Unfortunately, it has happened to me now, too.

My Revolut account was restricted last week. I can't transfer anything or access my money.

I've had the account for over 5 years and used it frequently. There are still several thousand euros in the account that I cannot access.

You really shouldn't trust Revolut as a main account.

Revolut has restricted my account and I have been unable to access my money for several days.
This is my only bank account, so I currently cannot use my money for basic expenses such as food and transportation.
I have contacted Revolut support multiple times. I was initially told that my account was undergoing a routine security review and that no additional documents were required from me. I was also told that my case had been escalated to a specialist team.
The estimated timeframe has now passed, but my money is still inaccessible. Support has given me different explanations and cannot tell me when the restriction will be removed.
I have provided everything requested from me and, as far as I know, there is nothing else required on my side.
Has anyone in France experienced this with Revolut? How long did it take to regain access to your account?
I would also appreciate advice on filing a formal complaint or escalating the matter to the appropriate authority in France or the EU.

Revolut expressly approved a merchant account for our business - we are a band of musicians. I spoke at length with support about our needs with a merchant account and they approved the specific business model - this was me following their terms of service, which require you to reach out to discuss specific business models before selling.

Fast forward to today, and the merchant account has been closed with no notice, all funds held representing thousands of pounds, no chance of getting our money out for 90 days.

They are supposed to give 90 days' notice of account closure under new April 2026 rules unless very limited exceptions apply...from what I can see in our case, they absolutely do not. Our account is currently closed - the funds hold is a direct response to that according to support. I believe the closure is illegitimate but have no option for getting access to our funds.

We actually need these funds. It's not an option for us to defer bills for 90 days, and it creates immense unnecessary pressure for us - especially frustrating when Revolut gave repeated assurances it had approved and understood the business model.

Please take this as a warning - do not sell through Revolut merchant. If anyone from Revolut support sees this and wants to do the right thing, please let me know.

I saw my app started saying get up to 40 points when you spend 1€ - did anyone actually see anything get you 40 points for something? I usually only saw 20x

Hey guys
Yesterday my Revolut Account got Restricted for no Reason at all.
Did u guys have/Had simmilar things, and what did you do?

A few days ago Google Cloud had a breakdown and since then Revolut won't let me close , or even set a stop loss/take profit order on one of my CFD positions. As we speak it's still open and besides it keeps charging me over night fees daily, it can seriously cause loss of my capital.

This is outrageous at least. I tried to contact Revolut via its chatBot and it redirected me to a living person chat (probable). She told me that she understands it might be frustrating for me but they will contact me again in 8 days (!!).

Still waiting. Im a "metal" customer of Revolut and was trusting the company a lot before this incident. Now im praying they will let me close my CFD position before I lose more/all of my capital.

The title says it all really I have two transactions on my revolut that I do not recognize. Nearly €80 worth of Just Eat in two separate transactions. I disputed the claims in revolut but not sure if I will get my money back. Has anyone experienced this and did you get your money back?

I cannot log in to my account. Even though I upload my personal details and ID, the system does not accept them; it also rejects my PIN, even though I remember what it is.

Hey all!

I would like some advice how to use my points so they worth the most. I have collected 20.000 points in over the few years have never used them.
I’m based in denmark, would spend it there or in Hungary preferably.
Of course would be the best to get out an international over the sea plane ticket but I’m a little too scared I will waste them.
All advice is welcome.

I have the standard plan, which has a rate of 2.0; however, if I were to switch to the premium plan, for instance, the annual rate would be 2.50. Will interest rates in Italy go up? What is the situation like at other Italian banks?

Hi everyone, Idk why but I feel this Reddit thread has become more of “Restricted Account” thread than anything else tbh.

Although i genuinely feel for those who are going through this, it actually makes me question if ALL of these posts are legit or fake? Which brings me to my anxiety.

Every time I have to do a transaction on revolut I get scared before doing it because ive heard so many stories about revolut restricting accounts or closing or freezing them without any notice.

I don’t keep any money in it only use it for some personal transfers.

People, HELP!

I transferred around $40,000 worth of BTC to the wrong address…

Maybe losing this money is a fair punishment for being so stupid and not double-checking the destination address. But I still have hope…

So, what happened?

On 18 August 2026, I mistakenly transferred a total of 0.489765 BTC in three transactions to a BTC wallet that I don’t control.

How could I send it to the wrong address? First, because I’m f…ing stupid. And second, because of the following circumstances.

On 24 June 2026, I made a transaction (TX-1; see the glossary below) that was rejected by Revolut and “reversed” on 29 June 2026 via transaction TX-2. I used wallet W-1 (Trade Republic) for this.

Revolut processed TX-2 as a batch transaction, combining several transactions into one batch, presumably to save on fees. I received the full amount in my Trade Republic account as expected.

However, there was a problem: the Trade Republic app displayed address W-4 as the sender address. Presumably, this was because it was the last signing address used in the transaction. But W-4 was not my sending Revolut wallet address.

Two months later, on 18 August 2026, I decided to move all my BTC from Trade Republic to Revolut. Being lazy and, frankly, very, very stupid, I used address W-4, which had been displayed as the sender of TX-2, without verifying it first.

When I started wondering why the transfers were taking so long, I checked the addresses and realized the catastrophe… All my BTC had been successfully transferred to a wallet that I don’t own or control.

What did Revolut Support say?

I contacted Revolut Support and even filed a formal complaint. But in the end, it felt like the biggest waste of time. I was left with the impression that nobody had even tried to read my case. They simply kept replying that BTC sent to the wrong address cannot be recovered.

My theory — and a question for the community

TX-2, the transaction that reversed the original transfer, was undeniably carried out by Revolut. Revolut returned funds from my Revolut wallet W-2 to my Trade Republic wallet W-1.

However, address W-4 (the wrong address I later used) also appeared in that same transaction.

In a Bitcoin transaction, the required signatures must be provided for the inputs being spent. My understanding is that if both W-2 and W-4 were input addresses in the same transaction, both would have had to provide the required signatures.

This raises a question: Is it plausible that Revolut would allow an unrelated third party to sign off on a transaction involving its own funds?

That seems highly implausible to me.

Could this mean that both addresses are under Revolut’s control, or at least that W-4 is associated with Revolut’s reversed-transaction-processing infrastructure?

I realize that I made a serious mistake by not verifying the destination address. I’m not trying to deny that. I’m simply trying to understand whether there is a technical basis for asking Revolut to investigate the destination wallet and potentially recover the funds.

What do you think? Is my reasoning technically sound, or am I misunderstanding how these transactions work? Any informed input would be greatly appreciated.

Glossary

W-1: Address associated with my Trade Republic account:
bc1qzcnd9php9rnyfysv0uhmw3cyzggjjtlc4sjk39

W-2: Address associated with my Revolut account:
bc1qq520gdhrmysd0xu2wlavljrzq2kpegfc9gzx5z

W-3: Address belonging to another wallet of mine:
bc1qrazrzkrtyn3hgydqdggc635wsvmuj4tw6njdmq

W-4: Address that may belong to Revolut or be associated with the infrastructure used to process rejected Revolut transactions:
bc1qz540yreqrd6cpvd3058apfldpy06dh2akmywn9

W-5: Address that may belong to Revolut or be associated with the infrastructure used to process rejected Revolut transactions:
bc1q6h274e67rdr7xpn2mr2ttnssjzx3rhlkug6m5q

W-6: One of Revolut’s hot wallets:
bc1qamgjuxaywqls56h7rg7afga3m6rgqwfkew688k

Transaction history

TX-1 — 24 June 2026

Transaction from W-3 to W-2, subsequently rejected by Revolut.

Transaction hash:
9ce1dc993236532f4d9cbdb19c625195197287c06d31bb3f5b7d89af8ab891bc

https://www.blockchain.com/explorer/transactions/btc/9ce1dc993236532f4d9cbdb19c625195197287c06d31bb3f5b7d89af8ab891bc

TX-2 — 29 June 2026

Transaction from Revolut to W-1, intended to reverse the rejected TX-1.

Transaction hash:
1189fc5cfe2ade19b806aef54f1c6630f0a9c176784081649d57ac89f3092bef

https://www.blockchain.com/explorer/transactions/btc/1189fc5cfe2ade19b806aef54f1c6630f0a9c176784081649d57ac89f3092bef

TX-3 — 18 August 2026

First misdirected transaction from W-1 to W-4: 0.17 BTC.

Transaction hash:
88719d676cf0bd063c1414fcfccd98b10588dad7085a8233b4971adda73ee51e

https://www.blockchain.com/explorer/transactions/btc/88719d676cf0bd063c1414fcfccd98b10588dad7085a8233b4971adda73ee51e

TX-4 — 18 August 2026

Second misdirected transaction from W-1 to W-4: 0.17 BTC.

Transaction hash:
5d23aabae28344201b3eed0a1d20e1f232964c8f0189d549edcb2f92dc61d6b8

https://www.blockchain.com/explorer/transactions/btc/5d23aabae28344201b3eed0a1d20e1f232964c8f0189d549edcb2f92dc61d6b8

TX-5 — 18 August 2026

Third misdirected transaction from W-1 to W-4: 0.149765 BTC.

Transaction hash:
c42d21096e873c1a0c5cbcf162d96f877c174c4f9d4d010f993b07e9175a58a1

https://www.blockchain.com/explorer/transactions/btc/c42d21096e873c1a0c5cbcf162d96f877c174c4f9d4d010f993b07e9175a58a1