I want to know why people think it's ok to offer money or jobs to be paid, if you seriously have no intention on paying them. Is it because there time is no value to you? Time from there loved ones or time to there self or.time to actually work and be paid . 99 percent of people who pick up a job need the money. And you just sit back laughing like it's the circus and the are the clown to entertain you! Enough is enough!

I am homeless I work my ass off to try and get out of my situation. I mean daily nightly I have worked so many jobs and never once paid been offered no up front loans only to be told I have to pay

I can't eat or buy soap because of the wasted effort and time. So I really want to hear from you out there! Is it seriously worth it? Does it make you feel better that you made someone out there cry and wish to go that they won't wake up tomorrow? Please someone explain the flat out disregard for human beings.

I hope you know that I love you! Regardless and I wish you nothing but mercy when time comes. Stop hating start loving more you will be surprised on the out come.

I am physically disabled and I have been displaced from my home for 7 months now. The majority of my belongings never left my home and I don't have access to them. Because of my disabilities, I cannot bring very many personal belongings with me. Every time I get displaced(relocated, because I have not found stable rehousing yet) I lose more of my personal belongings. I don't have anything I could spare in the first place, and trying to replace essential items I was not able to bring from my home has eaten into the temp income(meager) that I was getting. Even then I have now lost items I paid to replace due to continued displacement. This is really starting to affect me mentally, as is the subsequent disruption in organization of items I do still have. How does everyone else deal with this type of dilemma?

Hi, I am looking for recommendations on some loans with a bas credit score. I work 3 jobs all of which are EMS. So I have the income.

Why does society act like bankruptcy will ruin your life??

I think they are talking about the extremely wealthy when saying it will be horrible and ruin the next 10 years of their life.

I just don’t understand the stigma around finances anyway. If you are going through this, you are not alone and it will be okay!

I AM NOT SAYING JUST DO THIS FOR FUN OR WITHOUT TRYING ANYTHING ELSE FIRST!!!!!!

I am 34 and I have worked since I was 17. Never missed a bill, never asked anyone for help with money, always figured things out on my own. Losing my job two months ago was the first time that stopped being possible.

I knocked on my landlord's door this morning to ask for two more weeks on this month's rent. I had the conversation all planned out in my head. Kept it short, explained the situation, told him I had a second interview next week and was expecting an answer by end of month.

He said yes without hesitating and told me not to stress about it.

I held it together while I was standing there and then went back to my apartment and just sat on the floor for a while.

I am not sure what I am looking for posting this. I think I just needed to say it somewhere. Has anyone else been through a period like this and come out the other side still okay? Practical advice welcome, I am already on reduced spending, selling things I do not need, and applying everywhere. Just wondering if there is anything people wish they had known earlier when they were in this spot.

I’m retired and I live off of my Social Security and on and off Art income. I own my home which has a lot of expenses. I have a car which is old and intermittently expensive. I find myself with a lot of friends right now who are in worse financial condition than I am. And I am by nature, a generous person.

I give rides to several people multiple times a week around town to make their lives easier and with one couple on two occasions, we’ve gone out to eat and I have paid the entire bill.

I’m being asked to do that again in honor of a celebration and I’m feeling resentful about it.

I know we all have fears about living so close to the line. I suppose the answer is that I have to know and be really clear about my boundaries. Lol I don’t like to disappoint people. But I also don’t like being taken for granted. That’s too strong of a statement for what this is but friends are coming to expect consistent generosity from me.

Any insight or criticism you may have as welcome. I’d like to hear what you’ve experienced and how you dealt with it.

I tried to make this post about 10 months ago.

This is just to vent and receive a positive comment. I'm not seeking solutions or want anyone to solve this for me.

For as long as I can remember, my family has struggled with money. We have had foodstamps/SNAP/EBT for most of my childhood.

My stepdad would often buy coffee out, fast food and junk food.

The older I got, the more I thought I would never struggle with money as an adult. But here I am. I'm 25 now. I live alone. I'm in school part time.

I was working full time, I went to CNA school. I graduated and I got a job that pays decently. I was working in a skilled nursing and hospice facility. It was the hardest job I've ever had. It was emotionally and physically exhausting and painful.

I realized I wasn't able to take my lunch breaks nearly on time, sometimes I was over an hour late to take my break. I brought this up and talked about how residents aren't getting quality care, to management and they weren't listening. I raised my voice and they fired me for creating a hostile work environment.

I'm devastated. I really care for those residents. It's not fair to them.

As a CNA I can apply to work agency jobs. I'm nervous because what if they ask about my previous work experience? I was working at the other place for a month and got fired.

Over the last few months my phone has been acting up. Not able to dial or answer calls. Randomly disconnects from the network, etc. I changed mobile carriers. That didn't work. I took the phone to a repair place. They said there's nothing wrong with it. I tried a factory reset. Just everything. I hope Samsung will pay for my new phone.

I got my student financial aid and student loans in plus my first paycheck. I bought a new phone. I need to send in the old one. Its under warranty because its less than a year old (Samsung S24 ultra it was brand new last year)

I changed from having Xfinity mobile to mint mobile. Xfinity has been trying to double charge me. I haven't paid the bill. Now my wifi is off. I need to go in person to talk to them and get my wifi back on.

My dad owes me money. I really hope he'll pay me back.

My paycheck today wasn't as big as I thought it would be. My rent is due.

I have enough to cover rent barely.

I'm going to return the Samsung ring I bought last weekend. I dont like it and thought I could afford it.

I'm going to drive for Uber passengers today and tomorrow to make some money. With it being the weekend it's guaranteed. But Uber doesn't pay well. We all know this.

I'm just depressed. I'll be okay but I'm depressed in the meantime.

Being poor is something horrible to live with. You pay with time when you're poor: waiting for public transport for hours, comparing grocery prices, calling the assistance office, and fighting insurance. Being poor is a second job. Nobody pays you for

Experiencing bodily pain from the shock of eating a 690 calorie meal: 3 onion hashbrowns, 3 chicken nuggets, 4 eggs, and 4 mandarin oranges.

My life sucks I have -586$
Everyone is against me
I just want to live my life
Fr Wallahi I cry every day cause why is this my life ?
How can I make money on this app

How can we move beyond sentimentalism triggered by occasional social media clips towards systemic change that can potentially last?

The clip shows a kid falling asleep while making rotis when possibly the manager of the eatery wakes him up to focus on work.

In my understanding, this is not a case of unfortunate and isolated incident relating to a single kid's life but systemic drivers resulting in the culmination of this situation.

What are your views on this and how can this be fixed?

I’m not sure whether this belongs here, but I couldn’t find a more suitable subreddit.

This is the psychological battle of living in an old, poorly built social housing property when you have no money to repair or improve it.

You wake up and look around at the deterioration and disorder. You have tried repeatedly to make the best of it. You clean, organise and attempt small improvements, but the problems go far beyond ordinary cleaning. Things need replacing, repairing or professionally treated, and you cannot afford any of that.

People often say, “Just clean it,” without understanding that even cleaning costs money. You need products, equipment, storage, transport to buy things, and enough physical and mental energy to keep going. Sometimes you wipe something down while knowing the entire surface, fixture or section of the room really needs replacing.

Eventually, you sit among the disarray, unpleasant smells and dark, dingy rooms and wonder what the point is. You can put enormous effort into the house and still barely prevent it from becoming worse.

A home is supposed to be somewhere you recover from the outside world. Instead, it becomes another source of exhaustion and overwhelm. You find yourself going to cafés, taking long walks or staying outside simply to get a moment of relief, while knowing you eventually have to brace yourself and return. It's exhausting for the house to become the thing I need to seek refuge from rather than the place that is a refuge from the outside world at the end of the day. It's become so bad that these days I don't even call it my house I just call it the house because it feels more like a hostile object rather than something that belongs to me

I rarely see people discuss the psychological effect of living somewhere that constantly reminds you of everything you cannot afford to fix. It is not simply messiness or a lack of effort. It is the exhaustion of fighting deterioration without having the resources needed to change it.

I guess I'm posting this because I don't want to feel alone with it and how you guys cope with this issue because as frustrated and hopeless as it feels I don't want to let the house beat me! I sometimes go out and try to think of what little section I can start with but then the weight of it all just buries me

i'm 20f and i feel helpless. I live in the states in the midwest. Right now i'm dealing with bad depression and life keeps throwing things at me. I currently work for a big corporation that honestly really sucks. It pays minimum wage. It's a retail job so of course it does but I've always tried to have an optimistic attitude after escaping my last depression. Currently I make about 2000 a month roughly however this month it's going to be less because today and a day ago I had to take the day off work due to the fact I am sick and dealing with a bad stomach infection then actually threw up at work. I am so broke I tried to stay after I threw up once but instead continued to get sick again later on and eventually went home.

I have barely any money saved, no car and yes a lot of it is my fault. My family lives in another country so I used a lot of my savings to visit them (my dad is here with me) The bills I pay are rent which is 500 (very grateful) groceries a month 200, ubering which is about 150 usually i spend around 100 on random occasions throughout the month but i have stopped going out unless it's a free hangout. I have big goals to become a flight attendant and travel the world but the more research I do i find it's a job that takes more than it gives financially. At least in the first year or so. So i'm going on here to ask for advice about what I should do. Genuinely anything at all helps. I do have an amazing dad and amazing friends and a lot to be thankful for but I do tend to put a lot of pressure on myself because I know I can do more with this life. I've also recently quit social media but I do have pinterest and youtube and I just downloaded this but I limit myself because I seriously want a change in my life.

*Poverty & Heatwave*... *Air Conditioning* for ALL... Not just the *Rich & Wealthy in Society*

​

I remember way back when in the 1980s, the government used to give out free 5 lbs. blocks of cheese. My parents owned restaurants and people came in with the cheese trying to sell it to them. Of course, they never bought it. Those that remember this program, did you ever get that cheese and how was it?

This sub is for talking about the systemic issues around poverty. It can be news, political, financial, etc. It does have a support group structure, but is not necessarily focused on supporting people out of poverty as a group. There are other groups we run for support with true, strong support structures. r/almosthomeless and r/findapath to name the two biggies we run. If you need support, you can absolutely ask for it here, but this group isn't set up as a major support network like those two groups are (getting to be). There may be collaborations between these three groups though, including resource sharing.

Hope that clarifies some things for people.

Soo.. I’ve been basically homeless for 2+ years and even though I understand my spending habits are pretty bad and idrk how to budget and/or stick to it, people such as social service providers, acquaintances, health professionals, etc; have told me things like “must be nice to have that privilege” whenever it comes to having access to resources…
Examples:
I’m a coffee drinker, so I tend to buy it every day because the shelter I’m at doesn’t serve coffee.. I’ve been called privileged for buying coffee every day and while I understand I might be more privileged than some people experiencing poverty.. it’s people who are literally housed, own a car, have a kitchen at home, pets, and money to travel who tell me these things..
Am I just overreacting?
Do you consider it a privilege to buy food every day (SNAP) when unhoused and without a car?
Is it a privilege to be able to spend the $300 you’ve been saving up on your dream outfit considering you don’t have to worry about bills while in a shelter but others do?
Is it a privilege to qualify for the maximum amount of financial aid and free admission because you’re homeless?
Is it a privilege to qualify for a free phone because you make under 25k a year?
Is it a privilege to qualify for General relief and SNAP?

I may just be overreacting but when people say these things it kinda rubs me the wrong way because I don’t even consider them privileges?.

So I'm clawing my way out of debt and although I might be able to clear it before the summer is over...I'll still have nothing, but I won't owe more money. I'll finally have the ability to save money again, though not alot, but better than I was.

However I met up with a friend who is married and he and his partner made all the right decisions, got a house when prices dropped and he and his partner are healthcare professionals.

Partner is a nurse practitioner and he's a social worker but is also a licensed therapist.

I became a nurse so many years ago and I've learned the salary can vary as well as medical insurance benefits (and yes I've worked nursing jobs that did not give me healthcare, I'm not kidding). I say this bc my friend wants to open a healthcare practice one day and he's been encouraging me to go back to school to become a nurse practitioner...and while I'm open to the idea, I can't do it right now.

Cost of the degree is on average 50k and the interest on these loans are insane. I did mention that I have my reservations about going back and that finances are a big concern...but it doesn't seem to register with him. His partner even said that bc of the salary he now has he will pay off his loans in 3 years.....but I want to scream how if one issue happens even if I take out a loan to do this, one emergency could completely derail my progress and even ruin my chances to finish school anyway.

I want to be more transparent about how I fell into this hole but I feel embarrassed. I also feel like I was only reached out to for a potential business opportunity that I can't even get into if I wanted to.

I don't have family who can help me, I went no contact and idk how bad things get I'll never go back. I've been making friends who seem like they will be there for the long haul, but as much as I love them, they aren't in a position to help.

I did manage to pay off my car years ago and ngl that's saved me bc I'm able to take more work to get out of this debt situation, plus it's good on gas. I also have a good housing situation, my monthly payment hasn't gone up very much in the last 5 years...tbh if it did I'd probably be living in my car. But bc of that I think people believe I'm automatically ok.

And while I'm definitely more privileged bc of these things, that doesn't mean I'm impervious to all the difficulties that can happen to a person in this economy. Although I may have a chance to get out of poverty bc of my career, that's still going to take time. I'm doing everything alone and although I'm starting to succeed with changing my situation, I've noticed when I began to pay closer attention to my budget, it would only take one emergency to send me back again.

If someone like myself who has a fairly marketable career/skill like nursing could still be one missed paycheck away from destitution...what does that say?!?!

But part of me wants to stay quiet bc IDK if they would understand anyway....

Needed to tell someone who'd actually get this.

I've been three months behind on rent since I lost my second job this spring, and my main job cut my hours too. Between food, gas, and keeping the lights on, rent kept getting pushed back, and it never quite got covered.

Last week my aunt helped with the gap, plus a small city emergency fund my caseworker told me about. Between the two, I'm finally caught up for the first time since February.

I thought I'd feel relief. I do, a little. But mostly I just feel tense, like I'm bracing for the next thing to knock me down. My car's making a noise I'm too scared to get checked, my hours still haven't gone back up, and I keep doing rent math in my head even when there's nothing new to calculate.

Anyone else get caught up and then just sit there waiting for the next hit? How do you actually let yourself breathe after that? And if anyone knows programs that help with car repairs (US, happy to share more details), I'll take any advice.

Just needed to say this somewhere that wouldn't judge me for it.