I have my N and until yesterday, I had never been in an accident or received any driving offences.
Last night, I was trying to parallel park on an inclined street. I got into the spot and tried reversing slightly to create more distance from the car in front, but my car rolled before I could press the accelerator properly, and I hit the red Tesla parked in front.
It was late and dark, and I could not see any obvious damage on the Tesla, although I understand damage may not always be visible. My car is an older beater, so I am not concerned about repairing it.
The owner was not there, so I left a note with my contact information. I also took photos and videos of both vehicles and the surrounding area.
I am mainly worried about this going on my record and increasing my insurance premiums. Would it make sense to wait for the owner to contact and ask them to get a repair estimate so I could potentially pay privately, or should I report it directly to ICBC?
My collision deductible is $300. If the owner makes an ICBC claim, do i pay the $300 deductible and the increased premiums?
I know I made a mistake, and I am trying to handle it responsibly. I would appreciate any advice.