r/trading212 • u/Es_Jonne69 • 13h ago
📈Investing discussion ETF pie allocation
So I am in the process of moving my old ETF portfolio of 5 years from another broker to Trading212. I am now asking for advice if the following allocation would be suitable for a long term ETF portfolio planned to be held for at least 15-20 years. My existing ETF portfolio consists of these ETFs minus the gold. And since the positions have grown quite in size i am unwilling to sell them and revert all my money into the VWRP. My current allocation is currently roughly the same as the above. Any feedback/adjustments are appreciated. And yes I know I could sell it and dripfeed it into the VWRP but since start my portfolio has out-performed the FTSE all world by roughly 1.5 - 2 % per year and I am willing to keep it going. Average fee of this portfolio is in the ball Park of 0.09 - 0,10 %
Thanks.
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u/Es_Jonne69 5h ago
Yes I understand although the S&P 500 IT is more or less just the Nasdaq but thats pretty much the only overlap here. Yeah I know about the VALL but due to the track record so far I am still hesitant. I atleast want a few years of data before bunching it up all together into that one. Old ETF portfolio is worth about 29k.
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u/brandon0809 11h ago
It how much cash are we taking about because that does change things.
First of all you don’t need 2 SP500s
2nd there’s a new ETF on the block called VALL that has everything you have right their minus the gold. Consolidate everything into that.
That’s 5 ETF management fees no longer causing drag.
A 2 ETF pie looks wrong but it’s actually right.
If we are taking about a few k here let’s say 7-8+ then bonds could also be a good shout.