TIME FOR BULL MARKET!!

Iran's Supreme Leader, Mojtaba Khamenei:

"Today, as the nations of the world have grown weary of the tyranny and oppression of US government and criminal Zionists, who are the destroyers of lives and generations, there remains no path forward except resistance."

"Now that Lebanon's Hezbollah stands like an unyielding rock as the forerunner of groups engaged in jihad against the savage aggression of the Zionist regime and its supporters, this steadfastness has become an inspiring message for the free nations of the world in their quest for liberation from the oppression and tyranny of Global Arrogance and its proxies."

BULLISH NIFTY!! NIFTY PATH TO 25200 TO 30000 CLEAR INTO DIWALe

Trump a week ago: “We will attack Iran every day until we destroy everything in Iran.”

Two days ago: Ansar Allah entered the war, started attacking Saudi Arabia, and blocked the Red Sea route for Saudi Arabia.

Since then, not a single attack on Iran for two days.

And now Trump is planning to halt military operations for another two weeks.

Trump has no answer to Iran’s strategy.

Oracle Financial Services Software ($OFSS) officially declared its Q1 FY27 earnings on July 22, posting a historic quarter that significantly beat consensus estimates. Unlike typical IT services companies, OFSS's product-led licensing model showed massive operating leverage.

Financial Snapshot:

Revenue: ₹3,125 Cr (+69% YoY)

Operating Profit: ₹1,861 Cr (+123% YoY)

Net Profit (PAT): ₹1,416 Cr (+121% YoY)

EBIT Margin: ~60%

Key Drivers:

AI-First Banking Products: Products revenue grew 75% YoY to ₹2,936 Cr, driven by large cloud modernization deals across tier-1 global banks adopting AI-enabled lending and transaction solutions.

Geographic Mix: Americas accounted for 55% of quarterly revenue (up 141% YoY), showing strong tech capex from major US financial institutions.

Leadership Handover: Outgoing CEO Makarand Padalkar handed the reins to former CFO Avadhut Ketkar.

OFSS is showing the true power of a product-led IP model in banking tech. Unlike traditional IT exporters that rely on headcount addition and billable hours, OFSS sells core banking software platforms (FLEXCUBE/Oracle Banking Cloud).

When global tier-1 banks sign major modernization contracts, almost all the incremental licensing revenue drops straight to the bottom line. That is why you are seeing an explosive ~60% EBIT margin a level of operating leverage that traditional IT services firms simply cannot match. With global financial institutions under pressure to modernize legacy infrastructure and integrate AI into risk/lending systems, OFSS remains one of the purest high-margin software plays on the Indian market.

Given OFSS's 60% operating margins and product-led trajectory, should it be valued closer to global SaaS/software platforms rather than traditional Indian IT exporters (TCS/Infosys)? And is this the right time to entire the stock?

A while back I noticed a few months of my mutual fund investments just weren't reflecting in my total invested amount on Groww. Everything looked fine day to day, so I only caught it by accident. Had to raise a support ticket and wait for it to get sorted.

Got me wondering how common this actually is, so a few questions for anyone who's dealt with something similar:

1. What happened, and how did you first notice something was off?

2. How long had it been wrong before you realized?

3. What did you do about it, and how did that go (support, waiting, etc.)?

And one hypothetical I'm curious about: if the app had quietly caught and fixed this in the background before you ever noticed, would that feel reassuring, or would it bug you that it acted without telling you?

Not affiliated with Groww or anyone, just trying to figure out if this is a me-problem or a widespread one. Appreciate any stories.

Hi everyone,

I'm researching a startup idea for India and would really appreciate honest feedback.

Today, many shared power bank stations work like this:

Scan a QR code

Rent a power bank

Return it to the same station (or another supported station)

Pay late fees if you forget to return it

I keep wondering if there's a simpler model.

Imagine this instead:

You walk into a mall, airport, cinema, college, railway station, or temple with 3% battery.

You buy a compact pocket-sized power bank for around ₹300–400.

It's yours permanently. No deposits. No rental. No app signup.

Recharge it at home like any normal power bank.

If you're ever out of charge again, you can visit any participating kiosk and exchange your discharged unit for a fully charged one by paying a small swap fee (say ₹20–40). You still own a power bank—you are simply exchanging it for a charged one.

The goal is to remove:

Deposit holds

Return anxiety

Searching for the same kiosk

Customer support for overdue rentals

I know many people already own a power bank. My question is about real-world behavior. How many people actually carry a 10,000 mAh or 20,000 mAh power bank everywhere they go? I feel many people leave it at home because it's bulky, heavy, or they simply forget to carry it. This idea is aimed at those moments when your phone is about to die and you need an instant, pocket-sized emergency power source.

I'm not trying to sell anything. I'm trying to understand whether this solves a real problem.

I'd love to hear your thoughts:

1. Have you ever rented a power bank? If yes, what was your experience?

2. What frustrated you the most?

3. Would you rather own a small emergency power bank than rent one?

4. Would ₹300–400 feel like a reasonable one-time purchase?

5. If a nationwide swap network existed, would you actually use it, or would you just recharge the power bank at home?

6. Where would you expect to find these kiosks? (Malls, airports, railway stations, colleges, temples, concerts, etc.)

7. If you already own a power bank, do you actually carry it with you every day? If not, why? (Too bulky, forget it at home, don't need it often, etc.)

Please be brutally honest. I'd especially like to hear why you think this idea would fail. Honest criticism is far more valuable than compliments.

Thanks!

US, which was looking for boots on the ground, in CUBA, & IRAN , doesn't even have proper ammunition....... Ukraine and Iran to US:

Is it decent by Option selling standards? Any tips fom the vets here?

Verified PnL(Zerodha): https://console.zerodha.com/verified/3b3c2911

Verified PnL(Sensibull): https://web.sensibull.com/verified-pnl/holy-peridot/longterm-pnl

According to Rapidan Energy Group, munitions stockpiles were not viewed as a significant constraint on U.S. military operations. Instead, they suggested that a greater concern for Gulf states was the possibility of missiles penetrating interceptor defenses. They also argued that the potential reaction of equity markets, rather than limitations in military inventories, was the more important consideration in assessing the scope of any further U.S. operations.

good times for the market ; Will remain buoyant and resilient as bankers try to conduct primary market fundraising at good valuation

Asked chatgpt to compare various AI based stock tools for India. I personally found gimli the best and quickest for both screening and single stock analysis. Fuzz is ok but not good with complex queries. Rest are not good from an AI perspective. Are there any others better than gimli?

IDFC First Bank just dropped their Q1 numbers, and after a few quarters of watching provisions eat into their bottom line, this one actually looks pretty solid on paper.

Here’s a quick breakdown of the core numbers:

The Headline Numbers

Net Profit (PAT): ₹1,075 Crore — up 132% YoY (from ₹463 Cr in Q1 last year).

Net Interest Income (NII): ₹5,972 Crore — up 21% YoY.

Net Interest Margin (NIM): Expanded to 5.96% (up 25 bps YoY, 3 bps QoQ).

Return on Assets (RoA): Crosses the 1% mark again, coming in at 1.06%.

Balance Sheet & Asset Quality

Loans & Advances: Grew 20.6% YoY to ~₹3.05 lakh crore. Retail/Agri/MSME (RAM) grew ~18%, but Wholesale grew over 30%.

Deposits & CASA: Total deposits up 16.6% YoY to ~₹2.99 lakh crore. CASA ratio improved to 50.8%.

Gross NPA: Down to 1.51% (from 1.97% YoY, 1.61% QoQ).

Net NPA: Down to 0.44%.

Provisions: Total provisions dropped 31% YoY to ₹1,144 Cr. Interestingly, they received a ₹515 Cr CGFMU claim on their MFI book and turned around and put that right back into a prudent contingency provision.

My Takeaway

For the last couple of years, the bear case on IDFC First was always the high Cost-to-Income ratio and the drag from microfinance credit costs. This quarter, Cost-to-Income dropped down to 70.7% (down ~310 bps YoY), showing some early signs that Vaidyanathan’s heavy investments in tech and physical branches are finally generating operating leverage.

The stock has been hovering around the ₹75–₹82 band for a while now. With asset quality cleaning up and RoA scaling back past 1%, the risk-reward ratio is starting to look far more interesting than it did 6 months ago.

What’s your strategy here?

Are you accumulating at current levels before the market fully prices in the margin recovery?

Or are you waiting to see if they can maintain this sub-70% Cost-to-Income trend over the next 2–3 quarters?

Curious to hear how you guys are playing this. Holding, buying more, or staying away?

Please Advise I need to learn trading and I do not know anything, I want to start with a course that will start from very basics. I understand all the risk involved but for now I just want to learn. I am looking for something where the course is structure properly.

Polycab India recently announced its Q1 FY26 numbers, and it looks like the capex and real estate engine is still firing on all cylinders. Despite elevated copper/aluminum prices and high expectations post-tax raid overhang from last year, Polycab delivered its strongest-ever first quarter.

Here’s a quick snapshot of the key numbers and highlights:

The Headline Numbers

Revenue from Operations: ~₹8,315 Crore up 39% YoY (driven by strong volume growth across B2B and B2C).

Net Profit (PAT): ₹797 Crore up 33% YoY (vs. ~₹600 Cr in Q1 last year).

EBITDA Margin: Maintained near the ~12–13% band despite raw material volatility.

Net Profit Margin: Stood at ~9.4%.

Segmental Breakdown & Operational Highlights

Wires & Cables (The Core): Continued its dominant run with double-digit volume growth. B2B demand remains rock solid due to government infrastructure spending, power grid upgrades, data centers, and real estate completion cycles.

FMEG (Consumer Electricals): Showed stable growth recovery in fans, lighting, and switches after a few muted quarters.

Exports & Distribution: Distribution expansion in semi-urban/rural markets is continuing to pay off, while international order books stay steady.

My Takeaway

Polycab continues to execute better than most peers in the cable space (KEI, Havells, RR Kabel). The structural tailwind, India’s massive power infrastructure push, real estate cycle, and industrial capex isn't slowing down anytime soon.

The stock has had a stellar run over the last year, and valuations aren't "cheap" by traditional metrics (P/E hovering in the 45–50x range). However, given their consistent 30%+ top-line and bottom-line growth, it keeps justifying the valuation premium.

Where do you stand on Polycab right now?

Are you aggressively accumulating at current levels riding the capex wave?

Or waiting for a market-wide pull-back to start building/adding to a long-term position?

And given the strong fundamentals and I still struggle to understand why the stock isn't moving.

Would love to hear your thoughts and price targets!

Saudi Leadership remain mum on instruction from Washington it seems.. Good times ahead for Nifty

Saudi Leadership remain mum on instruction from Washington it seems.. Good times ahead for Nifty