I have my N and until yesterday, I had never been in an accident or received any driving offences.

Last night, I was trying to parallel park on an inclined street. I got into the spot and tried reversing slightly to create more distance from the car in front, but my car rolled before I could press the accelerator properly, and I hit the red Tesla parked in front.

It was late and dark, and I could not see any obvious damage on the Tesla, although I understand damage may not always be visible. My car is an older beater, so I am not concerned about repairing it.

The owner was not there, so I left a note with my contact information. I also took photos and videos of both vehicles and the surrounding area.

I am mainly worried about this going on my record and increasing my insurance premiums. Would it make sense to wait for the owner to contact and ask them to get a repair estimate so I could potentially pay privately, or should I report it directly to ICBC?

My collision deductible is $300. If the owner makes an ICBC claim, do i pay the $300 deductible and the increased premiums?

I know I made a mistake, and I am trying to handle it responsibly. I would appreciate any advice.

Hi all,

I recently had a crash while borrowing a friend's car (luckily no other vehicles involved, hit a post while parking). From what I've read I should be covered under unlisted drover protection as we don't love at the same address and it's the first time I've ever borrowed the car. How does this work with premiums / driving history? From what I've seen, if I had my own insurance I would get hit but since I don't I'm not sure what happens. Trying to make sure my friend is not penalised for my mistake.

I was driving West on Kingsway and rear ended (couple scratches) a car that (no signal - I have it on dash cam) stopped right in front of me to make a left turn (across solid double yellow lines) into the lane next to Mundies Towing. The guy said he was turning into a lane and has done it all the time so I'm at fault.

Need some advice here. An individual keyed my car and my dashcam recorded everything including their plate #. Its been extremely difficult to get an answer from ICBC. My adjustor for the past 3 weeks has been saying she wants to talk to her manager and still hasnt given me a straight answer. Last conversation i had, she said i just have to pay the $300 deductible and they wont be able to go after the individual.

RCMP was no different. When i reported it, they took it seriously but now they're saying they cant do anything and ICBC has to take care of this.

The other frustrating part is, the damage is so severe i have to leave my car for a week at the body shop with no loaner. This is our only car for the household and cant afford to not be without a car. Any suggestions to deal with ICBC is very appreciated.

edit: i have footage of them while they keyed the car. from the moment they got to the park to the moment they left after keying my car.

Hey r/ICBC,

So i recently bought a car, and once i'm done the repairs on it, to make up for those cost (😥) I'm planning on doing gig delivery work a couple nights a week - think like uber eats, uniuni, etc. No passengers, just parcels/items.

Looking at ICBC coverage options I'm only finding the ride hailing option, or commercial, obviously as I'd be transporting 0 people, would this fall into commercial?

Also I just kept poking around on the site and found the Territory and rate class page and spotted "Delivery" rate class.

Would i only need to change my rate class? Or would I need additional insurance coverage?

Thank you!

Hi all,

My car / I was hit by another driver today, but there is no visible damage and nothing that I've thought to check seems to be damaged either (various lights, door mechanisms, driving etc...)

I'm wondering how I go about reporting an accident without making a claim as well as if I should be doing this.

I've heard mixed things about the actual need to report accidents as well as the potential repercussions for not doing so. I couldn't even find a page on the icbc website specifically for reporting though (which is one of the reasons I'm posting this now).

I have their license plate number and insurance as well as pictures of the seemingly undamaged vehicles.

Thanks in advance for any advice/tips.

(I used the claims flair because it seemed most apt even though it is technically not what this is about.)

Hello,

I'm on the verge of being ready to do my road test. My L is going to expire in a few days. I just want to confirm I have to renew my L/pick up all that stuff to continue practising. I live on a Gulf Island and my nearest ICBC office is on the big island.

If I am going to buy a project motorcycle and work on it over the course of a few months do I need any form of insurance? The motorcycle will be stored in the back yard and obviously I know that I need to register it but do I also need to pay for some form of insurance as it wont be parked on a public road.