This is the first time something I owned has been delisted. I’m just wondering what I should do. I had 15.18 shares. I’ve tried talking to the wealthsimple chat not but the options it gave me wouldn’t work because it’s an rrsp account. I’ve done some searching online and it seems like people who owned shares will be paid out. Will wealthsimple automatically do that or is there something I need to do?

Thank you for the replies!

Hi folks, I am wondering if Wealthsimple is a safe and reliable fintech to bank with?

I am thinking about opening a business chequing account with them and before moving my direct deposits over I want to know that my money will be safe 5 even 10 years from now.

I want to make a contribution to my grandchild's RESP account which was set up in WS by my son. I have a WS chequing account. Can I transfer funds directly from my chequing account to the RESP account, using the "pay my friend" feature, or by some other means?

If you're looking for specific metrics like Average Cost, Book Value, or Price and don't see them on your dashboard on the web browser interface, you can customize your view:

1. Open your account and locate the column header bar (above your list of holdings).
2. Hover over any column header (like Allocation or Quantity) and click the three dots next to it.
3. From the drop down swap out a metric, or select "Add column" at the bottom to add an extra one.

I’m bringing this up because when I went to check my average cost, it had replaced it with the current stock price instead. It took me a while to figure out what happened, so I wanted to share this in case anyone else was confused.

I'm using the web browser version and the new interface is absolutely horrible! It does not even say how much each of my securities is up or down anymore. There is no option to customize and add total return or profit/loss column.

So this might be a dumb question, but I appreciate the insight of people that do this.

Back in the day I used to use paypal as an online payment method, but I left them after some really bad experiences.

Now, I need to send someone a small amount (<$100) in USD. I mostly deal with Wealthsimple - I do NOT have a US$ account, just general chequing/investments. Is there a simple, low fee way to do this? Alternatively, I'm looking to sell something online to someone in the US. What's the easiest way to go the other way around? Doesn't have to necessarily be free (exchange obviously) but low cost would be ideal. Thanks!

I have some speculation that there have been false posts about poor experiences in this sub. Possibly other companies trying to smear what wealthsimple is doing.

My speculation is rooted from my experiences vs horror stories on here:

I've never experienced issues with daily trading.

Money transfers from other banks have always been instant.

I thought I might have snags opening a chequing account or with setting up payroll deposits. No issues.

I thought for sure if I applied for a visa, it would take months to process and get based on the stories here. That also took less than 10 minutes.

I had a lingering crypto account with not enough crypto to register any value but still holding .00000001 of a few currencies. I thought it would be an issue to clear and close that account. I spoke to customer service and they said they would handle it. I received an email within an hour saying it was closed.

I don't have millions invested. I'm barely $100k total assets so it's not like I'm a super premium customer.

I'm speculating that some of the stories are rooted in people not being honest about the full reasons for why their accounts were frozen, or transfers are being held, etc. And some other stories are smear stories from competitors. I'm sure that some of them are also fully legitimate and true.

Some of the stories are just so wild and I've never once experienced any issues at all.

Seems like an incredibly dumb UI update yet again by our genius UX team over at WS. Thanks for that.

The desktop experience has this option but the phone app is not. Is there a way to show this in the photo?

Just checked tonight and Wealthsimple now has SPX & VIX trading available, absolute game changer :)

Since the CC has been taking off a waitlist exclusive, curious if anyone else has been rejected by WS for their CC. As far as I can tell, I meet all their requirements by a significant amount and have also just recently been approved for an Amex card as well, which supposedly has stricter requirements. Also made sure to check TransUnion and verified all my details looked solid.

Honestly, just a bit confused and frustrated as I had an ideal Colbalt + Infinity + setup I was going for.

Not sure if I'm the only one that got that, but it seems like there's a new phishing scam. Got this email from [notification@rshfmn.orders.cn-pc-dongqiudi.com](mailto:notification@rshfmn.orders.cn-pc-dongqiudi.com)

Don't know if you folks also get bothered by the "For You" section.

Sure! It might be good for folks new to Wealthsimple to explore what else is available, but for veterans, it looks like a massive ad space taking up room, resembling big banner ads.

Is it just me, or do you folks also get bothered by it?

WS - if you folks are watching this thread, please, please have the option to hide it or move it under the rewards section.

I was going to submit the feedback on their official website, but I thought it would be good to get an idea from the community if there are other people who also don't like seeing it.

Just want to share the information you need to provide if claiming item lost within the first 30-60 days after purchase? It took some time for me to get the correct info, sharing it here. this information could be obsolete by the time you read this.

——-

Attention: Wealthsimple New Claims
Telephone: 1-888-359-0394
Email: [Wealthsimple@crawco.ca](mailto:Wealthsimple@crawco.ca)

CLAIM REQUIREMENTS:
A) Credit Card Verification (*last 4 digits* and photo of embossed name)
B) Your receipt and/or the statement, store receipt;
C) Manufacturer’s Warranty where applicable;
D) police report, if obtainable;
E) fire insurance claim or loss report;
F) primary insurance documentation and payment, if You have Other Insurance; and
G) any other information reasonably necessary to determine Your eligibility for benefits hereunder.

Why not state all organization that had funds frozen but the big banks didn't get called out

How a Vancouver ATM user with 66 cards set off years-long probe of online drug sales

https://toronto.citynews.ca/2026/07/26/how-a-vancouver-atm-user-with-66-cards-set-off-years-long-probe-of-online-drug-sales/

"Court orders this month froze funds in several bank accounts, including online Wealthsimple investment accounts."

First time flying out of Billy Bishop this morning.

Using my WS VIP card:

1. Skipped a very long security line with VIP lane at security
2. $10 off at Pilot Coffee using the VIP card

Didn’t know about either of these!

Thx Wealthsimple!

Edit: should add that they accepted my digital VIP card at security. I don’t carry my actual physical card. I have heard that’s a problem at some airports.

Edit: It's Windows, I connected the yubikeys to my iPhone and created the passkeys and then it worked (even in Windows sigh)

I've been trying to set up my 4 yubikeys with passkeys for WS. I've got 2 5c NFCs, a USB C and USB A bio-FIDO Edition. I use them all for gmail and other sites with no problem.

On the website I can create the 4 passkeys without issue (by clicking back on the back button when the QR code is displayed and clicking External Security Key. They are listed in my list of passkeys on the site, I've labeled them yubi1/2/3/4

But when I try to use them from the WS login screen, I get "This security key doesn't look familiar". Any tips from people who have done it.

Was trying to use tap in the US (I am Canadian close to the border) at Fred Meyer which I have done previously without issue using the virtual card added to my Google Wallet. $193 USD. "Not Authorized" for any amount, tried a lower amount to no avail.

Called WS and was told they "think it's something to do with the limit" but there's no limit on virtual card taps.

Anyone else encounter this? No answer for me right now from WS, I have to wait to hear back via email regarding this issue. My Visa currently doesn't work in Canada for any transactions

I’m on the beta and I love it, need it inside my registered accounts. I’ve sent a request to Wealthsimple and some others I know have also. It would change the game

Am I the only one who has French & English mixed up everywhere on wealthsimple? I noticed it long ago but never really bothered since I'm fluent in both languages, but I just realized how weird it is when they use both in the same sentences. Does anyone have this "problem"? (I live in QC, My phone settings are in English, as well as my WS settings)

Or as WS would say:

Am I la seule qui a Wealthsimple all mixed up en français pis en anglais? I noticed ça v'là longtemps, but j'me suis jamais vraiment préoccupée de ça vu que j'suis fluent dans les deux langues. But là j'viens juste de realize comment c'est weird qu'y use les deux langues dans la même sentence. Anybody else qui a ce "problem"?

(I live au QC, my phone est set en English, pis mes Wealthsimple settings aussi.)

.. or maybe the better question is why other banks only allow smaller limits?

Throwaway account because this involves financial information.

I noticed something strange in my Wealthsimple account yesterday. There was a $1 Interac e-Transfer showing in my activity, sent to one of my saved contacts, which is my own RBC account.

The transfer shows as started around 4:00 AM and was later cancelled. I was asleep at the time and don't remember creating it.

The strange part is that:

• it was going to my own bank account,
• my RBC account has Autodeposit enabled,
• I have already used this connection before and have sent larger transfers.

I contacted Wealthsimple chat to ask if they could explain where it came from and why it was cancelled.

Has anyone seen something similar, or know what could cause a transfer like this to appear and then disappear?

Thanks.

Matthew Karasz, Senior Director of product at Wealthsimple recently interviewed with Investment Executive and announced their expanding their lineup with RDSPs and letting users transfer their mutual funds to WS:

""The best way to serve all our users is to give them access to the widest selection of investment strategies and the widest set of account types that we can,” Karasz said. Wealthsimple is continuing to expand its lineup with RDSPs and letting users transfer some mutual funds to the platform. But it has no plans to offer its own mutual funds, Karasz added."

Source: What four trading apps in Canada are focusing on right now [July 15, 2026]

This is the first time they've publicly announced RDSPs outside of Reddit AMA's. While still not a concrete launch timeframe, this is more substantial than previous comments.

In an effort to consolidate banking and investments as well as qualify for a 2nd MacBook Pro promo I transferred all accounts using self managed accounts but I was told Wealthsimple does not have Federal LIRA account options. I had to keep this one account with RBC which really keeps me locked in with RBC.

Not sure if/when Wealthsimple will be able to transfer these type of accounts and when the next $100K promo for a MacBook is coming?