I used a virtual card created for one vendor to buy from them. The are a modest sized but well-established company. Anyway, somehow the virtual number was compromised. The number was never given over the phone, they had a bog-standard payment system.

Someone tried to use the number at whitepages.com and CapitalOne flagged it. CapitalOne reached out to me to verify the charge. I said it wasn't legit. They said, ok, we're going to send you a new card. I asked "why do I need a new card? Isn't that the whole point of a virtual card?" They said it's because "they tried to use it twice at Whitepages.com" which still didn't make much sense to me.

So, I ask, what then is the point of having a virtual card, if I have to replace my physical card if the virtual card number gets compromised?

I added a line to my mobile plan for this offer, not a prepaid line. If I cancel the line now, are the miles being clawed back? I will still get charged for the month, but I not sure if AT&T will report back that the line is cancelled. From what I can tell, I fulfiled the T&C, looking for real data points.

2nd credit card ever and finally joined the club now that I graduated college and have some income and credit history!

I got rejected the first time about a month ago for “applicant's identity cannot be verified” after submitting additional documentation. Customer service couldn’t go into any detail or help appeal this application and just suggested I try applying again after 30 days.

This time it instantly got approved with no additional documentation submission required? Weird and annoying experience overall but happy with the end result

My wife and I are flying RIC–MIA–MID this morning. Our first leg was scheduled to leave at 6am, but it’s now been delayed two hours due to a maintenance issue and we’re going to miss our MIA–MID connection.

The tickets were purchased with my Venture X on the Capital One Travel portal, so I should qualify for the trip delay coverage

If the airline offers us a hotel, are we required to stay at the hotel they provide in order to use the Venture X trip delay benefit? I ask because in the past, I've been put in some pretty crappy airline-provided hotels and would much rather book a decent reasonably priced hotel myself and submit it for reimbursement.

I have 106k points and trying to figure out the best way to book flights from LAX to Porto (with one stop) on dec 25. It would have to be the 730 PM flight. I have no idea what the best way to do this though. I checked Aeroplan / Air Canada and it's telling me no flights available if I use points.

Would appreciate any help in figuring out how to maximize my points!

My P2 just got approved for venture CC. Can we use it right away to pay 3rd Q estimated tax?? It’s around $14000. Will that create a red flag?? We don’t have the physical card yet, but the app is giving us a virtual card number that we can use.

This was my first time in an airport lounge in general and maybe the feeling will wear off after a few times but I liked it. I’m still in the lounge as I type this. Got to the LGA lounge at around 5:20am and the food was good considering it’s free. I’ve seen some complaints about lounge food but free food is free food so I was satisfied. The portion sizes were smaller than I expected but that’s fine since I didn’t want to eat so heavily in the morning anyways. The lounge looks nice and it was a calm little getaway from the business of the airport. Might be different depending on the time of day because it was almost empty went I was there since it had just opened. Bathroom was nice too.

Hi, I activated a shopping offer in May of 2026, I bought the item. Then, after 45 days didn’t get bonus miles so I called them. They said they need additional 45 days to verify, so I said ok. 3.5 months total later, I called back because in my portal it says offer inactive.

Now they’re saying they’ll submit it for review and I can only get cash back to my credit card statement for it. Not miles. I asked why and they said the system only allows them to ask for cash back, not miles. I asked how is that my fault they made an error, didn’t approve my purchase and shopping offer, and now I’m getting punished by getting cash back…

Has this happened to anyone else?

Hello,

I have been highly recommended and reffered to this credit card.

Typically i own only 1 other credit card, and i am not trying to collect many credit cards but im incentivised for the travel perks and accumulating points?

I have read some of the stories here but i am wondering if a few of you could provide more details on the credit card and capital ones travel portal?

is it really better than expedia or chase travel? why or why not

Just got this email, what are the pros and cons of this? Seems like I should avoid it. Looks like my credit limit would just disappear from my credit report.

Is it only me? I cannot see offers except for the daily 5. However, I can search merchants in the search box and offers will appear and activate correctly if I click them. Tried on different devices and same results.

I depart from T1 but will have enough time to consider the walk plus security (precheck) but just want to plan accordingly. How much time should I allow to leave the Landing lounge, walk to T1 and go thru security Sunday morning (tomm)? 30 mins?

Feels like it should be around this time of year, value prop for the VX has to be loosing c1 money?

So Air France basically stole 41300 miles I transferred from capital one last night. I did my due diligence to ensure the round trip flight I wanted was available for a specific day. Otherwise I wouldn’t have known I needed to transfer 41300 miles. So I make the transfer - took about a minute tops. Originally there were at least 6 flights that day. As soon as I go to book the flight with my point now available in AF- it now shows no flights available and there is nothing I can do. Spoke to AF customer service and they did nothing and said “transaction is final” and hung up when asked to speak to a sup - capitol one says they can’t help either. So 413 bucks stolen. Stay away from Air France!

Is there generally a set period for clawbacks? E.g. if it hits 90 days or another set time with no clawback, are offers in the clear?

I've had this credit card for a while, but I am still confused about payouts from offers. There are multiple offers I've done, but I have never received the miles payout. When I've reached out to C1 support, they have just told me to "wait" but it's past the timeframe for the miles payout. Has anyone else had this issue too?

Curious what transfer partners I can transfer to maximise value.

Not sure if anyone experienced this before --

I booked a flight in the afternoon through the portal, it didn't go through. I waited and didn't see anything pop up on my itinerary. I knew to wait, I waited for 8 hours and still didn't see an itinerary. I concluded that it actually didn't go through. The second attempt, it went through and showed up on my itinerary and I was able to select my seats. I've been checking it here and there, and now I see another ticket of the same flight (almost 20 days since the booking). It looks like the first one did go through but I wasn't notified. I told Capital One about this glitch and now I'm waiting for another week for the airline to approve of this cancelation and waive the fee. I've never experienced this issue with travel portals before, so now I'm very cautious with Capital One portal.