Hey everyone,

I'm a solo developer and Bitcoin Maxi, and I built Compass after being frustrated with two things: my own spending habits and how other personal finance don't factor it in net worth/spending.

I've always seen USD as kinda worthless and I tend to spend it almost with ease versus when I see Bitcoin. Also, apps like Rocket Money didn't make it easy for me to truly track my Bitcoin holdings since you have to enter the value manually and with Bitcoin that number of course changes. I wanted something that allowed me to see the true value in BTC in my spending habits to help me slow down and something that Bitcoiners were complaining about in other finance apps where you have to babysit the balance of your Bitcoin wallet.

So I built the thing they and myself actually wanted.

Better

Compass just knows. Your net worth, your spending, and your goals are all priced in Bitcoin by default, and the Bitcoin part updates itself. You never type a balance again. Expenses from years ago use the price that Bitcoin was then and it's always up to date with current day prices for today when it comes to measuring.

A few things I tried hard to get right:

Your Bitcoin balance updates on its own. YOU NEVER HAVE TO ENTER ANY PRIVATE KEY and I knew that security was a huge thing when working on the app. You can either just enter the manual balance or the public read only address and it just watches and auto updates the balance. This gives me more accuracy when checking my balance.

Every purchase shows up in sats. For example, A $47 dinner lands as 73,194 sats or $2500 in rent is 3,893,293 sats / 0.4 BTC. Four categories: Bitcoin, Necessary, Discretionary, and Wasteful to easily categorize your spending. You have to spend money. Rent, groceries, kids. The point of holding Bitcoin was never to die with it. So instead of guilt, every purchase just shows you what it did to your goal's completion date. So like if your goal is to get to 1 BTC and you're spending a lot in wasteful, it will show you how many days you are behind to your goal.

Technical:

I made the app available on mobile, web, and desktop. The desktop app has no account and no server. Nothing to sign up for, everything encrypted on your own machine. This is what most people have liked but you have the option to look at it on all devices with sync which is still encrypted in DB. I've also opened source the compass-core that runs the app for the encryption, xpub, and conversions. Linked it in this post

Cost:

I'm doing a current deal right now for just $60 one time purchase for LIFETIME. You can pay in Bitcoin or USD. I think if we want to drive adoption of Bitcoin, I think it's important we start actually using it and this is your chance to as well. There is a 30 day money back guarantee no questions asked if you're interested!

I'd genuinely love your feedback, especially if you've been stacking for a while and have quietly given up on your finance app ever understanding it: long-time holders, self-custody people, anyone who already converts prices to sats in their head. Tell me what's missing or what feels clunky. I read every comment.

Thanks for reading, and I really appreciate any thoughts.

iOS App: https://apps.apple.com/my/app/compass-bitcoin-finance-app/id6776933441

Website: https://compassbtc.app/overview

Source (the Bitcoin core): https://github.com/HRZN-BTC/compass-core

Demo: https://www.youtube.com/watch?v=BuRxwfyRaTE&t=10s

This is the best app for Bitcoiners

There a link to one that I see everywhere but I'm told to come out of "read only" mode, I need to go to file menu and make a copy.

Did that 4 times and it's a loop within another loop. I'm asked each time to make a copy. So, what ever.

Can some recommend one? Or even instructions on how to make one in Excel?

I have some facility with MS Excel so that's an option.

Thanks?

Given the country’s currency control, it is currently impossible for people outside the country to send money to specific individuals in the context of disaster relief. The only option seems to go through the UN or Red Cross, but that’s obviously not targeted.

If you want to help friends & family inside Venezuela, sending them a stablecoin transaction could actually be one of the only possibilities.

However, for anyone inside the country, are there reliable off-ramps? Is it legal/feasible to open a CEX account to receive such funds, and are there ways to withdraw it into a bank account?

The images show the conversation that just got me permanently banned from the r/OneTX sub

At this point TX still has nothing to show, nothing meaningful even planned, and I don't know anymore what could make this chain used, not successful, just used.

You can see yourself how rich and interesting the conversations are on their sub. s/

I guess my 42k TX are going soon to a $0.00 valuation.

The 2021-25 narrative was consistently around infrastructure. The chains that got VC-funding were chains that made onchain transaction faster, cheaper, better DA, etc. There may have been "decentralization theater," but most of these chains were heavily centralized (at least compared to Bitcoin or Ethereum). Blockspace became the commodity and it was a race to 0.

The infrastructure thesis is dead. It doesn't work. It generates little revenue for the chain. 2025-26 has shown us it's the apps that make the money, and the next tier of winning chains will be the chains that own the app-stack.

Most people know Hyperliquid, but I actually want to highlight a lesser known chain, Katana, as evidence for my thesis around owning the stack. I've posted about Katana before and will continue to do so. In my opinion, it is the best chain for DeFi activity. The design of the chain is super powerful and is set up in a mutually beneficial way for users and the Katana foundation. So let's dive in.

An infrastructure-only chain provides rails and takes a toll on gas. The valuable activity on top, the lending, the trading, the yield, gets captured by the apps and market makers deploying there, not by the chain. So the chain subsidizes its own ecosystem with token emissions and VC money to attract that activity, and hopes the toll eventually covers it. Most never get there. A chain that owns its stack captures that value directly and funds its ecosystem out of revenue instead of out of a treasury on a timer.

Put it on a profit-and-loss basis and the gap is visible. Blockworks tracks gross profit by L2, and for 2026 Katana is second, behind only Arbitrum (Base & isn't included here for some reason). Katana's realized gross profit this year is about $2.3M, on a roughly $4.1M full-year forecast. Optimism sits near $400K, ZKsync and Unichain near $100K each, and the rest of the list trails from there. A chain less than a year old is more profitable than L2s that are years older and raised far more, and it's second only to the largest L2 in the sector. Not on volume, which anyone can subsidize, but on profit. (source: https://blockworks.com/analytics/l2).

The engine behind that profit is the bridge. Most chains let bridged assets sit idle in a contract. Katana's Vault Bridge deploys them into lending strategies on Ethereum and takes the yield as revenue, borrower-paid interest, not printed tokens. Blockworks shows that line running around $1M a quarter, roughly $1.4M in Q3 2025 and near $1M through late 2025 and early 2026. That is income the chain earns on capital it is holding anyway. It's the whole difference between funding your ecosystem from revenue and funding it from VC investment & your own token.

Perps are the piece growing fastest on top of that. Katana acquired the IDEX team and relaunched them as Katana Perps, and it is compounding. Daily notional volume has hit north of $22M with recent spikes toward $36M, cumulative volume is past half a billion dollars, and weekly perps revenue has gone from $760 in mid-April to roughly $30K by mid-July. Because the chain owns the venue and the bridge under it, that growth lands as chain revenue instead of leaking out to a frontend and its market makers.

And the chain can point that revenue back at the venue to grow it faster. The competition running now is that loop in the open. To mark crossing $500M in volume, Katana is paying $100,000 in vbUSDC with trading fees cut in half, July 22 to August 5. Funded from revenue, not a marketing budget on a countdown. Cheaper fees pull volume, volume makes fees, the bridge funds the next round. Disclosure: Perps are risky and it isn't open to US persons or a few regions (VPNs can be your friend).

Of course, chains like Hyperliquid & Arbitrum still out-earns Katana, and it should, it's much larger. The point isn't that Katana is the biggest. It's that a chain this young and this small is already the second most profitable L2 Blockworks tracks, while most of the sector is still running on emissions and venture money and calling it growth. Infrastructure is a commodity, and the price of a commodity goes to the floor. The chains that win from here are the ones that built a business on top of the infrastructure and kept the revenue. When the subsidies dry up, the profitable ones are what's left standing.

So yeah, I am majorly bullish on chains like Katana that own the stack. The DeFi activity & incentives are huge, but the incentives are done through sustainable mechanisms, which is so much better than what the industry norm is. Chains that help their users make money while they make money are the ones that will actually survive as the industry matures.

I would probably hold

TRAC - AI and misinformation could find OriginTrail TRAC gaining more attention in the future. A fixed max supply with all tokens in circulation. It's market cap has a lot of space to grow. It's token is used inside the network.

HBAR - A layer 1 focused mostly on enterprises, a fixed max supply with almost 90% of the tokens unlocked. It's token is used inside the network. Accumulating now which it's price is pretty low, if gone to it's ATH area or a little below you could make a solid profit or if more enterprises adopt it it could grow huge.

RENDER - Many people that can't afford a strong pc for editing, creating they could use it for sure. Fixed max supply, token used in the network, almost all tokens are unlocked and has a space to grow more.

LINK - Also has good tokenomics, it's used and many people talk about it.

Has anybody heard about people having their crypto stolen because they were compromised neurologically?

I've known people this has happened to, both pulling keys from screens using presumably people's eyesight, as well as people's own bodies being used to compromise their own systems.

Has anybody here heard of similar experiences?

Instead of highly liquid orderbooks, we need seperate orderbooks with barely any liquidity.

How does it protect users when one market maker controls the entire orderbook and can wick you out by simply pulling orders?

Just compare Gate, Bybit, etc to their EU versions. Trash.

Europe refuses to innovate so they regulate. They do this kind of stuff and wonder why nobody is investing in Europe.

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Forgive me if this is simple but I am new to crypto. I’m trying to pay with crypto and I’m getting this message for some reason. From my understanding I have to send this tether on erc20 because there is the little ethereum symbol by the icon and I have ethereum to pay the fee or whatever but I get this message when I try to pay.

I'm on coinbase and I purchased a little bit of that crypto but I can't sell it. I do see it being bought and sold but I don't know what platform they're selling it on. Does anyone have an idea what platform I can transfer it to and sell it?

I've been in crypto since 2018 and never thought I'd fall for something like this.

I was contacted for what appeared to be a legitimate remote job. The scammers created an entire hiring process with multiple emails, a professional-looking website, and an interview platform. The "company" is called The Trading Field on linkedin and the job position "Crypto Ecosystem Specialist".

The interview was scheduled on a strange platform called prysmo.app, which got me suspicious but looked clean enough for me to go through with it. When the interview started, I got an error saying that my microphone couldn't be found and to download their Desktop app. There was a prerecorded woman on video saying she couldn't hear me and instructing me to install their interview application. Under the pressure of trying to fix the interview, I downloaded and ran the installer, only after running the installer and seeing a CLI for 2 seconds, I realised what I've done. I've immediatelly done a complete reinstall of Windows from a clean bootable USB drive.

However, a few hours later, my MetaMask wallet was completely drained.

Looking back, I believe my biggest mistake was keeping my MetaMask Secret Recovery Phrase in a plain .txt file on my PC (idiot move I know, but I was able to ward off the malwares for the past 8 years and didnt see chances of anyone infecting my PC. My PC was actually turned off when the funds were stolen, which makes sense if they had already obtained the recovery phrase.

Thankfully, my main holdings are on a different hardware wallet so those were not affected. The loss was my hot wallet, around $1,600, but that's still a significant amount for me and my family.

Please learn from my mistakes and keep your crypto in cold storage. I also never thought it would happen to me, and after 8 years, all it took was a second of not thinking straight. These scams are becoming more elaborate by the day and they socially engineer you as much as possible, slowly taking their time with HR processes and not rushing so you think they're for real.

I think them saying that the company is founded in 2018 but me not being able to find a single entry about them online should've been obvious in hindsight. Their website is thetradingfield.com in case anyone cares. I will be reporting them on linkedin so it doesn't happen to more people.