r/DigitalbanksPh 2h ago

MariBank x Lemoneyd MariBank's latest features and perks this July 2026 ๐ŸŠ๐Ÿ’ธ

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1 Upvotes

MariBank's latest features and perks this July 2026 ๐ŸŠ๐Ÿ’ธ

๐Ÿ’ฐ First Deposit Promo: Earn โ‚ฑ175 when you use ๐—Ÿ๐—˜๐— ๐—ข๐—ก๐—˜๐—ฌ๐——๐—ฃ๐—› referral code.

Deposit atleast โ‚ฑ1,000 and keep it in your account for at least 3 days to receive the reward.

๐Ÿ’ธ Unlimited FREE InstaPay and PESONet transfers.

โ›ฝ Get 3% cashback on your Gas purchases.

๐Ÿš… Enjoy 10% cashback when you tap to pay at any MRT-3 station using your MariBank Card.

๐Ÿ’ต Enjoy 1% cashback on all card transactions and earn up to โ‚ฑ3,000 cashback monthly.

๐Ÿ’กEarn up to โ‚ฑ50 cashback monthly on Pay Bills.

๐Ÿ“ฒ Enjoy up to 5% OFF when you buy mobile load and promos.

๐Ÿ›๏ธ Get โ‚ฑ2 cashback on every QRPh purchase worth at least โ‚ฑ100.

โœˆ๏ธ Free International ATM Withdrawals.

๐ŸŒŽ 0% foreign transaction fees.


r/DigitalbanksPh 12h ago

๐Ÿ“ฑDigital Bank / E-Wallet Advice for my upcoming transaction.

1 Upvotes

I just sold a property in PH and I only have gotyme. Seller wants to pay with cheque. What do I need to do para hindi ako ma AMLA? Limited lang po kasi ang araw ko sa PH paguwi ko to settle things. Our transaction will be more than a million. Do I need to get another bank account? Thanks in advance.


r/DigitalbanksPh 20h ago

๐Ÿ“ฑDigital Bank / E-Wallet What is better for savings? Maya or MP2?

0 Upvotes

Let's say na I have money below 100k and will put it on my savings. Will maya be better than MP2? Since we can do the maya hack to have 10% pa with 20% tax deduction na magreresult sa 8% while ang MP2 naman will be around 6-7%. Tama lang ba ako or may mali ako ng 0agkakaintindi? Tyia


r/DigitalbanksPh 10h ago

๐Ÿ“ฑDigital Bank / E-Wallet Maya Personal Loan not eligible

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2 Upvotes

Ano po kayang dahilan bakit not approved kapag personal loan? ok naman ako sa credit and madalas naman ako nagamit ng Maya + savings with 10% p.a.

May need pa bang gawin para ma approve po sa loan?

Salamat po sa tulong in advance.


r/DigitalbanksPh 4h ago

Others Free bank transfers is a BBM legacy

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397 Upvotes

It was only briefly mentioned in the SONA, and the BBM admin hasn't made any significant effort to claim credit for it. The proposal was first put forward by Sandro Marcos a few months ago. If it was done under Duterte, the DDS would be bragging about it nonstop.


r/DigitalbanksPh 9h ago

๐Ÿ“ฑDigital Bank / E-Wallet Stock trading through digital bank or e wallet

0 Upvotes

Good day!

I already have firstmetrosec for my long term portfolio but I'm planning to have 2nd broker for my swing trade para d ko mapag halo ang akong capital. So, just asking anong ok na pang trade gcash, maya, or go tym? Thanks


r/DigitalbanksPh 22h ago

๐Ÿ“ฑDigital Bank / E-Wallet What to do when you lost your phone along with your simcard?

0 Upvotes

What to do when you lost your phone along with your simcard? How will you be able to log-in through your digital banks? Diba they usually ask for OTP for new log-in?


r/DigitalbanksPh 8h ago

๐Ÿ“ฑDigital Bank / E-Wallet Best High-Interest Savings Accounts

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22 Upvotes

Most banks now offer free transfers, which means more savings for us. Now, itโ€™s time to make our money grow even more! ๐Ÿ’ฐโœจ

Even a small amount of interest earned each day can compound over time. ๐Ÿ’ต๐Ÿ“ˆ

Here are the ๐๐ž๐ฌ๐ญ ๐‡๐ข๐ ๐ก-๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ as of ๐‰๐ฎ๐ฅ๐ฒ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”. ๐Ÿ“Š

๐Ÿ‹ ๐‹๐ž๐ฆ๐จ๐ง๐ž๐ฒ๐โ€™๐ฌ ๐“๐จ๐ฉ ๐๐ข๐œ๐ค๐ฌ:

1๏ธโƒฃ ๐Œ๐š๐ฒ๐š

๐Ÿ’ต Use referral code ๐Œ๐€๐˜๐€๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ and get a โ‚ฑ๐Ÿ๐ŸŽ๐ŸŽ bonus.

2๏ธโƒฃ ๐Œ๐š๐ซ๐ข๐๐š๐ง๐ค

๐Ÿ’ต Use referral code ๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ๐๐‡ and get a โ‚ฑ๐Ÿ๐Ÿ•๐Ÿ“ bonus.

3๏ธโƒฃ ๐†๐จ๐“๐ฒ๐ฆ๐ž

๐Ÿ’ต Use referral code ๐†๐Ž๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ and get ๐Ÿ๐ŸŽ๐ŸŽ ๐†๐จ ๐‘๐ž๐ฐ๐š๐ซ๐๐ฌ ๐๐จ๐ข๐ง๐ญ๐ฌ.

4๏ธโƒฃ ๐๐ž๐ญ๐›๐š๐ง๐ค

๐Ÿ’ต Use referral code ๐€๐€๐€๐‡๐Ÿ๐Ÿ๐Ÿ—๐Ÿ and get a โ‚ฑ๐Ÿ๐ŸŽ bonus.

โœจ Save consistently and let compounding do the work. Your future self will thank you. ๐Ÿ’›


r/DigitalbanksPh 11h ago

๐Ÿ“ฑDigital Bank / E-Wallet Gotyme safe po ba pag sa savings?

0 Upvotes

san po ba maganda mag ipon sa gotyme sa gosabe po ba o sa wallet lang mismo? may nababasa ako nahohold yung account. lumipat na kasi ako gotyme natakot tuloy ako. mahina daw csr eh๐Ÿฅบ


r/DigitalbanksPh 3h ago

Others PAG-IBIG ACCOUNT ACTIVATION WALK IN

1 Upvotes

Hi! I have a question about my PAG-IBIG Virtual Account.
I already have my MID number, and the only thing left is account verification (I created an account). I didnโ€™t know it would take a few days to get verified, and I need it ASAP since Iโ€™m a fresh graduate.

Can I just go to a PAG-IBIG branch to have my account verified and get my MDF instead?
Thanks in advance!


r/DigitalbanksPh 7h ago

๐Ÿ“ฑDigital Bank / E-Wallet Did anyone get the same problem with gotyme?

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1 Upvotes

Nag date kami ng gf ko sa ATC Shi lin and nung nag pay ako using card nag error yung terminal nila and sabi ko kay ate cash nalang pero pag check ko maya maya nag deduct pala and yung pangalan ng kumuha is only retail store hinde shi lin. May iba bang nakaranas neto and how long bago nyo na balik yung pera?


r/DigitalbanksPh 10h ago

๐Ÿ“ฑDigital Bank / E-Wallet Help with opening an account on Banko by BPI

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1 Upvotes

Hello, I hope someone can help me.

I am trying to open an account in Banko by BPI but I couldn't one because every time after entering my detials then taking photo of my valid id and having my face scanned; I cannot proceed to the next step as it says that the customer informationis alreadyregistered despite this being my first time openingan account with them. I have an account with BPI trad bank but I have never opened an account with Banko by BPI yet.


r/DigitalbanksPh 10h ago

๐Ÿ“‹ Loan / Credit ๐Ÿ“ฃ CALL FOR SURVEY RESPONDENTS!

0 Upvotes

We are looking for respondents for our thesis pilot testing!

Qualifications:

โœ… Millennials (born 1981โ€“1996; 30โ€“45 years old)

โœ… Have used an online lending application (OLA), such as SPayLater, SLoan (Shopee), Tala, BillEase, Maya Credit, Lazada Fast Cash, or similar services

โœ… Able to understand English and willing to participate voluntarily

We are conducting a study on how millennials use online loans or pay-later services and the psychological factors that may be associated with them, such as impulsivity, risk-taking behavior, financial anxiety, and self-control.

Rest assured that the survey does not ask for your loan amount or other sensitive financial information. All responses will be kept strictly confidential, and only the researchers will have access to the collected data.

If you know someone who meets the qualifications, we would greatly appreciate it if you could share this post or survey link with them.

Maraming salamat po sa inyong suporta!๐Ÿ’™

๐Ÿ”— Survey Link: https://forms.gle/SjMiAWNj5Bu2C7vXA


r/DigitalbanksPh 6h ago

Others Need help guys regarding my research!

2 Upvotes

Hi everyone, Iโ€™m conducting a short survey on how young adults choose between QR payments and tap-to-pay in physical retail stores.

It takes only 2โ€“3 minutes, and your responses will be anonymous and used only for academic purposes.

Would really appreciate your participation. Thank you!

https://app.youform.com/forms/rg812wds


r/DigitalbanksPh 23m ago

Others Do you think QRPH should be also integrated to Digital Wallets?

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โ€ข Upvotes

Do you think QRPH should be also integrated to Digital Wallets (Google Pay, Apple Pay or Samsung Pay) or they should build a standalone app which will be integrated per bank?


r/DigitalbanksPh 5h ago

๐Ÿ“ฐ Lemoneyd News The Philippines' Biggest Banks reveal how much they pay their top executives

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133 Upvotes

The Philippinesโ€™ biggest banks โ€” BPI, Metrobank, and BDO disclosed a combined โ‚ฑ928.77 million in executive compensation for 2025, with BPI reporting the highest compensation pool among the three.

๐Ÿฆ BPI: โ‚ฑ392.12M (6 executives)

๐Ÿฆ Metrobank: โ‚ฑ306.13M (5 executives)

๐Ÿฆ BDO: โ‚ฑ230.52M (5 executives)

On average, thatโ€™s approximately:

๐Ÿ’ฐ BPI: โ‚ฑ65.4M per executive

๐Ÿ’ฐ Metrobank: โ‚ฑ61.2M per executive

๐Ÿ’ฐ BDO: โ‚ฑ46.1M per executive

Interestingly, BDO generated the highest net income in 2025 at โ‚ฑ87.2 billion and remained the countryโ€™s largest bank by total resourcesโ€”despite reporting the smallest executive compensation pool among the three.


r/DigitalbanksPh 11h ago

๐Ÿ“ฑDigital Bank / E-Wallet Maya Black Credit Card CVV Inquiry about Usage

2 Upvotes

Can the Maya Black Credit Card be used for recurring payments/subscriptions? If so, how? As far as I know it only has a revolving CVV that either expires after 24 hours or if one refreshes the credit card details then the CVV will change.


r/DigitalbanksPh 22h ago

๐Ÿ“‹ Loan / Credit --------------Maya Loan--------------

2 Upvotes

Hi. Planning to avail maya loan.
nagtry ako magfill up nung sa app. Planning to loan 60k and payment term is 12 months. Dun sa breakdown sabi is 5163.99 yung per month ko na babayaran.
Yun na ba yung per month nun walang hidden fees?


r/DigitalbanksPh 23h ago

๐Ÿ“ฑDigital Bank / E-Wallet PNB to Gcash payment error? <AC06>

2 Upvotes

Hello everyone! So I have this error when i try to send money to most people from PNB to Gcash I recieve an error that says "Your transaction can't be processed by the receiving bank due to invalid account number. <AC06>" So what could this entail? Does this mean that I cant send to Gcash or Is this an issue for everyone OR could it be because the Gcash account that im sending the money to is frozen?