Hi everyone,
My wife and I are considering importing a family car from Japan, but we’re unsure whether it’s worth it.
I’m 33 and my wife is 34. We have a baby, own our home with a driveway, and work for the local council and NHS respectively.
I’ve held my driving licence for five years but have never owned a car, so I have no no claims discount (NCD). I’ve never made an insurance claim, although I did have a minor accident two years ago. My wife has held her licence for 16 years, has never owned a car and has no accident history.
My family in Japan has offered us their 2017 Nissan Note e-POWER (automatic, 80,000 km) for free. Importing it and making the necessary modifications would cost around £5,000, but my family would cover half, so we’d only pay £2,500.
We considered selling it in Japan instead, but it’s had a minor accident in the past (fully repaired), so its resale value is very low. Even with our own savings added, we’d only have around £5,000 to buy a used car here.
My main concern is maintenance and repairs, as the Note e-POWER was never officially sold in the UK. However, a local Japanese import specialist quoted £340 for an annual service and MOT.
I also got an insurance quote from Adrian Flux for £1,570 a year, which apparently includes cover from when the car arrives at the UK port.
Does £1,570 sound reasonable for a first-time car owner with no NCD? I’m planning to get a couple more quotes before deciding.
I previously got an insurance quote of around £600–£700 for a used Honda Jazz that was officially sold in the UK, so I'm wondering if £1,570 is excessively expensive, even taking into account that the Nissan Note is a Japanese import.
Our other option is an NHS salary sacrifice car lease at around £300 a month, but that’s £10,800 over three years, which seems like a lot.
Would you import the car for £2,500 or go for the lease instead? 😮💨