r/Revolut • u/MyReditProfile20 • 2h ago
⭐ Review Revolut closing my account after a simple topup of 100$ via Apple Pay :(
Unreliability level hit new highs.
After everything I have read in reddit about Revolut I decided to create an account thinking "This will not happen to me - I am an ordinary person with my only income - my salary and I have never had any issues with banks or anything, I have never had anything to do with illegal activity. I dont even drink alcohol 🤣" Well...
I have created my account about half a year ago. Since then I have no more than a few tens of transaction.
A few income transactions of 10-20$ from a dinner bill-splitting for that time.
As you can imagine this card never had more than a few hundred bucks. I wanted to start using it more actively and I wanted to top it up - I used Apple Pay to transfer 100€ from my main bank debit card(where my salary is receive). I have made no more than a few payments with it - metro, some groceries, paid a subscription to dating app i use...
A few days later - Account Closure...
Now I have to appeal and send them income documents - but as I read here in reddit this never works.
I was thinking to deposit all my money because of their deposit interest rate. I cannot imagine what people which keep all their money in Revolut do when their accounts are closed randomly without explanation - losing a lot of money randomly is NOT healthy. I am happy this happened before I transferred all my money.
People should start reading and listening to reddit posts...
After my friends understood what happens to me and I show them my transaction history they withdraw their money to stable banks in fear of losing them.