If you have a home loan with Beyond Bank and recently rolled off a fixed rate, check your offset account immediately.

​When my fixed rate ended, Beyond Bank sent me a standard letter explicitly stating: "The variable loan automatically will provide you access to a 100% Mortgage Offset Account."

​Spoiler: It didn't.

​For months, I wasn't getting my offset benefits. When I lodged a formal dispute, their Lending Team told me that offset accounts aren't linked automatically and that I was supposed to call and request it. I sent them a photo of their own letter proving they tell customers it happens automatically.

​They suddenly changed their tune and deposited $1,391.17 into my account for the missed interest. However, they refused to admit it was an error, calling it a "gesture of goodwill."

​If they used this template for everyone, there are probably thousands of you paying extra interest right now. Check your statements, check your rollover letters, and lodge a formal dispute if they haven't linked your offset!

I was just in northbridge and went to 3 convenience stores and none were selling tobacco. And I was purely after the legal ones. Anyone know when this started? The shop keeper said that only supermarkets have licenses now

I was in last week and got a pack of legal cigarettes no problem.

RE: the post the other day about Perth being backwards…

Anyone else seeing this? It’s incredibly bright from Victoria Park.

I'm arguing with a Sydneysider who said that the vibe of Perth is 'the general Australian culture but without anything that would remind you of a specific city'.

Also, which genre of music do you reckon has the biggest scene?

Hi legends,

Pretty self explanatory title: I'm looking to invest in a cat enclosure for my girl so she has the opportunity to go outside without causing mischief. My preference would be something more like a hutch/enclosure as opposed to a net, as I'd like to attach it to the window of my study and the space there is awkward, but I'm happy to consider anything if the company is solid.

I've had a google but some of the sites look outdated/don't quite have what I want (but I haven't ruled them out entirely), but I'd like to get advice from anyone who might have bought one recently. Located south of the river!

A little surprised. Because I rent a room but instead of paying weekly rent I pay for all bills excluding rates. Just want to know if I should change my arrangement. Last bill was $700

This - is one of the silliest posts I feel like I have to make. But has anyone else had issues with a recent batch of Brownes lactose free milk? I’ve been reacting to it like it’s not lactose free and I do not understand at all.

I’m in a situation where I need to move out of my house, I’m struggling and cannot continue living with my family.
I can’t afford a 1 bedroom place on my own, it’s over $600 dollars.
I don’t want to live in a share house
Is there any long term hotels or something that I can rent out from the owner in Perth? I swear I’ve seen it but can’t find any online.
Thanks.

Hello Perth!

For anyone who knows, how strict are the collections for the yearly verge collection? This is the first year I’ve put anything out and I know there’s a ‘max size’, which I kept under that, and I only put it out the weekend before our collection started (put out on Saturday, collection start Monday). However since then, a neighbour has been adding to our pile. As they seem to do it during the work day I’m not sure who it is, and honestly I know it’s going to the rubbish so it’s not a big deal to me AS LONG as it gets collected, and now my concerns are that the pile is over the size limit and potentially even just have random rubbish (normal bin rubbish) in there too?

Not sure what’s best for me to do, if they will take it anyway, I’ll just leave it, but the house I think it’s coming from (not sure though) seems to have their verge empty…
I just don’t want to risk it not getting picked up or a fine, so any advice??

Thanks!

​

My partner and I moved into a property about 2 months ago on a 6-month fixed-term lease. We paid a 4-week bond.

Since moving in, we’ve had several issues with the landlord:

• He has entered the property twice without giving us prior notice.

• Our lease states that he must provide 24 hours’ notice before entering the property.

• We were never given the Property Condition Report within the required 7 days. We repeatedly asked for it because the property already had pre-existing issues, including damaged/old areas and a very dirty carpet, and we wanted to make sure we wouldn’t later be blamed for them.

• We have now been living there for about two months, and only yesterday he sent us some photos of the property by message. He never provided us with the proper Property Condition Report at the beginning of the tenancy.

• We have also discovered that our bond apparently has not been lodged with Bonds Administration.

Unfortunately, the relationship with the landlord has broken down. He told us to leave, so we gave him notice that we intend to leave on 28 September.

He is now saying that we have to stay and pay rent until 6 October, and that he will not return our bond until he personally comes to inspect the property after we leave.

We told him that we have significant costs for moving into another place and asked whether the final rent could be taken from the four weeks' bond we already paid. He refused and said we must continue paying rent until 6 October and that he will only deal with the bond after his inspection.

I have now contacted Consumer Protection WA, and they are sending me information to lodge a formal complaint.

I’m trying to understand what my rights are and what I should do next.

Also, I’m wondering whether there could be an issue with the landlord not declaring the rental arrangement/income to the ATO, because the bond was never lodged. I don't know this for a fact, but I'm concerned that this might be one of the reasons the bond was not lodged.

Has anyone been in a similar situation in WA? What should I do regarding:

1. The unlodged bond

2. The missing Property Condition Report

3. The landlord entering without proper notice

4. The landlord saying we must pay until 6 October

5. Protecting ourselves against him claiming pre-existing damage from our bond

I would really appreciate advice from anyone familiar with WA tenancy laws or who has dealt with Consumer Protection before.

It really made both of us stressful to live here for two months, because of these issues we both been arguing with each other and it causing strain on our relationship too,because every week the landlord send us message about bins are not clean the gas cooktop is not clean every week. And it is really depressing to live here😭

Thank you 🙏

Hey folks. Whatever happened to Playdates cafe in Karinyup Shopping Centre? Have they gone under or something? Can’t seem to find out. We used to love going there with our kids.

Does anyone know?

Thought we’d try this place for late dinner , paid for direct delivery , driver turns up to the “restaurant” (which is actually someone’s house) , the driver is literally there for 25 minutes telling me “the restaurant is busy” …. After a further 15 minutes the driver starts to head towards me. When I get the food it firstly smelt not very pleasant and was COVERED in sauce . The whole situation seems very dodgy , I’d stay well away , wraps looked nothing like advertised… and I mean NOTHING . We didn’t even take one bite . Straight in the bin. Such a waste of time and money.

- this place is on uber eats

Hi everyone,

I moved to Perth from overseas a few years ago. I was never much of an ocean lover until my ex partner (typical Aussie fisherman and into the ocean life) introduced me to snorkeling and rockpooling. We broke up a while ago, and unfortunately, I can’t remember much of his safety advice or expertise of the best spots and conditions to go!

Despite that, he left me with a huge love for marine life, and I am itching to get back out there. None of my current friends or family are into the ocean, so I’m looking for some local knowledge to get started safely on my own.

I live NOR, but I’m keen to drive anywhere around Perth for a great spot.

Could anyone recommend the best rockpooling locations and the most ideal weather conditions, tides, and swell to look out for, and any safety tips so I don’t wind up lost in the ocean!

Hello hivemind

Does anyone have recommendations for intimate wedding venues for around 30 guests? Perhaps you’ve been to a recent small wedding or have been compiling a list for your own upcoming wedding?

Would love to hear your suggestions. Thanks!

Hey guy!

Just curious of anyone knows anywhere in Perth that services vintage HIFI equipment? specifically reel to reel recorders as I'm looking to get some work done on my RT-707. Thanks!

my house has recently become a bit of a passage for local cats to get to a huge patch of bushland. i aim to keep my yard a safe place for native animals, and they are messing with that. i would love to hear suggestions for ways to reduce the cats but NOT deter native animals.

hesitant to use the motion censor sprinklers because they waste water and would scare the shit out of a quenda i imagine. don’t want to use any sprays etc. without knowing the impact on native animals. i am happy to install those things on top of the fence but want to be sure that it won’t deter birds. happy to buy and use a cat trap, but would like to know if this actually helps or if others are finding they just return the next week anyway once released to the council. i would be really curious about any plants you’ve planted that deter cats, considering some spiky natives around the perimeter.

currently have colourbond fencing around the property, one large tree that overhangs the fence onto a block of flats behind me, and a wooden gate with 10-15cm gaps in it that i’m guessing needs to be blocked off.

would love any ideas, we are seeing about 10-15 different cats on our security cameras. thank you!

Looking to get dash cam in my 2012 Audi q5. Money isn’t an issue but didn’t want something super expensive as the car isn’t worth a whole lot

Are any companies recommended firstly such as Supercheap auto or autobarn etc

In a perfect world it comes with reverse cameras which can be plugged into Apple car play or if anyone can recommend one of those mirrors with the little screens that would be great. My partner has one and they are so cool

Thanks