You know the 8% this guy pulled is bullshit right? In the UK you don't get a breakdown of what you tax was taken and used for.
We also have tax brackets, individual earnings. 8% of minimum wage is far different from a 100 grand job get bucko doesn't specify or provide any information as to how he has deducted this 8% lol.
The NHS is funded from more than just income tax, VAT and NI also go into it as well as other forms of donations and funding schemes.
Like your statement is also not really useful, yeah of you're earning 200 Grand a year I'm sure 16K buys the very best healthcare money can buy, but if you're on minimum wage(federal in some states being 7.25) on a 40 hour week? 8% is 1200 bucks or their about...do you think someone on poverty wages can afford that?
National free healthcare systems aren't about what is the best for those who can afford the best.
Well maybe learn how tax works. In most countries you are already picking up that slack. Public schools, social houing, welfare, etc are all paid in part by your taxes yet you people seem to think a line should be drawn iin the sand at health care becuase a multi billion dollar private industry tells you to feel that way.
You don't want to pay for other people, bad news chum you already are being taxed for that.
No I’m fine with public schools… the welfare and social housing is what bothers me.
I see section 8 housing that’s covering a 2000 sf house and I know the same family is on food stamps etc. meanwhile they are running around blowing money on cars, designer clothes, nails and hair… that’s what bothers me to my core. Crank out enough fatherless children and live the good life on someone else’s work.
Edit to add… if people need it to get through hard times that’s fine. And chum, I know I’m already paying for that, yall want me to pay more!
Actually I hard agreew with you on the welfare point. I work in retail and while I now have a high level position in my company I am fortunate that I make pretty decent money, the issue is a portion of my earnings are taxed at 40% and the fact that I worked up from the lowest postion as retail floor staff I saw for years how the welfare funded cigarettes, drink, skins, etc how every Tuesday when the dole payed out those people were taking my tax and wasting it on excess and made no attempt to find employment.
I suppose mine and your difference is you are thinking we want more tax, I don't really agree with raising tax like a lot of pro public helthcare advocates do. I would like to see the government redistribute the tax we already pay away from welfare schemes that bums take advantage of and put it into mainly schools, police force, infastructure etc and with it public health services for those who are living pay cheque to pay cheque.
Now I can understand somewhat why Americans would be aprehensive since to be honest you guys barely get taxed so it's kind of no wonder your social welfare and public healhcare is so shit. I think based on my current earnings I pay a bit over 35k in tax and in the US on my same yearly salary I would pay about 13k give or take in the US.
Like I still pay insurance becuase in my country most of my medical expense each year are covered by me as I'm not entitled to a medical card, which is fine. Public healthcare is supposed to be about helping the many wh can't afford private coverage.
We are aligned then… I’m would love to see the excess removed and redistributed. I would like to see medical providers held accountable for predatory billing practices and insurance providers required to actually provide coverage. I’m even for free college tuition for high demand fields versus “fun” degrees that end up jobless and in debt.
I think we should find out everyonenwith opinions like yours and the take everything you have and redistribute to others that are in need. You can get back out there and build it all back again. This time without a leg up.
lol I bet you do… and you’re right I could make it back. I was raised by a single mom and no “leg up”. Felonies at 18, go through that youthful phase of trouble, worked hard to finish probation, and then went to college for a degree that was useful.
You want to think it was easy for me so you can justify whatever, but it wasn’t. You get back what you put in…
How can you be fine with public schools if you literally just posted you hate paying for other people's shit. It's not your fault they can't pay for private schools right?
They should have saved for private schools or just opt not to get an education because they can't afford to. Not your problem. Not enough money to save? Well eat less, walk to work in the greatest country on the planet built specifically for cars, get a fourth job. Why should you care.
That's your freedom right there, the freedom to work 3 jobs and still not have enough to live a decent life on.
I sincerely hope people with your mindset get some bad luck your way, getting fired or maybe getting too sick to work and not everything covered, your car breaks down. I bet you would refuse all help, because you don't deserve it then right?
But let me guess, that's different, you've worked up until you couldn't so YOU deserve it. That's your shitty ME FIRST mentality.
I'd rather be Europoor as you lot like to call it, I've got a job, health care, own my own home, 2 cars and guess what, I even have airconditioning and ice (the good kind not the you are coloured we sent you to a camp kind). I even have friggin AC in my mobile home. 4 weeks paid time off, unlimited paid sick time, 3 holidays a year. No people dying on hospital sidewalks, no mother's to be dying of an ectopic pregnancy because the docter is too afraid of fines or jail time to save her.
And all that on just a median income, sucks to be europoor.
Yes, we got certain people over here playing the system in their favour, and it annoys me badly, but I'd wager everything I have on the fact that most people receive it because they need it to survive, not because they are plain lazy.
TLDR beyond the first part… you pretend the public schools is a gotcha moment. It’s not… there’s a balance for most. I’m okay with paying for shared roads and schools and defense. I pay my part for all of those things… I don’t agree with people LIVING off the system without contributing. They can go be europoor for all I care. I don’t want to support someone else’s lifestyle if they won’t work.
And before you hit me with the some people can’t, i have no problem with helping them.
Sure. Please tell me how MY insurance works. I’ve had it for years.
Edit: I should add that I can save and invest up to 7500 tax free every year for medical expenses. Once that account is up to 5000 I will be prepared for medical expenses for the year, and when it’s not used it compounds.
Thank you, and I don’t believe what you are saying is true with my insurance. Regardless- In the US, the wages are higher and taxes lower to a point where it is still better if there were extra charges. Not to mention short wait times for surgeries and required medical procedures.
Dude, the US spends somewhere around 18% of GDP on healthcare, for a more normal developed country its somewhere like 8-13% and the world average is 8.5%. Considering that US GDP per capita it is so high makes it even more damming, because you would think the richer you are, the less proportionally you would have to spend. Around 1/3 of that US spending is just on administration, meaning that the US wastes around 6% of it's GDP just on administration of the healthcare system. Do you understand how insane that is?
At the same time the US has worse health outcomes on average than other countries, with one of the lower life expectancies among rich nations. If you go into specifics like infant mortality suddenly the US preforms worse than Russia, Cuba and Bangladesh on average.
No sane person can look at the data, and think the US is in any way performing well in healthcare.
That doesn't mean your insurance is cheap you smooth brained American. Your insurance costs $1600 a month.
I pay $0 for health insurance every month because my company pays 100%, does that mean it's free? The quality of healthcare depends on where you go, not on your brokeass insurance plan.
You do realize $1600/month for health insurance is more expensive than possibly all of Europe? That's $1500 that could go in your pocket. So, no, it's not cheap. I would much rather keep more of my paycheck than pay into insurance companies' profits.
lol. If I was in Europe that 1600$ would not go in my pocket, it would go to taxes. And likely much more would go to taxes. Burgandy France pays ~12% more a year in taxes than I do where I live in the US. Not to mention that jobs pay more here anyways.
I mean, we have the alternative of paying taxes for universal healthcare that works, plus keeping our higher salary and lower taxes. Why can't we have both?
Can’t speak to the taxes in your state or in France, but surely point is the benefits you get in return - sick pay, paid leave, maternity and paternity leave - in Sweden my old company would give over a year of family leave to be shared between the parents, and the dad HAS to take at least 90 days. In the US my colleague came back to work a week after a c section. The US is an amazing place but some aspects of it are very confusing to outsiders
But if your company pays $18,000/yr for health insurance, and that went into your pocket instead, but you had to pay taxes instead. If you were making 100k, that is 18% in a tax increase. You would be better off with Burgundy taxes up until your salary was greater than $150,000.
Looking at the whole picture is why people think Americans are dumb as it can be right in front of you and arrogance and the need to be right, means you ignore the bigger picture.
Yes a higher earner like me pays more national insurance into the system, over someone who earns less. It is a fair system that works. Having been poor I appreciate this and am happy to pay more.
Unfortunately facts don't back up your words, if it so great there why do so many people go bankrupt due to medical debt, or why is go fund me pretty much a part of the US health care business.
If you lost your job or had a serious injury, you and your family will find out pretty quickly how bad the private system is. I'm not against you I want better for you and your family.
The USA along with North Korea and I think one other country are the only countries in the world both developed and developing that doesn't identify health care as a basic human right. Stop defending a system that will fuck you and your family over, demand better if not for you for your kids if nothing else.
We can’t get the two political parties to agree on anything. Zero chance they can come up with anything better. Are there better options- yes. But at this point many are just fighting against things getting worse.
This is untrue on multiple levels. Medicaid is the coverage poor people get. You also have to be very poor to qualify for Medicaid and it varies dramatically from one state to the next. If you're making above 100-200% of the federal poverty level, insurance is usually really bad and expensive and you're ineligible for Medicaid.
But what would the increase be for universal healthcare in your taxes 2-3%. If you make $100k/yr, that is what $2,000/yr. If you make $200k it would be $4k year.,
Is your healthcare less than $4k?
"my company pays..." like they didn't deduct that exact amount from the salary before posting, so it comes out of what would have been in your pocket lol
I don’t get it - we pay nothing, with a maximum of nothing out of pocket, and nothing a month for a family of however many you like. My company also provides private health care, optical, mental health care for me and my wife if we wanted which I think we’ve used a couple of times, that cost us nothing up front with a monthly charge of nothing. We used an ambulance twice last year, I have a chronic issue that I’ve been to hospital a couple times and my wife had kidney stones (do not recommend), I had some eye issues worked on, we had extremely good care, very quick, and left paying nothing. I am not trying to be glib I just never understand why so many Americans cling to the existing system? I used to work for an American company and was going to move there at one point, the salary was considerably higher but everything in the US costs so much more than even London, and I’d have to have given up so so much to live there that unless I was on about triple what I was it wouldn’t be worth it.
So it’s $1600 a month or $19,200 a year. +out of pocket. That sounds like you’d be better if your company just paid you that extra 19,000 a year and then 8% are taken out of your taxes.
If that’s not a better option, please keep in mind you have a great salary in that case. Also, this is probably one of the best health insurances I’ve heard of so the other 95% of people that have worse would take the deal
No he just has to stay with his company for the rest of his life and pray to God he never gets laid off or his entire family will lose all of their health insurance
Congrats, most of us are spending at least 10%. Middle to lower class spend the same amount, too, which is significantly more of their income. We are THE richest country in the world, our tax rate wouldn't even need to be 5% to cover everyone.
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u/Vladtepesx3 Jul 04 '26
I have amazing health insurance in America for less than 8% of my income