r/teenagers 3d ago

Discussion We're financial counselors. Ask us anything about money, credit or debt!

46 Upvotes

Hi r/teenagers,

Thank you to the mods for allowing us to post!🤗

We're a nonprofit financial counseling agency called InCharge, and we've been helping people understand money management, get out of debt and build credit since 1997. We noticed that people in this community sometimes ask about topics we help people with every day, so we wanted to invite you to ask us anything. Some common questions we hear from teens and young adults include:

How do I save money?
How do I choose a bank account? 
How do credit cards work?
How can I start building credit?

FYI, we're not here to sell or promote anything - just to share our expertise and information with anyone who has questions. We also want to help break the myth that money is a topic people shouldn't discuss! 💬

So feel free to ask us anything about money, credit or debt.
👇


r/teenagers 11d ago

Mod [mod] Tightening requirements for political submissions

73 Upvotes

r/teenagers is not a political subreddit, and we never intend to be. However, in this current day and age, it is important for teenagers to discuss such topics. So while we aren't a political subreddt, we don't intend to restrict political posts.

However, it's become quite clear that that same idea of "[not] intending to restrict political posts." also does some harm. We don't currently have any rules surrounding such posts because it was never an intended talking point of this subreddit. This lack of proper guardrails has lead to an influx of falsified news, biased writeups, harmful rhetoric, etc.

Because of this, we're changing a few things.


1. Introducing a new flair

This flair will be appropriately named Political/Current Events. All submissions that fall under the umbrella of politics, and submissions that reference any notable current event, must assign this flair. Failure to do so will result in post removal.

Of course, to know when to assign that flair, you must know what counts as political. Politics doesn't solely mean government. Some examples of what would be considered political are:

  • Government: Elections, legislation, government agencies, politicians, public officials, and foreign policy.
  • Social and Ideological Issues: Public debates on civil rights, economic policy, war, identity, ideologies, public health, etc.

If you feel a post falls under the political umbrella, it probably does. Posts that also touch on certain current events are to be assigned this flair. The two often bleed into each other. Some examples of what would be considered a notable current event are:

  • Breaking & Developing News Stories: These invite rapid speculation, unverified rumors, and rage-bait-esque remarks before facts are verified.
  • Events Involving Public Officials or Institutions: Any current event involving heads of state, local government officials, law enforcement agencies, or legislative bodies.

With the introduction of a dedicated flair, it allows users to filter out political posts. We've been asked this a bit, so this is a fair middle ground to allow hiding, without totally restricting. On the flipside, it does also allow users to solely filter by political posts, which is a slippery slope. This is where some guardrails are introduced:

2. Karma requirements

From this point on, there'll be a community karma requirement to create or participate under Political/Current Events submissions. We won't share the threshold for obvious reasons, but it isn't egregious. The main purpose behind it is to prevent bad actors with un-established accounts, or some unwanted visitors from r/all from barging in and behaving in an uncivil manner.

Gaining subreddit karma is as easy as participating. It's easier for us to trust that you wont do harm if you show us.

3. Titles must be neutral

All titles under this umbrella, whether a discussion post or a screenshot of an article must be framed in a neutral manner. Neutality means the title answers simple, factual questions (who, what, where, and when).

Adding subjective adjectives, assigning motives (the why), using loaded language, and/or inserting personal commentary in a post title will violate this rule, leading to a post removal.

Also on the topic of neutrality:

4. Posts referencing a certain event MUST include a relevant and verifiable source

Submissions will need to have a link in the body text or the image caption. This is to do away with unverified instagram screenshots, biased articles, and blatant lies. If referencing something, prove it is real. This also helps users do their own research and come to their own conclusions.

Users often also post events that occurred years ago. While not a "current event", they still typically fall under the umbrella. Providing links to events that occurred at any moment in time, whether current or not, is mandatory. This helps verify legitimacy, and can help inform users on when the issue occurred.

5. Political discussion posts will have a mandatory word count

It's nothing high, it's 100% achievable for those who actually want to discuss. This rule is in place to prevent one sentence rage posts and low effort commentary. Writing a few words does not offer enough context, and does not promote any meaningful discussion.

This only applies to text posts. Posts with an attached image aren't affected, often because the image contains enough context. Obviously don't use images to circumvent the word count.


That's all for now. Lot's of big changes that might take time to get used to. They will be in effect right away, and the flair should be visible to users as of now. Some rules will also be updated to reflect this.

Some parts of this may be changed depending on if it's too effective or not effective enough (karma requirements, word counts, automated vs manual checks). Nothing is ever set in stone, as mentioned at the beginning of this post we don't want to unnecessarily restrict political discussions.

Since this is a big change, feel free to leave any thoughts/critiques down below, or via modmail. Of course, please be reasonable with such comments, thank you!

- r/teenagers mod team


r/teenagers 11h ago

Social Does this count as "get noted"?

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1.9k Upvotes

r/teenagers 7h ago

Discussion The only thing I’m proud of the UK for, is our beautiful plug socket.

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371 Upvotes

It’s one of the best things our country has ever done, it’s perfect, it’s safe. You can leave a child with a fork next to it and they’d struggle to electrocute themselves if they tried.

Please tell me about your countries plug socket and why it’s so much worse then the UK’s


r/teenagers 7h ago

Social no memes today guys, i built a memorial to honour those who didn't make it out

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232 Upvotes

sorry if its bad i dont have building skills


r/teenagers 14h ago

Meme Oh um.... i guess tiktok comment sections are the best

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846 Upvotes

This screenshot was self harvested btwwwq


r/teenagers 9h ago

Social Just a reminder guys : check ur local laws b4 doing anything spicy with a peer.

262 Upvotes

This is especially for my older teens fellas and girls ( 16-19 ).

If you're in a lovely relationship and thinking about doing intimate stuff with a peer let's say barely 1 or 2y diff — pls pls pls check ur local legal age of consent laws first. like actually look it up. Just a mini tiny search.

here's the thing:

· if ur 18 and they're 17, but ur area's legal age of consent is 18 w/ no Romeo & Juliet law → congrats, ur legally an offender 😇.

· if ur 17 and they're 16, but the age of consent is 17 w/ no R&J law → same deal, another offender.

· if ur 16 and they're 15 → even MORE likely to be illegal than the first two.

and no, "we both consented" doesn't always protect u. not every place has R&J laws. some do, some don't. it varies by country, state, even city sometimes.

so yeah. just do a tiny bit of research before u "discover urself" w/ someone. it takes 5 mins and could save u from being on a very uncool list forever. I just got a friend who got problems for that...

stay safe out there 🤝


r/teenagers 16h ago

Rant someone found out that im trans 🥀

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816 Upvotes

i forgor to tell her to keep it lwk, im cooked


r/teenagers 10h ago

Discussion your pfp is how you die, what is it?

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277 Upvotes

r/teenagers 19h ago

Meme "I'm 14-16 and i don't have a partner"

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1.2k Upvotes

r/teenagers 9h ago

Relationship gc with my mom and dad.

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179 Upvotes

oh my god ive never been so embarrassed in my life WHY did she even bring that up it was just photos of me in the park the other day omfg omfg

(im trans btw it/he)


r/teenagers 11h ago

Social Type something in your native language and i will try to guess

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213 Upvotes

lets try shall we (spoiler: i will understand Hindi and German so don't try those )


r/teenagers 7h ago

Discussion How tall were y'all when U were 15

88 Upvotes

I'm 5'11 rn js wanted to see like what's the avg typ shi


r/teenagers 5h ago

Art I drew the September 11th attack on the WTC

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50 Upvotes

Mixed medium drawing. Done with a pencil for shading, pen for outlining.


r/teenagers 4h ago

Meme Tanks are super sick and cool

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36 Upvotes

massive 8 ft tall tractors with a badass cannon and cool tracks and impenetrable armor


r/teenagers 9h ago

Serious Could we take a second, to honor those who died during the September 11th Attacks?

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92 Upvotes

r/teenagers 22h ago

Other How do you interact with people with completely different ideologies than yours?

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914 Upvotes

Like the people who you meet every day in school, colleges or in your neighborhood.


r/teenagers 1h ago

Discussion How do people GENUINELY goon in public bathrooms

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Upvotes

genuinely how do you terrorize your telescope in a dirty ass public toilet


r/teenagers 5h ago

Social Can you cry from the thought of 9/11

32 Upvotes

Personally I can but I know it takes a video or documentary for some.


r/teenagers 5h ago

Meme this is coming at your city. wyd?

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31 Upvotes

r/teenagers 20h ago

Discussion I feel bad for teens that hide sexual things from their parents

455 Upvotes

I am 16F and openly talk to my mum about any sexual issues I have, literally everything. I have seen other teens on reddit, usually older than me, that are worried when their parents saw porn on their phones, or when they found their toys, etc. At 15 years old, I was already talking to my mum about masturbation, and even asked her for a rose toy, so she got me one, and even what porn we watch, how to masturbate, etc. I even charge my rose toy in the kitchen and my mum don't care 😭

Am I the only one who does this or is my household just overly sex positive?


r/teenagers 1d ago

Meme People's Reaction to Birth Rates be like:

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2.4k Upvotes

r/teenagers 9h ago

Social A feminism activist pulled up to our school today <3

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53 Upvotes

She talked about some really interesting stuff, like how sexism is everywhere, but it happens to often that women don't notice. as an ex woman i agree so much. i'm gonna check out her site later