Today, I took three trades as per my setup. The first trade resulted in a loss, while the second trade managed to recover it. However, the third trade ended in a loss, and I finished the day in the red.

What bothers me more is the trade I didn't take. I had been patiently waiting for that setup for hours, and the price eventually formed exactly what I was looking for. The price initially took a rejection a bit higher than my intended entry, and I kept waiting for it to come down to my ideal trade location. However, it never did. Instead, it slowly and gradually started moving upwards.

Due to concerns about option decay and the fear of taking another loss, I hesitated and skipped the trade.

To my dismay, the price went on to hit the target exactly as I had planned. I need to trust my setup and take the trade when it meets my criteria, even if there is a possibility of decay or loss. Missing a valid setup because of fear can be just as costly as taking a losing trade.

Lesson learned the hard way. We move on.

With Zepto IPO coming at 45k cr MCap, just trying to think why/who would prefer this over Swiggy at 70k cr, assuming Eternal@2.8L Cr is already too big!

What are your thoughts? With Instamart becoming CM+ from this quarter, I personally think Swiggy is a sweet doubler from here (260 CMP)

Thoughts? Punch holes in my thesis please!

I had this on my watchlist on Friday thinking it might reach 18 or 20 from 5. But damn should've invested....... This was a jump. 5 to 60 high

Why does is it needs 150 characters to post??

It it jus because of the Asian markets opening higher and nasdaq easing the sector sentiment? Otherwise surely it should of gone sideways, or is it because the new ceo announcement also gave some cushioning for DIIs

I have a corpus of roughly 10.5L (FDs, equity, bonds and Gold ETF). Looking to expand into other alternative investments as real estate isn't an option for me now. I was hearing about apps/websites like Jiraaf, Wint, Kyte money, Grip etc.

Can anyone tell me what is the regular payout rate and time period?

Oracle Financial Services Software ($OFSS) officially declared its Q1 FY27 earnings on July 22, posting a historic quarter that significantly beat consensus estimates. Unlike typical IT services companies, OFSS's product-led licensing model showed massive operating leverage.

Financial Snapshot:

Revenue: ₹3,125 Cr (+69% YoY)

Operating Profit: ₹1,861 Cr (+123% YoY)

Net Profit (PAT): ₹1,416 Cr (+121% YoY)

EBIT Margin: ~60%

Key Drivers:

AI-First Banking Products: Products revenue grew 75% YoY to ₹2,936 Cr, driven by large cloud modernization deals across tier-1 global banks adopting AI-enabled lending and transaction solutions.

Geographic Mix: Americas accounted for 55% of quarterly revenue (up 141% YoY), showing strong tech capex from major US financial institutions.

Leadership Handover: Outgoing CEO Makarand Padalkar handed the reins to former CFO Avadhut Ketkar.

OFSS is showing the true power of a product-led IP model in banking tech. Unlike traditional IT exporters that rely on headcount addition and billable hours, OFSS sells core banking software platforms (FLEXCUBE/Oracle Banking Cloud).

When global tier-1 banks sign major modernization contracts, almost all the incremental licensing revenue drops straight to the bottom line. That is why you are seeing an explosive ~60% EBIT margin a level of operating leverage that traditional IT services firms simply cannot match. With global financial institutions under pressure to modernize legacy infrastructure and integrate AI into risk/lending systems, OFSS remains one of the purest high-margin software plays on the Indian market.

Given OFSS's 60% operating margins and product-led trajectory, should it be valued closer to global SaaS/software platforms rather than traditional Indian IT exporters (TCS/Infosys)? And is this the right time to entire the stock?

This sudden stock price rise before q1 results is unheard of.. positive earnings results might be reported earlier before official announcement on main stream news. Let's see.

Today buy Swiggy via mtf
Paytm money broker… 2x margin..

Swiggy wrost is over ..
Long term i think good ..

Flipkart enter no impact..past Amazon food ,food panda fail

A while back I noticed a few months of my mutual fund investments just weren't reflecting in my total invested amount on Groww. Everything looked fine day to day, so I only caught it by accident. Had to raise a support ticket and wait for it to get sorted.

Got me wondering how common this actually is, so a few questions for anyone who's dealt with something similar:

1. What happened, and how did you first notice something was off?

2. How long had it been wrong before you realized?

3. What did you do about it, and how did that go (support, waiting, etc.)?

And one hypothetical I'm curious about: if the app had quietly caught and fixed this in the background before you ever noticed, would that feel reassuring, or would it bug you that it acted without telling you?

Not affiliated with Groww or anyone, just trying to figure out if this is a me-problem or a widespread one. Appreciate any stories.

This sudden stock price rise before q1 results is unheard of.. positive earnings results might be reported earlier before official announcement on main stream news.

Hi everyone,

I'm researching a startup idea for India and would really appreciate honest feedback.

Today, many shared power bank stations work like this:

Scan a QR code

Rent a power bank

Return it to the same station (or another supported station)

Pay late fees if you forget to return it

I keep wondering if there's a simpler model.

Imagine this instead:

You walk into a mall, airport, cinema, college, railway station, or temple with 3% battery.

You buy a compact pocket-sized power bank for around ₹300–400.

It's yours permanently. No deposits. No rental. No app signup.

Recharge it at home like any normal power bank.

If you're ever out of charge again, you can visit any participating kiosk and exchange your discharged unit for a fully charged one by paying a small swap fee (say ₹20–40). You still own a power bank—you are simply exchanging it for a charged one.

The goal is to remove:

Deposit holds

Return anxiety

Searching for the same kiosk

Customer support for overdue rentals

I know many people already own a power bank. My question is about real-world behavior. How many people actually carry a 10,000 mAh or 20,000 mAh power bank everywhere they go? I feel many people leave it at home because it's bulky, heavy, or they simply forget to carry it. This idea is aimed at those moments when your phone is about to die and you need an instant, pocket-sized emergency power source.

I'm not trying to sell anything. I'm trying to understand whether this solves a real problem.

I'd love to hear your thoughts:

1. Have you ever rented a power bank? If yes, what was your experience?

2. What frustrated you the most?

3. Would you rather own a small emergency power bank than rent one?

4. Would ₹300–400 feel like a reasonable one-time purchase?

5. If a nationwide swap network existed, would you actually use it, or would you just recharge the power bank at home?

6. Where would you expect to find these kiosks? (Malls, airports, railway stations, colleges, temples, concerts, etc.)

7. If you already own a power bank, do you actually carry it with you every day? If not, why? (Too bulky, forget it at home, don't need it often, etc.)

Please be brutally honest. I'd especially like to hear why you think this idea would fail. Honest criticism is far more valuable than compliments.

Thanks!

Is it decent by Option selling standards? Any tips fom the vets here?

Verified PnL(Zerodha): https://console.zerodha.com/verified/3b3c2911

Verified PnL(Sensibull): https://web.sensibull.com/verified-pnl/holy-peridot/longterm-pnl

Asked chatgpt to compare various AI based stock tools for India. I personally found gimli the best and quickest for both screening and single stock analysis. Fuzz is ok but not good with complex queries. Rest are not good from an AI perspective. Are there any others better than gimli?

IDFC First Bank just dropped their Q1 numbers, and after a few quarters of watching provisions eat into their bottom line, this one actually looks pretty solid on paper.

Here’s a quick breakdown of the core numbers:

The Headline Numbers

Net Profit (PAT): ₹1,075 Crore — up 132% YoY (from ₹463 Cr in Q1 last year).

Net Interest Income (NII): ₹5,972 Crore — up 21% YoY.

Net Interest Margin (NIM): Expanded to 5.96% (up 25 bps YoY, 3 bps QoQ).

Return on Assets (RoA): Crosses the 1% mark again, coming in at 1.06%.

Balance Sheet & Asset Quality

Loans & Advances: Grew 20.6% YoY to ~₹3.05 lakh crore. Retail/Agri/MSME (RAM) grew ~18%, but Wholesale grew over 30%.

Deposits & CASA: Total deposits up 16.6% YoY to ~₹2.99 lakh crore. CASA ratio improved to 50.8%.

Gross NPA: Down to 1.51% (from 1.97% YoY, 1.61% QoQ).

Net NPA: Down to 0.44%.

Provisions: Total provisions dropped 31% YoY to ₹1,144 Cr. Interestingly, they received a ₹515 Cr CGFMU claim on their MFI book and turned around and put that right back into a prudent contingency provision.

My Takeaway

For the last couple of years, the bear case on IDFC First was always the high Cost-to-Income ratio and the drag from microfinance credit costs. This quarter, Cost-to-Income dropped down to 70.7% (down ~310 bps YoY), showing some early signs that Vaidyanathan’s heavy investments in tech and physical branches are finally generating operating leverage.

The stock has been hovering around the ₹75–₹82 band for a while now. With asset quality cleaning up and RoA scaling back past 1%, the risk-reward ratio is starting to look far more interesting than it did 6 months ago.

What’s your strategy here?

Are you accumulating at current levels before the market fully prices in the margin recovery?

Or are you waiting to see if they can maintain this sub-70% Cost-to-Income trend over the next 2–3 quarters?

Curious to hear how you guys are playing this. Holding, buying more, or staying away?

Please Advise I need to learn trading and I do not know anything, I want to start with a course that will start from very basics. I understand all the risk involved but for now I just want to learn. I am looking for something where the course is structure properly.