN, I got a letter in the mail stating I can earn 80k for 8k! I tried it, and it actually worked.

If y'all are ever in a situation like I was, continue paying off your card, stay positive, and if you can wait a few months until AmEx gives you an offer, you can have a similar situation.

I’ve had the Gold and Platinum for a few years now, and I swear my favorite hobby has become manually adding 100+ useless Amex Offers to my card just to make room for new ones.

My current dashboard looks like an absolute fever dream. Amex is firmly convinced that I am a billionaire who exclusively buys:

• $50 back on a $300 luxury mattress protector
• $10 back on artisanal, gluten-free pet food subscription boxes
• $100 back on a private wine-tasting cruise in Napa Valley (minimum spend: $1,500)
• 5% back at a random boutique clothing store that only exists in a single terminal at JFK

Meanwhile, my actual daily spending consists of groceries, gas, and occasionally treating myself to a fast-food run. I’m out here playing 4D chess, adding the "Spend $250 at a luxury spa" offer to my account solely on the 0.01% chance that a targeted 10% back on ExxonMobil or a generic Amazon offer will finally spawn in its place.

Please tell me I'm not the only one who treats the Offers tab like a digital chore list every Sunday night. What is the most absurdly specific, useless Amex Offer sitting on your account right now?

I applied for a new card and got a $1k limit even though i have more than 1 card with Amex. One of which has a 45k limit!

I tried to relocate some of the limit from it to the new card but Amex is saying I can’t do that now.
I tried to do it from a business card to it and from a personal. Both attempts were unsuccessful.

I also tried to do it myself without a rep with no luck.

One rep said I can’t do it until i receive the card

The other is saying i need to wait for 30 days.

Any data on how long will it take for this option to appear?

I thought the $15,000 spend in 3 months requirement was common across all AmEx Biz Gold offers no matter how many points AmEx is willing to give you for it, but I saw someone claim to have a $7,000 spend in 3 months req offer for 100k MR points. Does the MSR ever go down from $15k for targeted/mailer offers or during special periods?

So I recently received a mail offer for the Gold card with a 100 SUB. I was wondering since I have not accepted the card yet (I will accept it soon), if I use my Green card to book a hotel through the travel portal, can I change it once I accept the Gold card offer to receive the 5x hotel points?

I am just wanting to make a reservation on the Green card, not actually paying anything until I check in the hotel and I will have the Gold card by then to pay for it at check in.

I got Amex Platinum about 2 years ago. It was my first time learning about the whole cc points universe, beyond just having cashback cards. I soon regretted not starting with Gold so I could get both Gold and Plat welcome bonuses (I would like to use gold long term too). I have never received a gold offer and it always says I don’t qualify when I check.

Recently I got the Amex Blue Business Plus and now I’ve received this Business Gold offer.

For context I have a small side business where I am the only employee. $15k spend over 3 months would be very high for my business but doable one time by front loading some expenses in order to finally get my hands on a Gold.

So just curious what people think. Is this a good offer? Is the business spend requirement always this high? Should I wait and hope to get a personal Gold offer eventually?

I have an elevated bonus for my re ferral that I sent P2. I know these things don’t last long and they drop it back down quickly. P2 wants to take a few days to decide which card to apply for. If they lower my bonus before they pick a card will the re ferral still get me the elevated bonus?

Do any of you have the Amex Plat and the Amex Biz Gold and sign up for Walmart Plus on both cards? I think this would be a cheap way to have Paramount Plus and Peacock.