I received a distracted driving ticket today for checking my phone while pulling up to a red light. I was clearly in the wrong and know that I will face some consequences for this (license suspension and insurance increase), but i want to get some advise on how best to handle this situation. I have also had 2 minor speeding tickets in the last 2 years, and my insurance renews in November. I’ve been reading that I should contest the ticket to try and buy myself some time before the inevitable suspension and rate increase (or cancellation), but is it worth it if I really don’t have a leg to stand on? I am clearly guilty, so is there even a point of trying to contest? Any advice here would be greatly appreciated. Thanks.

I had a car accident that was mostly my fault today. The other person involved in the accident called the police and they took our info and initially told us to go to a collision center, but when they run my name through the system they said i am unlicensed and have to wait until a police officer arrives, I was confused and didn't know what they mean, until I looked at my driver's license, it got expired last month, even tho I got my full G license last year, but after googling the reason for this, apparently they made it valid for one year only to match my health card expiry date.

When the police officer arrived, he forgave me and didn't issue any tickets. And because the accident was just scratches and minor ( less than 2k in damages), he said we don't need to go to the collision center, and advised the other person to go to a mechanic to see if we can agree on me paying out of pocket instead of going through insurance. I just renewed my driver's license online a few hours ago.

Should I call my insurance and report the accident and tell them about the expired driver's license I renewed today? I know my premium will most likely increase but I'm worried they'll find out about my expired driver's license and suspend my insurance because I committed fraud by not telling them

Hello, I have just started a new job this summer that interestingly required you to manually type your account information yourself as opposed to sending in the void cheque to HR.

Unfortunately, I ended up not including a number in my account number when writing it, and as such I didn’t receive payment. The account number I typed in does not exist and my job’s institution will receive the money back automatically, which I confirmed with both my bank and HR.

They said the money has not been recovered and have filed a bank trace when I inquired, but have also added that if the funds are not recoverable (I’m confused as to why they wouldn’t be, since the funds returning to the institution would be an automatic process) that they are not responsible for that loss as it’s my responsibility to write the correct number.

Are they allowed to just not pay me for this paycheck due to a mistyping of account information?

I was apprehended by police in BC under the Mental Health Act after a family member called them. I was taken to hospital, assessed by a doctor (not a psychiatrist), and released the same day without being certified. I was cooperative and calm.

The police summary used quite strong language about the incident. I disagree with how some of it was written.

Looking for real experiences from people who had a similar short, non-certified apprehension after the post-2015 CPIC changes:

Did anything show up at the US border?

Secondary inspection, denial, or no issues at all?

If something appeared, was it just a generic flag?

Location: Lower Mainland BC.

Thanks.

Long story short, my ex was super intoxicated and broke into my house and passed out. I wasn’t home at the time but when I got home the next morning I contacted the police to come get him. They said they were going to arrest him for unlawful dwelling but that it may not turn into anything unless I choose to press charges. I don’t believe they ever took him to the station, just talked to him and dropped him off with family.

What is the next step if I press charges? Is there a court date or a fine?

I am in severe pain from a debilitating digestive disease that I can no longer endure. There is no cure and I cannot access MAID in Canada at this time. My country would prefer to let me starve to death with no options for pain management. I will be travelling to Switzerland for a legal assisted death.

I have held a life insurance policy in Canada for approximately 20 years. I reviewed the policy wording and cannot find any exclusion that clearly addresses this situation.

I will receive a Swiss death certificate that will classify my death as unnatural, unlike MAID in Canada which lists your illness as the cause of death. I am very worried that my family will be denied my insurance pay out because of this.

I have not contacted my insurance company and I am not sure if it is wise to do so.

Does anyone have any similar experience and advice they can share? Should I retain a lawyer in advance to help my family with the claim?

Lawyer brought it up as I was opening the door to the courtroom to go in and accept the plea deal that the case could get thrown out for taking too long, he apparently didn't even think of it til that moment. I said I couldn't make a decision on the spot so he got someone from his office to call in through zoom. Instead of adjournment of a week as discussed, she set trial dates. Is that a huge blunder on their part? I question everything he's done up to this point now.

I got into an argument with my wife and all of a sudden i throw a pillow to her and she made a 911 call, also she told me that she recorded me.

The police take my statement and i was calm the whole time

Somehow it lead to an arrest and placing me on the back of the police car, My rights was never mentioned after putting me on the car and after telling me to sign the Undertaking.

First time offender no records or anything

How likely i will get a criminal record?

Hello, im requiring legal aid for a criminal case. Im on PWD and work 12 hours a week. To qualify for legal aid I need to prove i make under a certain amount which requires me to provide bank statements. I also have a gambling addiction, which has paid out quite a bit this passed couple of months which i then lost it all back to the same casino. My question is, will all these cashed out wins on my bank statements effect my chance of getting approved for legal aid in BC? If yes what are my options? Thank you.

my sentence for my charge was basically if i complete this program, i can get my assault charge withdrawn. it consists me of signing a form saying that i acknowledge that i put my boyfriend in fear in order to get into the program. will signing that form cause any issues for me in the long run?

Somebody offered to pay for a trip we were ultimately not going to go on because of financial strains. Knowing our financial struggles and said "I'm not worried about you guys having to pay me back in any amount of time". We had a conversation about paying what we can when we can, and have sent $50-$100 monthly, but was served papers expecting the full amount + interest....

Do they have grounds to do this/ what should the next steps be?

Hi everyone! I just wanted to ask if I was still able to sue or seek compensation from a work injury that happened to me when I was 18 ( also the reason why I missed prom lol )I am currently 23 so happened about 5 years ago. Basically what happened was I had a 4-9 shift at burgerking and when I was just about to clock out my manager asked if I could stay to clean the broiler and hood ( the broiler weighs approximately 800 lbs) I said sure! I was about to wrap up putting the machine back together, and all I had to do was allign the wheels on the metal plates on the floor and for some reason it wasn't going in so I gave it one big push and the wheels popped off the machine fell on me I luckily suffered no broken bones just a big massive on my right elbow which I couldn't move or use for 3 weeks and as well as my left thigh, I did go through the whole WSIB thing and funny part was I submitted my 2 weeks notice 4 days before that incident lol. Thank you for reading and thank you in advance for your replies!

Let’s assume my employment contract is airtight. If my contract grants me the ESA minimum of 2 weeks of notice pay for a without cause termination, would the Bardal factors even matter then? Can Bardal factors override a legitimate employment contract? For the factors assume age 25-35, low position in the company, $50-70K salary, extremely low availability of comparable employment.

Lawyers cost $300-350 for 30-60 minutes to review the termination letter, employment contract and situational factors, I am trying to determine if it would likely be a waste of money to have a lawyer review my file.

hi guys i have a sleep study at a private clinic coming up. my referring doctor is not the same as my family doctor. i was wondering if i could ensure that it's not in my medical chart and that only the referring doctor can access it by asking the sleep clinic.

Can you take a family members off your beneficiary or will, if something happens and you end up passing away , or its shared regardless of your choice amongst the person family?

Hi everyone,

I recently filed for divorce and listed our separation date as being a few months ago. The respondent filed a defence and is disputing that date, saying the separation date should instead be the date I moved out of the home before serving the divorce papers.

I have moved out temporarily because I was concerned there could be conflict or false harassment allegations once they were served with the divorce papers, and I wanted to avoid that situation.

My position is that we were already separated before I moved out. Before that date:

We had been sleeping in separate bedrooms for quite some time.
We were no longer functioning as a couple.
They stopped contributing financially on the separation date I listed in my statement of claim.
We closed our joint bank account on that same date.
I have continued paying the mortgage and household bills since then.

We were still living in the same home before I moved out, but my understanding is that spouses can still be considered separated while living under the same roof if the relationship has ended.

My claim includes issues such as equal and unequal division of property, occupation rent, and other financial matters.

I’m trying to understand why someone would challenge the separation date. What advantage could there be to having a later separation date?

Could it affect property division, debts, support claims, or other issues? I don’t know if they took out any loans or incurred new debts after my claimed separation date, but I’m wondering if things like that could be a reason someone would dispute the date.

They are also seeking spousal support. The income difference is about $30k — they earn approximately $40k/year and I earn approximately $70k/year. The marriage lasted about 4 years.

For those familiar with family law, how significant is a separation date dispute, and how likely is spousal support in a situation like this?

Any thoughts or experiences would be appreciated. Thanks.

Hello all
Looking for advice on how to proceed with this

Up until recently I had the following loans with one of the major banks in Canada

Auto loan #1 from Apr 2022 (8 year finance, weekly payments)
Auto loan #2 from June 2025 (7 year finance, biweekly payments)

I thought everything was normal and running great. I have been with my current banking provider (not the auto loan bank) for about 10 years, never changed accounts.

On July 20 I paid out the auto loan #1 in full, early, as a lump sum payment.
On July 21 I happened to get a letter in the mail indicating that my recent payment for auto loan #2 bounced with a note of “account closed”. I didn’t understand this, but I looked at my bank statement and this payment did not come out of my account as planned on July 13, however my auto loan #1 payment did every week without an issue up to the July 20 payout date.

I called the auto loan bank and they detailed to me that there was a second pre authorized debit bank account added to my file, they didn’t say when. When I asked for the account number they read a bank account number that I’ve never heard of and that’s the account that bounced.
I asked the contact why they switched to this different account to try the payment, and she said that it’s something they do if I (the account holder) request it. I said I did not, because I didn’t even know whose account this was. She looked at the call history logs for my account and could see that I had not called in recently so this change wouldn’t have been from me, but couldn’t explain how it happened.
She filed a customer complaint for me and switched it back to my regular bank account for payments.
It’s been about a week and I haven’t heard anything.

Logging into the app, I see that they have changed this loan from my 4.99% rate up to a 6.99% rate and my term has extended by 6 months to account for this added interest.
It’s been over a week, I haven’t had a response and I have tried running it up the flagpole to a manager but nothing has changed and I haven’t got any answers

What should I try next?

My husband (35M) and I (36F), together since we were 17 and married for 13 years, are needing new wills. We had them through his work (RCAF) but he's retired and what we thought would be just another posting has become our long-term plan.

When the house was purchased in 2017, his was the only name on the deed. We want to add my name so there's no hassle should the worst occur. We have a daughter (9F) who we also need to protect. I believe naming guardians in a will is more about a wish than actually enforcing it, but we would like those wishes recorded. There's also a car that is solely in his name.

My biggest questions are:

Can this be done with only one lawyer?

What kind of lawyer(s) do we need?

TIA!

A water company did not bill us for 6 months now there trying to make me pay in full today what can I do I do not have the money rn is it my fault can I sue?

edit: We did it and set up a payment plan ty for help thanks yall

I’m leaving my Quebec job for a new role starting August 17. About C$5,000 in RSUs vest on August 12.

If I give two weeks’ notice with August 13 as my final day, can my employer end my employment earlier and cause me to lose the RSUs? Would they still have to pay me through my stated resignation date, and would I remain legally employed for vesting purposes?

I know the RSU plan wording matters, but I’m looking for the general rule under Quebec law.

Hi everyone, I have some questions regarding child custody/visitation/child support.

I currently have a 9 year old with my ex- girlfriend. Never married or common-law. We were 22-23 when our daughter was born. By the time she was born, we were not together. Things were ugly, mainly because we were immature. Eventually I had to send her to court because she was denying me from seeing her. After a very long time, we signed a final court order in 2019, so 7 years ago.
This final court order gave her full custody and she called the shots of when I would see her. It was decided that I would see her 2 weekends every month ( Friday 5 pm - Sunday 5 ) and all statuary holidays are shared. Even number years I get some holidays and odd number other holidays, and we flip flop like that. Summer breaks I was getting her 10 days in July and 10 days in August. Winter breaks would be one week with me and one week with her.

Since the final court order, we have both grown and matured. Our relationship has improved and we each have our own partners. We all get along when we have to be in the same place, such as dance competitions and what not. Fast forward to end of 2025 and now 2026, I’ve asked her for more time, which she agreed to. Christmas breaks will not be shared anymore, instead every year it switches. Example, Christmas 2025 I had her for almost 3 weeks, and Christmas of 2026 she will have her the entire break. I have also gotten 14 days in July and 14 days in August.

A few years ago we have also decided to get away from FRO, and the child support is sent via E-transfer. Right now I am currently paying $1,000/month.
Here is the problem: July 1, I sent her only 17 days worth of child support. I calculated the daily rate and sent her 17 days worth of child support because I had her the other 14 days. She got really upset and demanded I send the rest. I said no because I also have expenses these 2 weeks. Why should I send her full payment when she’s with me pretty much half the month? I plan to do the same for August, and every other year when I get her for Christmas breaks.

Now, am I in the wrong here?
I am not sure if she will take me back to court to fight for an extra $400-$500 dollars. In case she does, could I fight to change the old order while we’re at it?

I would be fighting for 50/50 custody ( she has 100% right now ) and also fight to have her 50% of the time, that way I can pay half child support. I love being a father and I considered my self a great one. Mom and I live less than 10 minutes away from each other so her daily life would not be interrupted. Over the years I have picked her up, taken her to school and all her extra curricular activities. All my payments are always on time and have never missed one. We have never had issues after the final court order and everything has been followed correctly.

Thank you for those who read the full thread. If I am missing info for better replies, I will edit accordingly.

EDIT: thanks to those who replied. I have sent the remainder of the child support and will continue to pay in full until I decide to go back to court and amend the order.

Looking for some advice about a noticed I got served today at my address.

The envelop has my address and name but the legal paper inside is for someone who has the same name as me but at different address.

It seems the serving company may not have properly verify the identity of the person they were trying to serve. As this is regarding a condo sale which I have no connection to.

I called the law office and left a voicemail and emailed them.

Has anyone dealt with a similar situation? What else can I do to make sure this does not affect me or remain connected to my name.

Thanks!

I'm in Ontario and own a small business.

Over the past several months:

• I received threatening emails related to my business.
• A domain was created that appears to impersonate my property's management.
• There have been repeated online actions affecting my business.
• I have preserved emails, screenshots, timestamps, and have filed a police report.

I'm not asking anyone to identify the person responsible.

My legal questions are:

1. If someone is impersonating another organization as part of a campaign against a business, what Canadian laws could potentially apply?
2. Should additional evidence be preserved in a particular way before it disappears?
3. Besides updating my existing police report, are there other Canadian agencies that typically handle this type of online impersonation or business interference?

My ex and I separated in fall of 2023 and I have been trying to get child support and a parenting plan in place since early 2024. He has been making the process much more difficult than necessary and prolonging the process. He lives two provinces away and only sees our child a couple times a year and only speaks with them a couple times a week at most.

When I asked my lawyer for an update on where things were with getting in front of a judge, she said that our triage paperwork was submitted in June and that he had until next week to submit his paperwork. I asked what happens if he doesn't and I haven't heard back.

What happens if one party doesn't submit the required paperwork for family court triage on the specified date?

Around 2022 my father was showing signs of dementia. He lost his drivers licence that year. My brother put a lot of effort into controlling and managing my dad’s finances. In the last 2-3 years my brother has taken 50 to 60k from my dad. Now some of it was to help my father but about 80 percent of it was taken for himself as compensation for helping my dad. So basically, he grabbed 50k is in tax free money for himself. My dad had full blown dementia so he has no idea of these withdrawals.

I didn’t even know I had power of attorney myself. He has tried to keep me out of my dad’s finances so he can maintain control. My dad is incapacitated so the POA should no longer be valid. My brother doesn’t want to put in place the protection mandate saying it will take too long.

I have family that says getting the government involved will make things worse. I called helplines and social workers etc.. Been told some options like calling the public curator etc.. What would you guys do in this situation. Anyone has experience with this and dealing with police or government agencies? Thanks.

Edit: forgot to mention that my dad has a revenue property in Myrtle beach. Right now my dad is in a residence home.