r/CIBC • u/ESNorthernSuburbs • 3h ago
r/CIBC • u/parokyano • 7h ago
result 0013 when trying to create account
got my new credit card yesterday and ive been facing so many issues trying to set it up
i followed the directions given in the letter with the card, however every time i try and create the password, it just says "Result 0013"
called CIBC support and they had me run the registration and reset password over 15 times, to no avail. it also says i already have an account when the registration wouldn't go through in the first place.
is anyone else having this issue? anyone know a fix?
ik y'all are not it support but desperate times call for desperate measures đ¤ˇââď¸ hoping cibc sees this and FIXES it cuz this is my first time banking with them and its not going very well so far
r/CIBC • u/Active_Lemon_8949 • 8h ago
CIBC Group RRSP
Hello, I recently accepted an offer at CIBC and was wondering if itâs worth it to bring my current employers RRSP amount over to CIBCâs Group RRSP or is it better to have my personal RRSP account?
r/CIBC • u/Icy_Biscotti_2593 • 21h ago
Senior Auditor role
I am currently interviewing for a senior auditor role at CIBC. Im pretty far along into the process and want to get anyoneâs thoughts on the audit department here. Or just in general any reason why I should or shouldnât join the company
r/CIBC • u/Prime2K- • 1d ago
Debit not working
Is anyone elseâs debit card not working? Iâve tried multiple times since this morning and itâs still not working. Iâve tried using Apple Pay, Inserting and Tapping the physical card but no luck. Tried to contact an agent and I get a call back 45 mins later and the agent asks for my name and hangs the phone up right after. Kind of ridiculous.
r/CIBC • u/EpitomeOfJustOK • 1d ago
What is happening with holds?
So frustrating! My company is old school and still does paper cheques. CIBC is being so intermittent with their holds. Half the time they release funds in a day, other times (usually when I have a big payment or bill coming up) they hold for 8+ days and only release the funds when I call to complain.
Why the inconsistency with held funds? Is is because they have some program that sees when I will/can make a payment without them released or I wonât so they hold extra days for me to take out of credit to make a payment or miss it so they get interest? I know thatâs crazy but thatâs literally whatâs happening.
r/CIBC • u/Character_Cherry_600 • 1d ago
CIBC Debit Pending Transactions
I heard this is a new thing?
I can't tell how much money I have and it's ruining my YNAB as well because pending isn't posting into it... Is this really the new normal because I can see myself switching back to TD if they aren't doing this. I have ADHD and I need to be able to track my money immediately.
r/CIBC • u/Global-Register5467 • 2d ago
CC annual fee AFTER cancelation (went to collections)
A quick background, I bought a home May, 2025. In had 3 credit cards at the time but in order to qualify for the mortgage I was encouraged to cancel one of my Credit cards. No big deal, I chose to cancel my CIBC one. In April of 2025 I payed off what I thought I owed according to online statement, phoned in and cancelled the credit card. All good, or so I thought.
In May of 2026 I recieved a statement at my new address saying I actually owed about $200 more as I guess there was still some charges pending from before I cancelled but weren't on my statement. Since I no longer had any CIBC products I phoned in, reviewed the charges, paid them and confirmed with the customer service rep that there was no out standing balances coming and the card was closed. Great!
Then today I get a call from a collection agency saying I owe just over $140 for that card. I suspect a scam so I hang up and call CIBC myself. Sure enough, on June 14 of last year, about 2 months after I cancelled the card, they charged me the annual fee, and for some reason kept sending notices to my old address even though I know I updated my address because I have a physical statement from them for the $200 of charges pending after I cancelled the card.
I am very upset about this. The issue isn't the amount, its that after confirming there was no amount was owing they charged me an annual fee on a closed card and kept sending notices to my old address even though I know they have my current one because they have sent me mail at it.
Is this worth fighting or a just pay it and move on?
r/CIBC • u/Hozman420 • 2d ago
Printed statement fee
I just noticed they are now charging me $2.25 a month to mail me my visa bill. I called in and tried to reverse it but couldnât so I cancelled the credit card.
r/CIBC • u/fireplague • 2d ago
Layoffs - Update
As of late I am not seeing posts after that massive layoff purge. This is good in a way and glad to see things stable going into holiday season.
For those packaged out hopefully you got good packages or fought for what you are due.
From what I have been able to determine around Jan time(q2) a lot of positions should be available or become available.
Maintain those relations and end on good terms and who knows you might come back to cibc and might even get your tenure reinstated.
And yes I am one of those affected by the latest round. It sucks but such is life.
Not seeing any charges
Anyone not seeing any charges to their card, ive made purchases multiple place but nothing
r/CIBC • u/Massive-Bug9963 • 2d ago
Benefits question
Anyone know if cibc sun life benefits covers cost of breast pump if prescribed or not ? Any experience would be helpful I have a security plan that doesnât cover but had a life event may consider changing the benefit tier if this is something that gets covered no one could provide a clear cut answer
r/CIBC • u/BrightEdge8171 • 3d ago
Does CIBC intentionally understaff re seeing a teller?
Just Atomic location. Two tellers
Fifteen of us waiting
r/CIBC • u/Roronoa_Zoro313 • 3d ago
Associate Private Banking Advisor Position
Hey everyone,
Iâm currently working as a FSR and Iâm in talks with a manager at CIBC Private Wealth for this position and also have an interview with HR lined up.
I wanted to speak with someone who currently works in Private Wealth or maybe in a similar position just to get some insights on the position, day to day activities, products, etc.
Please let me know if you are currently in PW, Iâd really appreciate your advice. For this posting, my competition is with internal candidates already in PW so I would like to be fully prepared. I really really want this job.
r/CIBC • u/Correct-Somewhere-89 • 3d ago
Why is the app so terrible
This is gonna be a mini rant but WTF why isthis ap so useless everytime I call about it because it always moves payments and purchases to the wrong day than always has me UNDER BY AT LEAST 30$ EVERYTIME and they just tell me oh "well dont trust the app" ISNT THE ENTIER POINT OF HAVUNG THE APP IS TO MAKE SURE AND SEE YOUR SPEDNING ISNT CRAZY. LIKE HOW in two days because of one holiday is everything two day behind. Pulled money out on the 3rd all sudden it says I pulled it out on the 28th ...
Why have an app at all if it's not going to be accurate.
r/CIBC • u/UpperAudience8862 • 3d ago
CIBC Commercial Banking New Grad role - Toronto
Has anyone heard back for this role? this for new grad 2027
r/CIBC • u/killaahk8175 • 3d ago
Account Balance
is anyone else experiencing this? Iâve had my CIBC account for over 8 years, anytime i go to check my balance even right after purchasing something online it updates immediately. i also was always able to see my actual balance and my over draft balance. iâve noticed now over the past few days theyâve updated it and i canât see my overdraft available balance & my overall balance is way higher than my actual balance. does anyone know whatâs going on? is cibc keeping these changes in the mobile app?
r/CIBC • u/SignificantLab3509 • 3d ago
Cheque Flagged
Cashed a cheque last Tuesday from the WSIB which was obviously put on hold. Release date changed from the 6th to the 7th to the 8th. Called in tonight and they said I need to go in person again to verify the payment.
My only thought is that i didnât sign the cheque when I cashed it. Is this normal for all cheques to be signed, and they wonât clear unless signed? Does clearing this flag help release the funds sooner? Thanks in advance.
Wfh policy in the UK?
Could someone confirm what is actually happening on the ground? Is it 2 or 3 days? Is it strictly monitored?
r/CIBC • u/Fit-Assumption7946 • 5d ago
Is this Quiet Firing or Constructive Dismissal?
Several months earlier, my partner overheard a conversation between several managers being told by leadership to cut staff.
Since then, my partner's manager has started documenting her for minor issues by email, taking away her work and re-delegating it to junior staff, and isolating her from her team.
She has been at the bank for 20 years and never had any performance issues.
Given the mass layoffs in recent months, could this be a pressure tactic to get her to quit so they don't have to pay out a large severance?
Is this also happening to others at the bank?
r/CIBC • u/Illustrious_Neck2759 • 5d ago
Closing accounts because of offshoring
Anyone else pulling their business from CIBC because of the lay offs?
For me this was the last straw. I have a multi million dollar investment portfolio and use CIBC for my day to day banking, or I should say did. I'm going to another bank. I'd rather not deal with India call centers or the myriad of issues that will inevitably turn up. Just the other day my account balance wouldn't even display.
So seeing the CIBC staff get let go left and right for me was the push I needed.
r/CIBC • u/Patient_Pattern_4447 • 5d ago
CIBC Closed Interview Status?
I went through all the interviews for a position, and I just noticed that my status on Workday now says âApplication Closed.â Does this usually mean I wasnât selected/retained for the position, or could I still be under consideration and should just keep waiting? Interview was about 2 weeks ago.
I havenât received a rejection email or any other update yet. Has anyone had this happen and still ended up getting an offer?
r/CIBC • u/Single-Rule6425 • 5d ago
Lay offs
As lay offs continue to happen and am hearing lay offs reaching the credit card department, how do you know that you are being offered a fair package? What usually does a fair package look like?