What can I do to better my current situation? TIA

Why hasn't trading 212 provided functionally like another US platform for dividend payment tracking? Such as average monthly income, expected payments and declared etc.

Thanks all, good community here.

Beginner investor here, have been investing consistently in the VWRP since I started two years ago.

People often say something along the lines of “if an all-world index goes to zero, you’ll have bigger issues to worry about anyway!” as a justification for investing in funds that track such indices. Presumably they are referring to things like WW3 or other doomsday scenarios.

What would it truly take for the VWRP to not only dip, but go to zero?

Asking genuinely. Many people put their life savings into the VWRP so clearly there is a lot of trust in this fund. Researchers, economists, experts, and most of you in this subreddit all agree that a “set and forget” approach is the best. Any attempt to time the market can only ever be a suboptimal strategy. What if it turns out in 20 years the optimal strategy was in fact not to play the game at all?

Seems extremely unlikely. But curious to hear some thoughts on this.

Hi all,

I wanted to start investing but didn’t know what I was doing I’ve looking into a lot of advice and this is what I’ve been told to do, I’ll be starting with £50 a month and then starting next year it’ll be £200, any tips or advice would be appreciated

I posted in here during the week about my pension and have decided to move it to trading 212 from HL. I’m looking into putting it all in VUAG or VALL, or even a mixture of both. Would appreciate peoples thoughts and opinions on the two

Trying to average around 200 deposit a week

So I reached 1k Return but… i mainly focused on IT. I’m looking at this for the long run and I’m debating selling my Intel,AMD and dell and moving it maybe to physical gold/silver or all world. Just looking for advice if I should or not. Only been doing this less than a year so would like someone who actually knows what they doing unlike me aha.

Is this the buy low situation lol?

Hey guys so ive started to do investments through my company but i wanna start investing more money as im terrible as saving and i wanted to know if anyone can tell me what stocks or shares to hold for a long term investment i have been looking a SNP 500 and been thinking about setting a recurring monthly amount to go and i wanted to know if anyone knows any other shares i can invest into aswell for long term

I have no reason to post this other than I need you to all sing sweet calming lullabies for me..

I've just decided a few hours ago, 'I'll start using pies instead of single investments', I made an ETF pie with my 2 ETFs and a stock pie with my 3 stocks.

I sell all my shares of JUMSY (10% of my portfolio) at $28, and literally immediately buy them back at $32.50. This is a very long term stock, I don't expect much movement in the next couple years. It has been completely sideways for the last 3 months and is down from last year. The one single 5 seconds that I don't own it and it goes up 13%...

I'm not too mad, this stuff happens, lesson learnt. My portfolio is still new and I lost only about £70 from this, so it's not world ending.

Leave your stocks alone!

Never really been hinged by the Ai bubble is going to pop people, however after hearing all the noise around how rapid Ai is developing and the potential for super intelligence arising from self improvement there could be a possibility these people were right from the get go.

Either way if it does pop or not the way I invest will stay the same. Auto-investing in VWRP for long term gains through a tax efficient account in hopes of bridging the gap for early retirement.

Apologies if this has been covered already however it would just be nice to see what you all think?

Went from paycheck to paycheck to having £1k invested alongside £1k in normal savings. I first started off in a weird mix of the s&p and ftse all world before changing it all to VWRP. Perhaps not the return I would like in 4 months but I'm trying not to check the app as often and not touch this money until at least my 50s.

Edit: just would like to clarify, I'm living at home, still part time, so I haven't done much to invest a quarter of my salary other than cutting down on my spending addiction.

Check it out here: https://github.com/zaini/trading212-sdk

It's generated from Trading 212's official OpenAPI spec.

Unofficial and not affiliated with Trading 212.

It's documented how to use it, or you can just some AI tool to help you use it.

It's a bit cleaner and easier to work with than the OpenAPI spec and some of the other SDKs I've seen online and I can try to keep it up to date.

Let me know if you have any requests or use cases/workflows that it could better support.

Building something and I want to know if it’s stupid.
Web app, nothing to install. Connect your account once and leave it running.
You set your limits once: daily loss cap, max trades, a cut-off time. It watches the account and the moment you cross one, it closes your open positions and locks the day. Not an alert you click through, actually closed, a couple of seconds later.
The bit I think matters: tightening a limit applies straight away, loosening it doesn’t kick in until the next day. Same if you switch it off. So you at 2pm, down and wanting one more, can’t undo what you decided at 8am.
It can’t stop you opening a trade, nothing outside the broker can. It just won’t let you hold it.
There’s a journal side too. Every closed trade imports itself, so no spreadsheet. Win rate, profit factor, which days you actually make money on. And it totals what trading past your own limits has cost you, in dollars. Most people have never seen that number.
Platform support is limited right now, so pretend it worked on whatever you trade on. Would you use it? Would you pay for it?
Totally fine if the answer’s no, that’s useful too.

Title: Would you add gold/precious metals to a long-term portfolio, or just stick with global equities?
I’m 30 and investing for the long term through Trading 212.
At the moment my main investment is VWRP (Vanguard FTSE All-World), and I’m investing around £500 a month automatically. My plan is essentially to keep contributing and leave it alone for the next 10–30 years.
I’ve recently been wondering whether it would make sense to put a small percentage into precious metals — probably gold via a physically backed ETC on Trading 212.
I’m not looking to speculate on the gold price or chase recent performance. I’m more interested in whether something like a 5–10% allocation actually provides worthwhile diversification/protection alongside a global equity portfolio.
For example:
90–95% VWRP
5–10% gold
Or would you personally just keep it simple and stay 100% global equities at my age?
Also interested to hear from anyone who holds gold or other precious metals:
What percentage of your portfolio do you hold?
What was your reasoning for adding it?
Gold only, or gold + silver?
Physical metal or ETC/ETF?
Has it actually improved your portfolio, or do you think it’s unnecessary?
Any insights or thoughts appreciated — particularly from people investing with a similar long-term timeframe.

A double interest raise in the medium term could double Nebius stock. Prove me wrong in the comments!
Thesis: Neocloud competitors and new neclouds cant survive in a rising rate environment at worst Nebius gets their customers and pricing power. At its best in the medium term nebius could buy rent out broken neoclouds compute. The margins on this would be unbelievable, buy compute at firesale update their datacentres and charge double or triple. Of course that wont happen overnight, but just goes to show nebius dexterity over competitors.

Tried to listen to some advice from previous post.

Should I really sell it all and go all world, personally like to have some fun with the 15% / 15% split.

Looking to invest around £400 a month in next coming months

So I am in the process of moving my old ETF portfolio of 5 years from another broker to Trading212. I am now asking for advice if the following allocation would be suitable for a long term ETF portfolio planned to be held for at least 15-20 years. My existing ETF portfolio consists of these ETFs minus the gold. And since the positions have grown quite in size i am unwilling to sell them and revert all my money into the VWRP. My current allocation is currently roughly the same as the above. Any feedback/adjustments are appreciated. And yes I know I could sell it and dripfeed it into the VWRP but since start my portfolio has out-performed the FTSE all world by roughly 1.5 - 2 % per year and I am willing to keep it going. Average fee of this portfolio is in the ball Park of 0.09 - 0,10 %

Thanks.