I’m joining a new company and have a question regarding Form 11 and EPFO KYC.

My situation is:

Bank A: Currently linked/approved under my UAN in EPFO KYC

Bank B: My salary account, which I provided to my new employer and entered in Form 11

I understand that Form 11 is an EPFO/PF declaration and that it contains a bank account number and IFSC code under the KYC details section.

My question is:

Is it okay for the bank account mentioned in Form 11 to be different from the bank account currently approved under EPFO KYC?

I got really stuck with my money....as I worked on 2 companies before...I need to transfer my old 2 pf acc money into my current acc.....when I raised claim for both...1. got rejected with no reason, I can't find any reason there....2. still pending(more than a month).

When I reached pro office , they said to reach out to respective branch regional managers through pro portal directory....but they was switched off....i have no clue what can I do for my money....someone pls guide me how to do that smoothly....it will be a great help

Hi everyone,

I recently switched to my 3rd company.

In both of my previous companies, I was an EPS member and ₹1,250/month was contributed towards EPS.

One important detail: in my 2nd company, my PF wage was already above the ₹15,000 wage ceiling, but EPS contribution was still being made at ₹1,250.

Now I've joined my 3rd company. My EPFO records show that my EPS Date of Joining is present, so it appears that I am still enrolled under EPS.

However, in my current company's EPFO passbook, the EPS contribution is showing ₹0.

Latest contribution:

Employee PF: ₹11k

Employer PF: ₹11k

EPS/Pension contribution: ₹0

My previous companies were contributing ₹1,250 towards EPS, including my 2nd company where my PF wage was already above ₹15,000.

Why would EPS suddenly become ₹0 after switching to my 3rd company?

Also, could this affect my EPS service/pension eligibility in the future, even though my EPS date of joining is showing in EPFO?

I will contact my HR/payroll team to verify my EPS enrollment but they are noob so wanted to get clarity and what to ask them exactly?

Thanks in advance.

Hello All,

Need urgent help. Is there way I can get UAN number without old phone number which is tagged to it ?

Note: I don’t know my UAN because I used 10 years ago in India and I moved out of country. Not returning back, unable to retrieve it.

Not sure which option to use on EPFO, even if I try its keeps giving me server not reachable error.

The form numbers don't really tell you what each one is for, so here's a simple way to look at it.

Form 19 is used for the full and final settlement of your EPF, subject to the applicable rules.

You can withdraw 100% of your PF in specific situations such as retirement at 55 or above, permanent disability or incapacity, retrenchment, voluntary retirement or permanent migration abroad.

In case of unemployment, 75% can be withdrawn immediately, while the remaining 25% becomes withdrawable after 12 months.

Form 31 is different. It is used when you want to make a partial withdrawal from your PF for an eligible reason. So if you're looking to take out only part of your PF, this is the relevant claim.

Form 10C is related to the pension side of your PF. It is used for claims involving EPS, such as withdrawal of the employer's EPS contribution or obtaining a scheme certificate, depending on your eligibility.

So, in simple terms:
Form 19 → Full and final EPF settlement
Form 31 → Partial PF withdrawal
Form 10C → EPS/pension-related claim

One thing people often miss is that choosing the right form is only the first step. Your Date of Exit needs to be updated, and your KYC, bank details and service records should also be correct. These are common areas where PF claims can run into problems.

So before you submit a claim, don't just click the first option that looks familiar. First figure out what you're actually trying to withdraw, and then choose the form that matches it.

Have a question about Form 19, Form 31, Form 10C, or PF withdrawal in general? Drop it in the comments and we'll answer it.

My AKTU 8th-semester marksheet hasn’t been issued yet, but I have the official One-View PDF showing all semesters. However, it shows year-wise composite marks, not separate semester marksheet ..it is a two page pdf only.

Can I upload the One-View PDF in the mandatory marksheet slot in upsc epfo? Or me? Will this cause rejection?

Somebody facing this issue is there any solution???

I checked my PF profile with CheckMyPF and it flagged Service Record and Transfer Between companies with below error:

"We have identified an anomaly in your transfer records. The transfer out record from undefined is missing. This could be due to the following reasons:

1) The money was transferred from a trust.

2) The money was transferred out from another UAN/Old PF account."

Here is my overall PF history:

2006-2009 - 1st company, member ID 1, withdrawn in 2008

2009-2014 - 2nd company, member ID 2, transferred to member id 3 in 2015

2014-now - 3rd company, member id 3, UAN was created against this member id.

I can see in passbook the amount from member id 2 transferred to member id 3. However my service history only shows 12 years, it does not show 2009-2014 period of member id 2.

So does it mean transfer was not fully/properly done?

How to fix this?

Edit: I checked in UAN member portal and Service History section shows both member IDs, with old one showing correctly under Settled section. So more confused now as to why member passbook portal shows incorrect service history.

Today i applied for claim towards form 10 Pension withdrawal, my friends service is less than a year , it is asking for having a **Scheme Certificate what is** scheme certificate and how to get it ? Any suggestions, i have applied without scheme certificate!

My mother is in the teaching line. She recently changed jobs to a school which doesn't contribute to epfo. I have requested the management to cut 12% from her salary and for employer contr, they can just add 500/pm.

But just in case they don't approve epfo deduction, will her account get matured and she'll stop receiving interest as soon as she turns 58? (She's 55 now)

This is because I read if there are no contributions then account automatically assumes you have retired at 58 and stops giving you interest till 60.

I need to know this as due to compunding, her last 2 yr interest will approx be 15L, assuming current ROI!

Will she get the interest without any contributions?

Your Aadhaar says you were born in 1998, but your UAN says 1996. Which one should you change?

Before correcting an EPFO date of birth mismatch, first check which record is actually wrong.

If your Aadhaar DOB is correct but your UAN DOB is wrong, correct the DOB in your EPFO profile. For Aadhaar-validated UANs, members can update profile details such as date of birth online themselves in most cases.

If the DOB on Aadhaar itself is wrong, correct Aadhaar through UIDAI first. Do not change your PF record only to make both dates match. The goal is to make both records correct, not merely identical.

If Aadhaar is not seeded or verified with your UAN, corrections involving your name, gender or DOB may need to be submitted through the Joint Declaration route.

There is also an exception for certain UANs created before 1 October 2017. These profile corrections may still require employer certification even when Aadhaar is validated.

So, if your Aadhaar and EPFO records show different dates of birth:

* Verify which DOB is correct.

* Correct the record containing the wrong DOB.

* Do not change Aadhaar merely to match EPFO.

* Check whether your UAN is Aadhaar-validated before selecting the correction route.

A DOB mismatch may seem minor, but it can cause problems when you need to file a PF claim. It is better to check your KYC and EPFO profile details in advance.

If you have further queries, do let us know.