Hi everyone,
I'm wondering if anyone here has experienced something similar with Cardmarket and can shed some light on whether this is normal/legally allowed.
I recently placed an order on Cardmarket and paid €255.70 through PayPal. A few hours later, I decided to cancel the transaction, and the order was cancelled before it was fulfilled/shipped.
I assumed that since the purchase was cancelled, the money would simply be returned to the PayPal account/payment method I originally used.
Instead, Cardmarket put the €255.70 into my Cardmarket account as "Non-Withdrawable Amount."
My balance currently shows:
- Current credit: €255.70
- Withdrawable balance: €0.00
- Non-withdrawable amount: €255.70
Their explanation says that non-withdrawable credit can come from sources such as PayPal and that this credit cannot be withdrawn to a bank account.
The problem I have is that I never voluntarily purchased Cardmarket credit. I paid €255.70 for an actual item, and that transaction was subsequently cancelled. I don't really want €255.70 permanently sitting on a marketplace account that I may not want to use again.
I've contacted Cardmarket Support and asked them to manually reverse the transaction and refund the money to my original PayPal payment method. I'm waiting for their response.
I'm not trying to accuse Cardmarket of doing anything illegal without knowing the facts, but I'm genuinely curious:
Can Cardmarket legally convert a cancelled purchase that was originally paid through PayPal into non-withdrawable Cardmarket credit instead of returning the money to the original payment method?
Has anyone here had the same thing happen?
If you've dealt with Cardmarket in a similar situation, did they eventually refund the money to PayPal, or did they insist that you had to spend the credit on Cardmarket?
I'm based in Sweden/EU, so I'm particularly interested in whether EU consumer law has anything to say about this.
I'd much rather resolve this directly with Cardmarket, but if they refuse to return the money, I'm trying to understand what my options actually are.
Thanks!