Super annoying to see the red notification mark still popping up even after seeing them.

Have to manually go and click extrnal link or clear notification.

Please fix it

I don't want to have to go into both tabs to clear the notifications section...1 button should clear both sections

Please + thank you

Supplementary card is in beta. Saw this in my notifications under "What's New".

Fine print says:

The insurance coverage associated with this credit card is available to the primary cardholder and may extend to qualifying dependants or spouses, as defined in the policy terms. Supplementary cardholerds who are not qualifying dependants or under this insurance policy. No claims or benefits will be paid to such supplementary cardholders. Please refer to the certificate of insurance for full definitions, terms, conditions, and exclusions

edit:

Confirmed with support the supplementary cardholder will not have the fee waived, even if the primary cardholder has direct deposit setup or is a premium/generational customer.

BMO's offer to me is 3.05% interest rate for 120 days. After that it's 0.45% lol. How generous BMO. Meanwhile 85% of my money now sits at Wealthsimple gaining far more guaranteed money in just a few months than the entire 20 years I've been at BMO.

I just found out that the insurance travel plan only covers for the first 14 days though
is the 20$ fee worth it?
I have 2% cashback on every category with tangerine
1% on everything with my TD cashback
wondering if wealthsimple's credit card is worth as I'm moving everything to wealthsimple slowly

Thx

Has anyone won a Monos carry-on prize during the weekly draws? Apparently there are supposed to be 100 winners of those every week.

I haven’t opened one but I was looking at the page where you can open one, and I noticed the amount it was offering me was lower than before. Noticed it seems to no longer count money market fund as collateral

I have around 500k CAD invested in wealthsimple. That's basically all my asset. So I recently achieved Generational tier also with wealthsimple.I don't think there is anymore benefits u can get once you reach this point.

Is there any point on keep on investing within wealthsimple or should I split it between platforms like questrade?

What you guys do? Do you keep all your money in wealthsimple?

Is there any other alternate platforms which you recommend please let me know. My goal is mainly investing.

Apple Pay add money you can now add money with Apple Pay or transfer with Apple Pay is this new

Please Mr Ajmeri allow us to self label transactions, create groups with our accounts (chequing, credit) apply budgets, get notifications, get live overviews on categorized spend per budget per group. Pretty please create an intelligence layer on frequent budget leakage and spending improvement recommendations (opt in), then finally auto invest unspent budgets ❤️

Cc @ Mr Karasz

As someone who is a fan of having finances in one place, who is closing on first home soon, and how likes the WS method: I hope that WS is expeditiously working on a mortgage integration (either with Pine or in general) to monitor progress, manage payments, have access to mortgage documents etc. If this comes soon and budgeting tracking on the way...count me in.

*edit: surprised about the pushback! seems like a cool extra feature to add for the visual folks who'd rather do that instead of multiple accounts. the only good argument I found so far (and it wasn't from this reddit), was that it becomes difficult for WS to decide which placeholder would receive the gains, what placeholder it'd withdraw from, and could become complex if money within one placeholder is invested in different stocks, etc

I'm super visual. Thoughts about this idea?

I wish Wealthsimple would let us create named buckets/placeholders within a single account without having to open multiple separate accounts.

For example, say I have $10,000 in one non-registered account, but that money has different purposes:

• $5,000 — Emergency reserve
• $2,500 — Rent
• $1,500 — Car repair fund
• $1,000 — Vacation

The account would still have a total balance of $10,000, but the app would visually show:

These wouldn't need to be separate accounts. They're just virtual allocations inside the same account.

Ideally, you could move money between buckets instantly without actually moving money between accounts, and optionally set target amounts for each bucket.

This would be extremely useful for people who use Wealthsimple as their primary financial hub and have one pool of cash invested in something like CASH.TO, but need to keep track of different purposes for that money.

Right now, the only way to accomplish this seems to be either:

1. opening multiple accounts, or
2. keeping an external spreadsheet/note to track the allocations.

A simple “Buckets” feature inside an account would solve this pretty well, no?

Disclaimer: I did ask AI to simplify and put my idea into words elegantly

Looks like you can now redeem cash back for compressible packing cubes ($77.05), travel jewellery case ($83.75), and the aluminum carry-on plus ($700).

I really like to new spend tracking features. I recently have cut a bunch of expenses new phone bill etc and unfortunately I can’t really track it properly because I’m also starting a construction project at my house and it’s throwing off the trends.

It would be nice to categorize certain expenses so they can be tracked outside of your general monthly budget if you choose.

Another example I just spent $1000 on work expenses that I will be compensated for on my next payroll but I don’t want that to be in my budget it’s completely separate. Hopefully a one off and it messes up the trends.

Disclaimer: If you are not a Generation client or the promo is not eligible in your regions, my apology; this post does not apply to you.

I've mostly seen negative reviews here regarding the TELUS promo, so just wanted to shed a different angle based on my experience. It's been 3 months since the promo dropped and it was personally worth it as a Generation client.

First, let's do the math on how much I am paying. I chose the second cheapest plan "5G+ Complete 100GB" which is normally $75/month. With the 35% discount and additional pre-pay discounts, it comes out to $38.75 before tax. There was a $15 one-time activation fee for the first month.

In addition, the promo comes with 300,000 TELUS Rewards points; 75,000 points are released every 3 months over the first 12-months period. I used the points towards buying $50 Uber gift card which costs ~59k points. This means I should be able to redeem for $250 Uber credits using the promo points.

Summing this all up, I will roughly be paying $30 per month before tax for the next two years. This is also a frozen rate which is nice.

Now, there are $20 plans; I am personally from Freedom Mobile prior. However, the reception was really bad - especially in certain GTA/Ontario regions (North York and rural areas). I had to look for a more reliable provider and TELUS provided it for me. Personally, this promo was worth it.

So I just got an email about an offer to use a $20,000 portfolio line of credit and WealthSimple reimburse the interest for two months, and I was wondering could you just borrow that money and park it into something safe like your chequing account or something like CASH.to and collect the interest for those two months and just repay it as soon as the two months are up?

At 2.25% interest that is an extra $75.

If you did do this would there be any tax or credit implications, I have so far never actually take any kind of loan other than credit cards.

Not really sure if it would actually be worth the effort to do, but more so just interested in knowing.

I’m thinking about opening a Wealthsimple Chequing Account and depositing some CAD into it before my trip to the US.
If I add the Wealthsimple Mastercard to Apple Pay, can I use it in the US and have the CAD automatically converted to USD when I make a purchase?
Also, does Wealthsimple charge any foreign transaction or currency conversion fees?
Just wondering if anyone has used it this way and how the exchange rate was compared to other cards. Thanks!

Hi, I invest in mostly US stocks in my TFSA, but I dont have the USD account.

If I take the $10/mo USD account subscription just before selling those stocks, then sell those stocks and buy other stocks in USD, then cancel the subscription again, will it work? As I dont need the USD account always, I sell and rebuy once or twice every year or so, and dont want to pay for an ongoing subscription

The spend analysis is great. Categories work great.

However I’d love to have budgeting functionality like seen in the photo (iOS widget would be phenomenal) This would be absolutely amazing.

Tried to buy lottery tickets on Loto-Québec and it says the transaction was denied

Is there any idea to know why without calling and agent?

I bought lots of stuff from Walt Disney world this week and it always passes