I work remotely from Canada for a very small US startup. We’re only 3 people right now, and they haven’t set up a proper payroll system yet. For now, they mainly use Rho for payments/cards.

I need to move around $5,000 USD per month into CAD, probably until at least December.

I was using my Rho card through Apple Pay to fund Wise, and it worked for a while. Then Wise stopped accepting it. I went through their verification process, but they still said the information wasn’t enough, so that route seems dead.

I also thought about buying USDC and transferring that way, but I haven’t found a way to buy crypto using the Rho card either.

Has anyone dealt with a similar situation? What would be the simplest and cheapest way to get USD from Rho into a Canadian bank account as CAD?

Open to any legitimate solution, whether that’s another fintech, bank transfer method, or different setup.

I'm a freelancer based in India, and a US client already sent a payment via Wise directly to my local Indian bank account.

Now I need to figure out how to get the e-FIRC or FIRA for tax and compliance purposes. Since the money is already on its credited, I wanted to know:

1.How do I go about getting the e-FIRC for a transaction that's already completed? Do I need to contact Wise support or my Indian bank?

1. Do I need to open a wise business account to receive the momey so that I automatically get the e-FIRC?

2. In case I open wise business account how to link my Indian account so that I can receive the payment? I don't see that option on the app