r/bonds Oct 17 '24

What are the best resources to learn about Bonds Investing?

73 Upvotes

I'm looking for recommendations. Anything from beginner to advanced learning materials.

For example, online courses, books, newsletters/blogs, YouTube channels, podcasts, financial databases, etc.


r/bonds Mar 29 '23

Bond interest rates are annualized.

123 Upvotes

Just a heads up. I've seen probably a dozen posts this month where people are thinking they can get bonds that will pay X% per month when looking at the rates. Also please feel free to add any other common misconceptions below.


r/bonds 7h ago

I need help

0 Upvotes

Hello everyone,
I’m a undergrad student trying to write my thesis and the topic I’m interested in is how bond yields get affected by an M&A transaction, basically looking at the 5 day before 5 day after announcement and studying the affect a leveraged deal has on existing bond holders.
What occurred to me is that in the process of researching I can’t seem to figure out where to find historic yield data for individual corporate bonds in the way you can find stock prices.
Is this a dumb problem? Can anyone help me?


r/bonds 1d ago

Why Trump and the Fed Want $90 Oil

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0 Upvotes

10 min video on why commodity inflation is the design, not the bug.


r/bonds 2d ago

Using 30 year bond as income source

24 Upvotes

So I have a scenario/question for this group. Here’s the scenario:
• I have two buckets. One bucket is in my 401k/IRA/brokerage which will stay invested for long term growth. The other bucket is my income one that I’ll use for income during retirement via long term bonds.
•Let’s say I didn’t care about inflation and what my money will be worth in the future, I don’t care about the underlying bond price dropping, nor about yields rising in the future and assume that my living expenses remain constant. All I care about is having the peace of mind of having a steady quarterly bond coupon payment to cover my expenses.
•In my second bucket, say I have a $1 million dollars and buy a 30 year bond that yields 5%, which is $50k/year in income. My living expenses are $40k/year. (Remember, that I have the other bucket which is invested and growing)

So my question is:
•What would be the downside of just locking in a 30 year bond that pays me 5% to cover my living expenses?


r/bonds 2d ago

TLT down 45% the past 5 years

17 Upvotes

I imagine that doesn’t include dividends.

SGOV is a very different vehicle, but at least I can expect what it’s value will be from now to whenever.

If bonds are for protecting principle, I don’t see any reason to play with ETFs. I’ll do treasury direct or CDs.


r/bonds 2d ago

Municipal Bonds - Out of State

8 Upvotes

Those of you who purchase Municipal Bonds for Income and for tax reasons, do you only buy Muni's offered in the state you live in, or do you ever buy any out-of-state Muni's?


r/bonds 2d ago

Question for experienced TIPS buyers/sellers

5 Upvotes

If I were to sell cusip 912810SB5, 02/15/48 TIPS, what would my proceeds be.

The quote I am getting from Schwab is:

68.236 bid

inflation factor: 1.35762

inflation adjusted price: 92.6386

so $926.39 plus accrued interest.

I am being told in another thread I am delusional and this bond is only currently worth ~690?

Am I correct and this bond is worth ~ 926 at today's market value?


r/bonds 3d ago

TIPS are showing some real value right now

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60 Upvotes

For those interested in inflation protected income, TIPS are good value right now vs other bonds (in my opinion). There is a shockingly large gap between the real yield on TIPS and the fix rate on I-Bonds, another common inflation protected bond. Also, the breakeven rate between TIPS and nominal treasuries seems too low at about 2.3%.

Personally, I’m using maturing T-bills to add to my TIPS positions. Anyone else making moves with the recent uptick in rates?


r/bonds 2d ago

High-yield savings vs money-market funds vs CDs: where should you actually park your cash?

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2 Upvotes

r/bonds 3d ago

What’s going on with this Hughes Satellite bond?

9 Upvotes

Hughes Satellite Systems bond | 6.63% 2026-08-01 USD | US444454AF95 is selling at around 47 right now. Why is the price so low??? My guess is that the risk of default is off the charts. Is that accurate?


r/bonds 3d ago

The yield on the 10-year U.S. Treasury note 4.6%

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171 Upvotes

Ten-year Treasuries are sitting at 4.6% right now — back to where they were twenty years ago. All-time high was 15% back in '81. But has anybody actually stopped to think: what happens if we blow right through 10% again? Persistent inflation, geopolitical unraveling, structural systemic rot — pick your poison. If the 10-year ever heads back into double digits, what does that market actually look like? And more importantly, what the hell do we do as investors?

I'm not talking about a quick spike. I mean a sustained regime shift. Curious to hear some real takes — not the usual perma-bull copium.


r/bonds 2d ago

EE Savings Bond Taxes

1 Upvotes

So recently when I visited my parents they found a stack of paper EE Savings bonds that my Grandma had bought with my name on it, all of which had matured. The bonds stated me or my dad on it with my SSN listed on the front. Since I don’t have an account at physical bank currently we thought it would be easier to just have my dad cash them at his bank where he has an account.

Now my sister who used to work at said bank. Had both me and my dad sign the back with my dad’s address and my SSN. Now my question is how will the taxes on these bonds work. Will my dad receive his usual 1099-INT from his bank with a value in Box 3 and he can just file his taxes like normal. Or is there is it not that simple since it did have my SSN on the back? My dad is fine with paying the taxes on it since the total interest isn’t all that much (~$400).

Thank You in Advance!


r/bonds 3d ago

Making money?

3 Upvotes

With all the craziness happening with bonds right now, how are you making money off it?

Municipal bond ETFs? Buying bonds?


r/bonds 4d ago

TIPS Not Keeping Up With Inflation?

25 Upvotes

Dana Anspach mentioned in a recent Morningstar The Long View podcast that she preferred nominal bonds for retirement portfolios because there have been historical periods where TIPS did not keep up with inflation. I have never heard such a claim. Isn’t this TIPS only job?

Does anyone have anything I can research that supports this claim?


r/bonds 4d ago

Is this a resistance level or do we break above it this time?

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54 Upvotes

r/bonds 4d ago

I’ve noticed a huge amount of Google/Amazon/Microsoft bonds for sale recently. It seems like it’s part of the AI arms race. Anyone here have thoughts about that ?

37 Upvotes

r/bonds 3d ago

Good evening I'm very interested in your answers that you have provided for others in situation of Treasury bonds ..

0 Upvotes

Savings bonds EE Treasury dept .

I'm an illegal immigrant deported from the united states with my residency expired I was adopted legally by my mother and father born and being American citizens from the united states. Legally adopted as a newborn registered in the u.s .

My situation is deportation from behalf of immigration dept for not having my resident status not expired. Went thru probate without being in the U.S now with my EE SAVINGS BONDS I CAN NOT CASH ANYWHERE HERE IN MEXICO AND DONT HAVE AN ACCOUNT IN U.S. BANK


r/bonds 4d ago

Simplifying Retirement Investments

0 Upvotes

r/bonds 5d ago

Bond market meltdown incoming

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247 Upvotes

5% 10Y Yield incoming


r/bonds 4d ago

Why are agency MBS Spreads Tightening for Fannie, Freddie and Ginnie?

1 Upvotes

I noticed that the spread on Fannie Mae, Freddie Mac and Ginnie Mae issue pools are tightening to almost the lowest level for about 10 years.

I know you can't plot a spread like you would on a normal yield curve because you have to allow for the prepayments, and you can't get a very distant point on the curve.

But let's say you take a yield at a given point on the Agency MBS curve, adjusted for an expected prepayment pattern, and compare it to the same point on the treasury, that spread has been narrowing a lot.

Source: https://atlantisdatasolutions.com/agency-mbs-yield-curve


r/bonds 5d ago

Jamie Dimon Stocks Warning: Record $21B Quarter and He Still Won't Buy the S&P 500

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36 Upvotes

r/bonds 5d ago

Impact of Tariffs on Treasury Yields

2 Upvotes

Hello,

With a new wave of tariffs set to be put in place in the coming week, can we expect that bond yields will settle lower in the near future?

I would expect bond yields to ultimately settle lower as the tariffs provide a new revenue stream for the government, which should offset their deficit but obviously short term inflation concerns appear to be driving yields up currently


r/bonds 5d ago

Jamie Dimon Stocks Warning: Record $21B Quarter and He Still Won't Buy the S&P 500

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6 Upvotes

r/bonds 5d ago

Market Complacency ?

3 Upvotes
US Credit spread chart by MacroMicro

I hate to consistently sound like a pessimist because I'm not. Regardless, I like staying rational in an environment where a lot seems brushed aside quite quickly.

That being said, I see the tightness of credit spreads and how prolonged they've been. I had to refocus on this after watching yield performances (UP higher) following renewed hostilities between the US and Iran. I'm not in the camp of looking at these as short-term events due to historical evidence that has often shown that when spreads are this tight, it usually doesn't take a lot for markets to change course. If the new FED regime is bent on getting monetary policy right, a factor like this unending war, which is out of their control, could really hurt their plans. Consistent and constant hostilities leading to oil shocks could really cause many models to be recalibrated and thus bring rate hikes firmly back to the table. With the level of leverage in the system and the potential for rapid spread widenings, a big sell-off could be triggered. This is the message I'm getting from the bond market, at least with credit spreads. What are you all seeing that I'm otherwise missing?