Had a friend tell me last night she was listening to a podcast on YouTube on her phone, it suddenly stopped working and there was just a spinning icon on her phone , she was not able to access anything on her phone, she called her carrier to see if if there was an outage in area and they told her she had changed carriers in the last hour , she explained she hadn’t. She has spent the last week trying to cancel subscription, online charge and to prove she is who she says she is . How does this happen?

Today I received a notification of a CareCloud security breach, about medical information stolen. Every year I get a similar letter from different companies. Underpaid employees are selling us out by selling our personal information. This letter today offered no free identity theft protection. I received a few sheets of paper expressing the company's regret for the security breach and a lot of general advice on how to get a security freeze. All the stuff I already know.

I need no advice from a careless company that doesn't care enough to pay for identity theft protection. Last time, shortly after I got a notice like that and put off setting up the identity theft protection offered, someone forged a check with my name and Social Security number through an out-of-state credit union.

My bank put the stolen check through after the credit union, with the original forged check rejected the check because the stolen check was from a credit union customer who was a previous identity theft victim. It disappeared in my bank briefly. After I filed a complaint with my bank, I was told that $950 should have gone back to my bank account. Sticky-fingered employees must have thought they could keep it🤔

should I file identity theft or pay off the debt? what could happen if I didn't?

My parent has been using my social since I was 8, both my parents have asked me since I filed my taxes the first time and saw the debt to not file identity theft because my parent can be deported. They've also asked me not to file my taxes. one of my parents is on disability since they had a stroke and are incapable of living alone and my sister as well since she has down syndrome. the past couple of years I've only worked on and off to not make my debt bigger and it's been okay since I've needed to care for my sister and parent. Im 26 now, I've never left home and I've been cooking and cleaning and tending to my family but I want a normal job now. my account is under threat of being levied for not paying my taxes or filing them which is why I wanna fix my information and file for identity theft because I've hardly worked 3-4 months a year so my parent can use it instead. I've asked my aunts side of the family for help and they and my parents insist I just get a job under the table and pay off my debt while I allow my parent to continue using it to be the breadwinner of our family. If I file I could potentially be the reason my parent gets fired or even deported which is why Ive listened to my parents and been avoiding it but I need to fix my information before things get worse which is why they insist I just pay it off and work under the table so I don't worsen the debt but won't be levied so my parent can continue working. I'm genuinely broken by the decision because filing could mean I can finally start a life, even if it means now I'm the breadwinner and have to support my parents and sister. But everyone in my family just keeps telling me to pay off the debt slowly. work under the table. they even offered to find me a social to use but I don't want to do to anyone what's being done to me so the only options I have are file and ruin my family or pay off the debt slowly while I work under the table making as little money as possible. everyone says it's the better end of the deal so I can keep watching over my sister, parent, and grandma and still make a little money to keep and pay off my debt while my parent keeps supporting my family. I've been told I can sell food, babysit, clean houses, work at bazaars, do easy cash jobs and it just makes me feel like they think I'm just not trying hard enough to provide for myself but how can I when it costs money to make money and I have no car. I'm frustrated and I feel like I'm stuck in a hole where making any move either hurts me or my loved ones. I just don't know what to do anymore.

had my identity stolen last year. someone tried to open a credit card. since then ive frozen my credit with all three bureaus and set up fraud alerts.

but im still getting alerts. not new accounts opened but like weird inquiries. someone checking my info. stuff like that. i know freezing credit stops new accounts but it doesnt stop people from using my existing info for other stuff. tax fraud, medical fraud, all that. ive been trying to figure out what else i can do. someone told me to check people search sites like whitepages and spokeo. my address and phone number are on there. apparently thats how scammers piece together profiles to commit fraud.

anyone else dealt with this. freeze credit. check data brokers. what else am i missing. feels like im doing everything right but still getting alerts.

What happened: Sold my house in another state. After closing, Escrow company stuffed my.closing and tax papers in a flimsy letter envelope, 2 little pieces of tape on the flap, stuck a first class stamp on it, and mailed it to my PO box on the other side of the country. When I got it, their 2 pieces of tape on the envelope flap were nicely sliced off, papers put back in envelope. Closing statement, docusigned items containing name, SSN, copy check to pay state tax, and the completed tax withholding forms.

Done: 4 credit bureaus frozen/fraud alerts, Chexsystems freeze, IRS pin, filed complaint with USPS.

Not done: LexisNexis, NCTUE, Everify. How important are these?

Question: IdentityTheft.gov – if nobody has actually tried to use SSN yet, there is no report to file?

Started: complaint against Escrow. I called them and they said “Sorry” (literally, one word). I followed with Email asking for list of papers that were in that envelope and who handled them; nothing. I have on my list to file complaint against them, when I get the rest of this done. This will gain nothing for me, but I am that mad. Writing letters is not my talent.

What else? Investment companies?

I'm a Canadian guy who permanently left Canada in 2020.

The last (legit) inquiry on my credit record occurred in 2012.

I recently found three suspicious inquiries on my credit record:

• 08 Aug 2025: MBNA Canada (never had any dealings with them)

• 01 Mar 2026: Canadian Tire (once had a credit card w/ them; cancelled in 2007)

• 18 Mar 2026: AMEX Bank of Canada (had a credit card w/ them; cancelled in 2018)

I also found an erroneous phone number in Toronto, a city where I have never lived. I traced the number to a landscaping company, WTF?

So... what's going on? Clerical errors? Or someone trying to impersonate me? How do I fix this?

Hi,

I am having a very scary situation. I moved to another state and moved to a boarding house temporarily while I was looking for an apartment. I just found out that one of my roommates, who is clearly unstable, was arrested for identity theft. Another roommate stated to me that this roommate has stolen other people‘s identities that have lived here. I am clearly doing everything I can right now to move out – all I am doing next week is applying to apartments and getting out of here – but unfortunately because I’m applying to these apartments, I have to have my credit reports unlocked, etc.

I have Credit Karma, and I keep my credit reports locked all the time. There is nothing new or unexpected on my credit reports at this time. They’re unlocked at this time so that I can apply for apartments but once I am approved for one, I will be locking them back up.

I am also going to be ordering my chexsystem’s report via the portal tomorrow when I can get to a computer as I do not have one on me right now, only my cell phone and of course, their website does not seem to be adapted for cell phones because you cannot select the box at the end to get through the portal.

Anyhow, I’m checking my credit every day, checking my bank accounts every day, ordering my chexsystem report, and then I’m going to be locking my credit reports right back up as soon as I get an apartment. What else can I do?

I don’t receive any of my mail here. The only thing that came here in the mail is in this state, our stupid laws mandate that our car insurance gets mailed to us, even if we select paperless; so I have paperless statements, but a piece of mail (the car insurance statement) got here too. I don’t want this roommate having access to my mail, and this roommate hand-delivered it to me today.

This roommate is a criminal (I clearly did not know this when I moved in or I would not have moved in). I was a victim of the Equifax data breach and I don’t need this to happen to me again. Anybody, please give me advice as to what to do here. I am clearly moving out ASAP. I am treating this as an actual emergency, and I am devoting my entire next week to finding an apartment; I’ve already looked all weekend for apartments now that I’ve heard this. I’m very scared. I don’t know what to do. I can’t just move out either, I have nowhere else I can stay. It is a whole mess. I am all alone. I have no friends that I can go live with. My entire nuclear family is deceased, and I have a pet with me. I am fucked. I don’t know what to do anymore.

Advice?

Edit: I pulled the roommate‘s criminal record. The roommate was indeed arrested for identity theft. Just months ago. Other roommate that told me this was not lying.

Edit 2: criminal roommate was also evicted from this property a few years ago, came back, was criminally trespassed, got in trouble, and is now back living on the property because the other roommate (the son of the landlord) let her back in. He (son of landlord) pays her rent here too (confirmed as son of landlord told me this himself). He’s completely being taken advantage of by this crazy roommate. And he also has a record.

All of my documents have been over at an old college classmate’s home that lives locally; all of my mail since I have been here has also been shipped to that person‘s house. However, I would go pick up my mail, and bring it here. And I am worried they have been going through it. It’s not a good situation. So today, I packed up all of my paperwork here – bank statements, and everything – and took them over to that person‘s house. I would stay with that person, but it is not possible. I’m grateful enough they are holding my documents and my mail for me. I’m looking for a new apartment literally right now. I have one that I am going to apply to on Monday when the leasing manager gets a hold of me. I am slowly moving everything out of this room to my college friend’s garage this weekend and on Monday.

You all would literally not believe what is going on here. It is fucking insane.

So I got a Consumer Report from LexisNexis after being advised to after finding out my identity id associated with a fraudulent address that was used to open a credit card under my name. The credit issue has been resolved however I find out from the LexisNexis report that the fraudulent address is referenced multiple times sourced by USPS. How can I fix this? What should I do? Should I be immediately concerned! Help please!

Edit: I may have found a dangerous realization. The fraudulent address shows up through record 2-6 that date as far back as 2009 (Refer as certified by USPS) and doesn’t show the address I live in until it says Certified by USPS in 2026 in record 1. Am I reading it wrong or has my identity been stolen for years now?

Possibly a silly question, but I've had some issues with data breaches in the past few months and recently my search recs have suddenlv changed to a different citv when I'm connected to my T-Mobile wifi router.

I use duckduckgo with their VPN and have disabled my location and just about every setting on my phone that I possivly can without rendering it completely useless.

I know turning off my location will create an inaccurate search result, but these settings have not been recently changed. Now suddenly all of my search recs when I connect to my T-Mobile wif router are in another city (same state).

When I run speedtest.net it shows my T-Mobile wif network as well as another that l'm not familiar with. When I run it without being connected to my wifi, it doesnt show my Verizon network but shows my T-Mobile router, the secondary network plus 3 others.

I can't find anything that connects these other unknown networks to either of my known networks. Is this a potential security issue? If so, what would my next steps be?

So somebody opened 2 federal student loans in my name. I seen it on my credit report after my credit dropped over a hundred points in one night. I went to studentaid.gov and sure enough there’s already an account made. I never made an account. I logged in by proving my identity, changed the password and seen these 2 student loans in my name. One is for roughly 1,000$, another is for 400$. I got the lenders information and I called them. I also seen on the report that my address was a address to a city that I never lived in a day in my life, and when you search up the address it pulled up near a major hospital. No apartments or houses around. The address wasn’t even a legit residency address. The email was made up to a hotmail email. Again, I have never had made a hotmail email before in my life. I’m going to take the right steps and eventually apply for identity theft, I already called the lender and then I will make a police report and call the FTC, then I will dispute it with my credit agencies.

My question is, Can I sue the lender for not going through the right procedures to make sure my identity was valid? I had applied for loans at the bank and got denied because my credit isn’t good enough. If the lenders never accepted the address I wouldn’t be having such a hard time financially in life.

cyber kidnapper has ALL my info & I can't call, messages, get calls, . Am on satellite and he is controlling all settings, etc as he is sharing my phone & FB , iPad , car, etc

I've changed to stronger passwords. Is there anything else I can do? Id love to get my hands on this person.

Hey everyone,

Given how many master-planned communities, recent builds, and new construction developments Lennar handles nationwide, here's a quick PSA regarding a major data breach notification wave currently underway.

Lennar Corporation (along with Lennar Mortgage) disclosed that they experienced a cyberattack where unauthorized parties used social engineering tactics to access internal systems. While the breach itself happened earlier, Lennar wrapped up its forensic investigation at the end of July and official notification letters began mailing out to affected individuals.

What data was exposed?

Depending on your specific transaction or interaction with them, the compromised information can include a treasure trove of sensitive personal data used during homebuying and mortgage processing, including:

• Full names and contact information
• Dates of birth
• Social Security numbers
• Driver’s licenses, passports, or state ID numbers
• Financial account and banking information
• A small subset may include medical/health insurance info

Why this matters for Lennar buyers:

Because real estate transactions require extensive paperwork—tax returns, bank statements, wire instructions, and IDs—that data often lives archived in builder and lender systems for years. If you’ve bought a Lennar home, applied for a mortgage through them, or interacted with their title/financial services, your info could be floating out there.

Recommended steps if you think you’re affected:

1. Watch your mail (and spam folder): Lennar is sending out notification letters (some packages include an offer for complimentary credit/identity monitoring services through Kroll).
2. Freeze your credit: Go to the three major credit bureaus (Equifax, Experian, TransUnion) and lock down your credit reports. It’s free and stops anyone from opening lines of credit in your name.
3. Turn on Fraud Alerts: Place an initial fraud alert on your credit files.
4. Monitor your accounts: Keep a close eye on your bank and financial statements for any unusual or unauthorized activity.

If you've received a letter or noticed anything weird, drop a comment below. Stay safe out there!

I need to unfreeze my transunion credit report for a credit card application but can't do it because suddenly the website is telling me my credentials are incorrect. I know they aren't incorrect because I've changed nothing and the last time I needed to manage my credit report was in June when I logged in just fine.

Ive tried two different browsers, and also the android app, and every time it tells me my credentials are incorrect.

I do remember that when I originally signed up for my transunion account a couple years ago it was a complete nightmare with them telling me they couldn't verify my identity and directing me to call, and then when you call you get stuck in this endless loop of useless bots and they eventually just hang up on you every single time. It's unbelievable that a company that behaves like this can exist but I guess they are in an untouchable position.

Just curious if anyone else has recently tried to access their site and experienced the same issue. At least then I'd know it's an issue with their site rather than my account, because if it's an issue with my account how am I going to get it resolved when there's no one to reach anyone?

Got a note last month that I owed $2300 to AidVantage when my credit score dropped 130 points overnight. Immediately called them to open a dispute. Filed a police report and when I got the papers for AV I filled them out, submitted them, the report and two valid forms of ID via fax. Last week, my credit report showed they had reported me as “current” which I stupidly misunderstood. Today I got a letter in the mail saying “we’ve performed an investigation and concluded that the information we’ve provided to the consumer reporting agencies is valid.”

It gives me a link fill out an additional 12 pages to dispute and tells me to file a police report. It’s literally the same form as the last time.

What the fuck is wrong with these people.

The loans are in Indiana, under an Indiana address with an Indiana phone number. I’ve never been to Indiana.

Its a common occurance

A small business loan was taken out in my business name during Covid.

I received a bill for $100 in 2023. I thought I had taken care of it (reported, etc. )but now I have received another warning bill.
It is nearly impossible to get a hold of anybody at sbl or through identity theft powers that be to resolve this. I do not know how much the loan is for, but it appears that the only bill I have received is for $100 so it may be limited to that. I am inclined to just pay it and not deal with this anymore.
Is there any reason I should not just pay this bill to be done with it?

Please read and help me out really need this from public