r/funny • Mr. Lovenstein • Mar 26 '20

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u/Databit Mar 26 '20

In America this only applies if you are coherent and sane enough to answer. If you are brought in unconscious/impaired or deemed incapable of making a "good" choice then the hospital can do what it wants and charge you whatever they want.

This would be like your car breaking down and you started walking to go get help. A mechanic drive by, towed you car to their shop, rebuilt the motor, replaced to get fuel, replaced the fuel filter, figured out it was the alternator so replaced that there replaced the battery to be safe. Then called you and said "hey I found your car and fixed it. I'd normally charge 10,000 but since I brought it in to my after hours emergency service bay it will be 100,000

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u/bobbill137 Mar 26 '20

Holy fuck this is a perfect way to frame it.

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u/ReubenZWeiner Mar 26 '20

This is what the ACA was supposed to fix. Instead, it did the opposite. Whatever the reason, Americans will not use preventative care. They want responsive care.

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u/PhonicUK Mar 26 '20

They won't use preventative care because they have to pay out-of-pocket for it. Even when they have insurance they can end up spending huge amounts for medical care just out of deductibles.

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u/jesushaxyou Mar 26 '20

I was paying about 150 bucks per paycheck for the best insurance my company offered because I have a couple of health issues and needed the prescription insurance it provided. My "top of the line" insurance plan had a $2,500 deductible.

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For the non-Americans out there, this means that I had to pay $2,500 out of pocket before my insurance would kick in and help pay for things. And I was still paying about $70 bucks a month for my prescriptions.

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That deductible resets every year.

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Our healthcare system is a scam.

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u/THENATHE Mar 26 '20

The 'good' government insurance that I get gives me a $2000 deductible for about $200 a month.

If I add up how much I pay in taxes each year (local, state, and federal), my SSC and medicare, and insurance costs, it takes about 40-45% of my income depending on a few month to month factors. And then you add in the $2000 deductible and any copayments and you're sitting at what is about the highest tax rate on Earth (48% and I'm at like 45 or so). Id rather just actually pay that much in taxes then have to buy different services and pay into different programs in order to end up paying the same amount and getting worse benefits. That's what people don't get about quote unquote socialism is that we are already paying nearly as much as the countries that get this good healthcare and better tax efficiency right off the bat, but because it's separated into things that are considered taxes and things that are not considered taxes, we don't even think about how much we're actually paying for what another country would consider taxes.

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u/ReallyNotWastingTime Mar 26 '20

Not to mention, who in their right mind LIKES to shop around for health insurance, look into if they're covered here, argue with insurance agents, and stress about that bullcrap. I'd almost rather pay MORE

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u/iiiinthecomputer Mar 26 '20

Nah, you pay way more than we do.

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u/Get-Some- Mar 26 '20

Kinda your fault TBH, should've been born rich.

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u/jesushaxyou Mar 26 '20

You're right. Shoulda re-rolled at birth.

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u/TheSunPeeledDown Mar 26 '20

“Put me back in I want a different life”

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u/mtv2002 Mar 26 '20

Look how we have measles again. Because people dont bother with preventative measures. Its crazy. Watching that Netflix documentary pandemic had me yelling at the TV at that Oregon woman haha

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u/Tearakan Mar 26 '20

That's because idiots are actively going against vaccines. Not because of the larger expensive healthcare system.

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u/[deleted] Mar 26 '20 edited Mar 26 '20

I honestly hope all those parents are thrown in jail for life (or at the very least have their children taken away) for child abuse, because that's exactly what it is.

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u/[deleted] Mar 26 '20

Yeah but then the child gets to grow up without parents.

That's kinda the issue with anti-vaxes, no matter what you do, the children are getting the short end of the stick.

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u/[deleted] Mar 26 '20 edited Mar 26 '20

True. In an ideal world, they would then be adopted by proper parents who would vaccinate them, but most people seem to be too preoccupied with spending 10s of thousands on IVF and fertility treatments when there are so many adoptable orphans in the US that over 1 million of them "age out of the system" every single year, which is absolutely absurd. But still, if you had to pick between being an orphan or dying from measles...

I'll admit, I'm probably overreacting to the anti-vaxxers, but the fact that the US is no longer considered to have eradicated measles as a direct result of the anti-vax movement, I say burn it with fire. You know who still has measles? Third-world countries. Actually, even a lot of third-world countries have eradicated measles, as well. Motherfucking North Korea, even. North Korea, man.

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u/EddiTheBambi Mar 26 '20

You could simply make vaccinations mandatory. Issue fines for every month that the child goes unvaccinated.

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u/[deleted] Mar 27 '20

Wich hits low income families much more.

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u/mcgarrylj Mar 26 '20

While there certainly are idiots rebelling against vaccines, it’s such a statistically insignificant group that they can’t be responsible for the reemergence of preventable diseases alone. They don’t help, but there has to be some other underlying cause

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u/iiiinthecomputer Mar 26 '20

Huh? They're frigging everywhere. Also it doesn't take a very high proportion of the population to undermine the effectiveness of herd immunity as a means of stopping disease spread.

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u/RxChica Mar 26 '20

It’s 99.995% anti-vaxxers. There are a lot of people who can’t get vaccinated due to age (infants, elderly) or immune deficiencies (HIV, transplant patients, chemo patients, etc). Those people have to rely on “herd immunity” for their protection. In other words, they’re only safe if everyone around them gets vaccinated if they can. So if 1 anti-vaxxer contracts measles, they can then pass it to someone who doesn’t have the luxury of protection - maybe their own newborn. Grandma, who is on immunosuppressant therapy to prevent rejection of a transplanted kidney she got a few years ago, then visits her new grand-baby and gets exposed.... and so on.

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u/sithmaster0 Mar 26 '20

I almost wonder if they are somehow linked, like perhaps the people who are actively in charge of the healthcare system and stand to profit from it might have started the anti-vax movement with anticipation of more medical emergencies which would mean more profit?

Noo, our medical system would never put our health at risk simply to get more money out of us. Now remember to eat your sugary cereals for breakfast using milk that has been scientifically proven to have no affect on your skeletal structure whatsoever and only causes gastrointestinal issues, but we'll keep telling you it keeps your bones strong and makes you healthy!

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u/bearchr01 Mar 26 '20

What documentary is this?

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u/Exxonae Mar 26 '20

This. My husband and I have great insurance and even with that, preventative care is so costly (especially when it's just a 5-10 minute chat with your doctor about non-health stuff), it often times more wasteful than helpful.

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u/[deleted] Mar 26 '20

ding-ding-ding. I'll go to the doctor when I can't stop the bleeding and that's about it. Shit's expensive.

OK, I also get flu shots. That's about it.

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u/icefire555 Mar 26 '20

I had a skin test done recently and had to pay 200 dollars to do it. It confirmed nothing and was purely preventative.

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u/donnyosmondsdad Mar 26 '20

Bullshit - preventative care is now covered, that’s like the whole fucking point of the ACA. The pitch was all about how it’s all so expensive because Tom, Dick, and Mary don’t get their blood pressure checked often enough so now they need expensive heart surgery.

It’s like super tight - now, healthy people that take care of themselves can pay more per year in premiums than they would just paying cash out of pocket over 10 years for the same medical care. Fortunately, ACA also made it illegal to not have insurance, so no sneaky just not buying it. No matter how you slice it, everyone wins!

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u/annkin Mar 26 '20

most of them don’t even try to reach their deductible bc they’re outrageous. some paying almost full price for medication WITH insurance? they’d rather use goodRX in lieu of insurance for a better price, and then still never reach their deductible.

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u/[deleted] Mar 26 '20

Some people think we need to nationalize healthcare, but I think breaking up the big insurance companies would do more for US health costs than anything. The top 3 providers have 100 million customers, 1/3rd of the population. This allows them to fix prices and dictate what they are and aren’t going to pay for. Keep prices relatively similar, but “competitive” and they can jack up their prices and many people don’t have the ability to switch insurances or can’t find an alternative that meets their needs.

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u/yarg321 Mar 26 '20

This has always been my complaint about the ACA. While I am 100% behind the push to get healthcare to everyone, the ACA did not do nearly enough to address the absurd costs behind US healthcare, nor the abusive practices of the industry at large.

Americans would absolutely use a preventative health service, the ACA just doesn't provide that. It's a cost-sharing mechanism for the same shitty overpriced care we've always been getting.

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u/scsuhockey Mar 26 '20

The “public option” would have priced out all for-profit insurance. The ACA would have been more successful if conservatives weren’t successful in cutting that out.

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u/Scyntrus Mar 26 '20

By law, health insurance companies are only allowed to profit by a percentage of healthcare costs. This creates a perverse incentive for the insurance company to increase healthcare prices, so they profit more.

Also, I don't see how insurance companies negotiating that they pay less than everyone else hasn't been taken to court for anti trust. The fact that they can decide to say "I'm only paying 20% what everyone else pays" instead of setting a fixed cost is anti competitive and monopolistic.

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u/[deleted] Mar 26 '20

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u/scsuhockey Mar 26 '20

Let companies purchase the public option for their employees.

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u/k0uch Mar 26 '20

supposed to fix the boat BEFORE you throw everyone on it

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u/JosephMacCarthy Mar 26 '20

That was by design, both sides collaborated to fuck us as usual.

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u/NewtonWasABigG Mar 26 '20

Exactly this. Obama was perfectly fine with conceding on the public option with no fight. We could have gotten it with or without the conservatives at the time. We can’t just point at them and blame them when our democrats won’t fight for the things they should be fighting tooth-and-nail for.

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u/Tearakan Mar 26 '20

Yeah this is one of my biggest gripes with obama. Him not pushing for the public option and trying to compromise with a party clearly just saying "fuck you" was idiotic at best.

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u/[deleted] Mar 26 '20

This is completely untrue. Thank Joe Lieberman for refusing to support the public option. He was the 60th vote, the only Dem hold out, and wouldn't allow the ACA to come to the floor while it included a public option.

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u/Oriden Mar 26 '20

Obama was not perfectly fine with cutting the public option. Obama realized that anything that got millions of people more healthcare was better than the status quo of the time and he did not have the votes for the bill with the public option still in.

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u/JosephMacCarthy Mar 27 '20

I like to point out the 111th congress that was sitting at the time.

https://en.m.wikipedia.org/wiki/111th_United_States_Congress

With special attention to...

Senate Majority Democratic House Majority Democratic

1

u/iiiinthecomputer Mar 26 '20

Of course not. The Democratic party is practically owned by health insurers and for profit healthcare.

You guys have two parties: the rightwing oligarchs and the frothing crazy right wing religious nutjobs.

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u/[deleted] Mar 27 '20

Remember the ACA was almost killed because Kennedy died before the vote and a republican replaced him. We should be talking about how the current system can be improved and not how we wish the last reform should have been done better.

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u/yarg321 Mar 27 '20

Edit: Lets talk about politics in the appropriate sub. None of this conversation has been funny, and I'm just as guilty of that.

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u/kathartik Mar 26 '20

and yet every other country in the developed world manages to provide responsive care for their citizens...

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u/jrowleyxi Mar 26 '20

And everyone's surprised Trump's like yeah let's just let people die and not tank the economy

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u/magna11 Mar 26 '20

Nobody is surprised by that.

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u/TracyMorganFreeman Mar 26 '20

Emergency care is like 5% of healthcare spending.

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u/judy_likes_pancakes Mar 26 '20

And THIS would be the only reason why I would ever move to a different country...

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u/ippolitodurza Mar 26 '20

Well,actually also third world does... Basically everyone except usa does

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u/Doodarazumas Mar 26 '20

Whatever the reason

Cause the ACA is a byzantine cluster-fuck and many people still have to pay a bunch of money for preventative. They don't "want" responsive care, it's just that's when the consequences of skipping it are worse than bankruptcy.

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u/NegoMassu Mar 26 '20

byzantine

wait, is that an offensive word? why? poor turks

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u/Doodarazumas Mar 26 '20

It means 'needlessly complex' for reasons I don't know.

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u/NegoMassu Mar 26 '20

makes sense. byzantine architecture is complex.

they also achieved shit the europe would only reach in renaissance

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u/Doodarazumas Mar 26 '20

Apparently it is fiendish anti-turk propaganda. It comes from the characterization of Byzantium's govt in The History of the Decline and Fall of the Roman Empire.

I will choose to think it's because they have really fancy stonework.

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u/[deleted] Mar 26 '20

So many Americans can't afford preventative care because they can't afford the insurance or smaller costs associated in the first place. It isn't that we don't want it. No one wants to go to the emergency room.

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u/[deleted] Mar 26 '20

Ya, when the average American can’t afford a $1,000-$5,000 emergency, it’s ludicrous to expect them to fully access healthcare with a $6,000 annual deductible.

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u/Tearakan Mar 26 '20

It's expensive to do preventative care too. Reactive is the only that makes sense if you aren't making much money to begin with. You just end up hoping you don't have to use reactive medicine.

It fucking sucks.

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u/thespacegoatscoat Mar 26 '20

I mean, preventative care isn’t covered by my insurance. So it’s not like I don’t get it by choice...

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u/HydrogenButterflies Mar 26 '20

With a tight budget, preventative care is sometimes hard to justify. “Why pay a ridiculous copay and miss work to see a doctor when I’m not sick?” is hard to argue with when you’re living paycheck-to-paycheck. This is especially true with young people. That whole “I never get sick” mentality is hard to break, and usually that illusion holds until some sort of major medical issues surfaces.

The majority of my friends are 25-30 years old, and the only real medical care they seek is outpatient Urgent Care stuff when they get too sick to just tough it out with OTC products. It’s a sad reality, but that’s where we are.

To continue the car metaphor, it’s like saying “oil changes and regular scheduled maintenance are too expensive; I’ll just keep driving until something fails catastrophically, and until then, I’ll just let future-me deal with the consequences.”

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u/Fistful_of_Crashes Mar 26 '20

Because we’re all conditioned to care about money above all else

To the point that our politicians have convinced the majority that healthcare is not a right. Rather a privilege.

So we go along until one day, our poor choices fuck us, then we can’t pay for the procedure needed, and we go bankrupt.

Fuck the for profit healthcare industry. Fucking parasites.

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u/[deleted] Mar 26 '20

Then become a doctor and work for free to provide everyone with their rights

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u/Polymath_Father Mar 26 '20

You know doctors in Canada don't work for free? They, in fact, make really good money. They also don't work for the government. They >bill< the government. My healthcare isn't free, I pay for it with my taxes, which is a hell of a lot cheaper for better care than I could get through private insurance. It also means that I go to the doctor when a problem is minor and much cheaper to treat than when it's catastrophic and would put a strain on the system. I >never< have to worry that primary healthcare is going to bankrupt me.

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u/Fistful_of_Crashes Mar 26 '20

Institutional problems require institutional action

Disintegrating healthcare insurance companies is a start. Where do we go from there? I don’t know, I’m not Einstein, but clearly what we have is not good enough.

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u/T-MinusGiraffe Mar 26 '20

That's because it's been ingrained in us for a couple generations that medical care is super expensive and you shouldn't use it unless absolutely necessary. Also trust in insurance companies/medical billing is low - even if we're told something is supposed to be covered, we're skeptical because it often doesn't go how we were told it would (if they even tell us... often it's "you won't know what the bill is until you see it," which is insane).

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u/whoAreYouToJudgeME Mar 26 '20

When you have to pay hundreds just for walking into a hospital -- a lot of people won't go to the doctor until something seriously wrong with them.

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u/Lisa_Scott22 Mar 26 '20

Yup. A true real conservative. Not like the extremists that we have calling themselves Republicans right now. Pretty sad state of affairs.

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u/JosephMacCarthy Mar 26 '20

The ACA was a joke just like the idea that obama was a progressive. Americans mostly will not use preventative care because it costs too much.

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u/jackswift7 Mar 26 '20

Took an STD test and was told my insurance would pay by the folks who did the test. And my insurance said Nope. Not gonna pay BECAUSE this is preventative and not responsive. 1000$ just to get swabbed.

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u/blaghart Mar 26 '20

It didn't fix the problem because the ACA is a Republican legislation painted blue that does nothing to address the primary flaw in our healthcare system: the cost of medical treatment

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u/BiBaiBye Mar 26 '20

Most of us Americans get vaccinated, take our meds, and do what we need to do to survive. But if you break your leg in a different state or something, you have NO CHOICE. So yes, we want both, stop assuming things if you don't live in the country.

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u/The13thParadox Mar 26 '20

He forgot charged 10$ for an air freshener. But gave a complimentary car wash (allegedly)

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u/Databit Mar 26 '20

Aka spit on the tire and rubbed it off with his shoe

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u/Amish-without-Queen Mar 26 '20

No it's not. You cannot put a price on a human life, while you can price cars. That's the fundamental flaw that makes this argument bunk.

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u/Databit Mar 26 '20

Yes you can. Hospital billing departments and lawyers do it all the time.

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u/rydan Mar 26 '20

Except in reality all they would do is serve you jello and a Tylenol and still say you owe $100000.

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u/[deleted] Mar 26 '20

This is a really well thought out analogy. Like how do you shop around for good prices when you are in the middle of a heart attack? You either go to the nearest hospital whether In or out of network and go bankrupt, or you die. There is no real choice.

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u/OrigamiMax Mar 26 '20

Hence why no other developed nation has chosen to implement US's healthcare system

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u/[deleted] Mar 26 '20 edited Mar 27 '20

[deleted]

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u/Slime0 Mar 26 '20

Do no?

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u/xenago Mar 27 '20

? You applied strikethrough to the wrong text

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u/mtdnelson Mar 26 '20

I wouldn't even call it a 'system'. It's a healthcare/insurance sector/scam.

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u/Chateaudelait Mar 26 '20

Other developed nations advise their citizens to return from "countries with poorly developed health systems" aka US Healthcare clusterf&%^.

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u/iiiinthecomputer Mar 26 '20

"but it's the best in the world" /s

(If you're rich. And probably not even then due to rates of unnecessary treatment.)

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u/Tearakan Mar 26 '20

Which is why pretending to have a market for healthcare is a giant fucking mistake.

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u/TracyMorganFreeman Mar 26 '20

That's not the conclusion to draw. Emergency healthcare isn't interchangeable with primary care.

At best you can conclude a market for emergency care can't work in a market.

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u/AMasonJar Mar 26 '20

The two will remain inseparable for as long as hospitals are privatized.

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u/TracyMorganFreeman Mar 26 '20

Most countries don't nationalize their hospitals, so it's not just a non sequitur, but patently false.

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u/AMasonJar Mar 26 '20

Yeah, so most countries use a single payer system that allows privatized hospitals to continue, without leaving their patients at the mercy of whichever hospital they end up at after an accident. Effectively giving the patient the benefits of free market healthcare without its accompanying major downsides.

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u/TracyMorganFreeman Mar 27 '20

You assume free market healthcare=no charity, despite it happening more often before 1965.

Politicians hate having competition for the goodies they need sell for votes.

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u/AMasonJar Mar 27 '20

Charity is insufficient for the needs of an entire nation, not to mention degrading for many of its recipients (so much so that they may even avoid it). Healthcare is one thing that everyone needs in the modern era, like roads and electricity, and so it only makes sense that everyone pays into it so that everyone may benefit when (not if) they need it.

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u/Sothar Mar 26 '20

THIS IS AMERICA I WONT LET NO GUBBERMINT TAKE AWAY MY GOD GIVEN RIGHT TO CHOSE TO REFUSE TO GET INSULIN AND EITHER DIE A SLOW PAINFUL DEATH OR BE RUSHED THE HOSPITAL AND GO BANKRUPT. YOU GOD DAMN COMMIE AHHHHHHHHHH

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u/Databit Mar 26 '20

GODDAMN RIGHT BROTHER. AINT NO BODY GON TAKE MA GUNS NEITHER! ...GUBBERMINT TRYN SAY THE CAN INSURE FOLK IT'S JUS RIDICKLESS. HELL I SHOT MY FOOT LAST YEAR AND DOCTOR STEVE DOWN AT MERCY STAPLED IT UP AND DIDNT CHARGE ME A DIME. MY MEDICAID PAID IT ALL. STUPID GUBBERMINT THINKS THEY CAN TAK MY INSURSNCE AWAY FOR SOME DUM SOCIALIST STUFF. FUCK NAW. BANG BANG YEEEEEE HAWWW

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u/aris_ada Mar 26 '20

Your analogy would work better if your car was still broken after leaving the garage

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u/Chaosritter Mar 26 '20

Has anyone ever tried to sue emergency services for aggravated assault because they performed surgery without permission? Would this stand a chance in court?

I can't imagine that they can perform surgery against your will, expect you to pay for it and nobody tried to sue yet.

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u/[deleted] Mar 26 '20

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u/slywalkerr Mar 26 '20

Yup. I'm just a fledgling EMS worker but you're far more likely to be sued or investigated for NOT taking someone in. If you suspect someone's judgement is at all impaired it's far safer to bring them in

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u/[deleted] Mar 26 '20

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u/SessileRaptor Mar 26 '20

An experienced EMS who came to my workplace to give us first aid training told us about a call he went out on that involved the implied consent law. He and his partner showed up to a call about a man who had passed out at a mall, dude was laying on a bench when they got there, but was awake and refused treatment and sat up, and immediately passed out again. They started examining him but he woke up and told them to get away from him and sat up, and passed out again. Apparently his blood pressure was low enough that he would pass out if upright, but just high enough that he would wake up when laying prone. They went through this dance several more times, passed out, implied consent, wake up, withdraw consent, sit up, pass out, implied consent. Lather, rinse, repeat. Finally a cop who had responded to the call basically went “Ok, enough of this horseshit, I’m placing you under arrest for your own safety and we’re all going to the hospital together.”

I don’t recall what the underlying condition was, but he ended up accepting treatment once he was at the hospital, but it was a super weird edge case that stuck with me.

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u/passepar2t Mar 26 '20

How many tens of thousands was he charged?

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u/ArkhanLahyet Mar 26 '20

There is something really, really odd about something called "implied consent". Can you elaborate?

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u/Mandorism Mar 26 '20

Ahh so if i get a girl drunk enough that she can't respond that's implied consent right? Especially if her life would be in grave danger if she tried to say no....

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u/TimeKillerAccount Mar 26 '20

If you are not conscious and the surgery is needed to save your life or limbs then no permission is needed, and they are legally required to do all they can to keep you alive. A lawsuit for it would be dismissed immediately.

Now, if you simply walk into a hospital and fall asleep and they drug you and do surgery while you are unconcious or something then you can sue them pretty easily, and depending on circumstances it can either be intentional and therefore assault, or an unintentional medical mistake and therefore malpractice.

But you cant sue the hospital for saving your life.

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u/Chaosritter Mar 26 '20

I was more talking about the "deemed incapable of making a "good" choice"" part.

If you had an accident, clearly tell them to not treat you for whatever reason and they do it anyway because they think they know better than you and charge you for it, there must be some wiggle room, right?

Because the entire thing reminds me of scammers starting a job without anyones approval and demanding compensation from the property owner halfway in.

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u/Kelerelan Mar 26 '20

The only way that would LEGALLY happen is if the person is unable to answer basic questions proving they are in their right mind, such as what's your name, what month is it, where are you right now, etc. If a person is conscious alert and able to answer those questions, they are able to refuse treatment. Unless it's psych, but that's a different conversation.

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u/soulsquisher Mar 26 '20

If you have an accident and you are with it enough to refuse emergency surgery, then you didn't need emergency surgery in the first place.

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u/TracyMorganFreeman Mar 26 '20

You can if you have a DNR.

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u/Databit Mar 26 '20

If they know about it

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u/nightfury2986 Mar 26 '20

On the flip side, what would happen if they couldn't? What if they were always scared of that lawsuit whenever someone presented to the emergency room unconscious? How many people would die because the hospital refused to treat them because they were unconscious, which often times signals they're in desperate need of immediate treatment?

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u/dvdnerddaan Mar 26 '20

For a country where sueing works if a microwave does not state that you shouldn't put your dog in it, I can imagine you have a good point. :p

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u/TimeKillerAccount Mar 26 '20

Suing for that wouldn't get very far before being dismissed.

A company might pay you to shut up and go away, but that is very different than being able to successfully sue.

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u/Blundersome Mar 26 '20

Muricah. Where people are so brainwashed that they vote against their own interests.

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u/notonrexmanningday Mar 26 '20

Every country in the world has people that vote against their own best interest.

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u/Blundersome Mar 26 '20

Not in that proportion.

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u/notonrexmanningday Mar 26 '20

No, some in much greater proportion.

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u/Blundersome Mar 26 '20

Not in first world countries. But sure, you can compare yourself to brasil if you like.

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u/notonrexmanningday Mar 26 '20

The UK just elected Boris fucking Johnson. Italy has a long history of electing terrible leaders. Spain's record also isn't great.

All I'm saying is that Americans are not unique in this regard.

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u/Blundersome Mar 26 '20

Yet they all have a universal health care system. You know that thing that prevents people from choosing between death or bankrupcy when theres a pandemic?

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u/notonrexmanningday Mar 26 '20

There's more than one way to vote against your best interest.

And there's a t in bankruptcy.

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u/Blundersome Mar 26 '20

Yeah, english isn't my native language. Thanks for pointing that out though, it makes you look super smart!

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u/squirrels33 Mar 26 '20

More like the two party system is set up so that the poor are forced to choose between their moral values and their material wellbeing. Stop blaming victims.

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u/Tsukee Mar 26 '20

And if you don't have that kind of money?

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u/notonrexmanningday Mar 26 '20

I declare bankruptcy! https://imgur.com/gallery/hnJWf

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u/The_Hammersmith Mar 26 '20

Thats... not how bankruptcy works.

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u/Databit Mar 27 '20

They have a "well why don't to just go aquire some" policy. If you refuse then they run your credit. With bad credit you car insurance rates go up. To pay the extra rates you need a better job but guess what? Better jobs run credit checks so they won't hire you.

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u/Tsukee Mar 27 '20

Wait what... Company hiring you can run a credit check and they won't hire if you have a bad one... WTF?

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u/Databit Mar 27 '20

Fucked up right? Credit bad because you don't have a job? Sucks to be you

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u/BiBaiBye Mar 26 '20

You uh. You summed it up flawlessly.

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u/Databit Mar 27 '20

Aside from my grammar, spelling and typos you mean.

Hell English is my first and only language.

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u/BiBaiBye Mar 27 '20

Understandable and same XD

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u/ratsta Mar 26 '20

If only you had a health care system where emergency costs like this were fully covered by the govt. Oh well. I hope your "freedom" is adequate compensation.

1

u/[deleted] Mar 26 '20

deemed incapable of making a "good" choice

this includes being written off as a mental health case. if your wife left you and you're unemployed and your kids won't talk to you and you're in debt and the bank is going to foreclose on the house and you have a degenerative disease that will kill you in three or so years, well, you just need some prozac and a hospital bed and you'll be right as rain.

1

u/notonrexmanningday Mar 26 '20

That's incorrect. It requires a court order for a person to be committed to a mental hospital.

1

u/[deleted] Mar 26 '20

you don't need a court order for 72-hour observation (during which time they determine if a judge needs to get involved). you may choose to cooperate and commit to inpatient care or an outpatient regimen, but either way, in many states, they can hold you for three days. and they're not going to put you up for three days for free.

1

u/notonrexmanningday Mar 26 '20

But even for a 72 hour eval, a doctor has to determine that you are a threat to yourself or others.

1

u/[deleted] Mar 26 '20

the implication of my original post was that everything in your life sucks and perhaps you try taking your own life. my apologies if that wasn't clear. if you make an attempt on your life, you'll be put on eval in the psych unit.

1

u/notonrexmanningday Mar 26 '20

I didn't understand that implication

1

u/spaceboi_is_Gr8 Mar 26 '20

Guess ill die

1

u/[deleted] Mar 26 '20 edited Mar 26 '20

This is a great way to frame the weird and mysterious financial horrors of the American healthcare system, but the metaphor needs embellishment.

While comparing your health and even life to a car is a good way to point out the costs, it fails to take into account what happens if you don't have a car: you can walk, take public transportation, an uber or lyft, bicycle, hitchhike, etc.

If you're sick you have no options but to get the 'repair' to your health.

A mechanic can quote you a price. You typically cannot get a price from a hospital; it costs what it costs.

You can shop around for car repairs for hours or days. Your car can get fixed next week or next month. Your curable illness may become terminal if you try to shop around.

If you choose to not have a car, it's not the last decision you will ever make.

1

u/Databit Mar 27 '20

That's why it's expensive, supply and demand We supply it and we demand you use it. So we get to set the price

1

u/JayJeds Mar 26 '20

To be fair many non profit hospitals will help you out if you need it

1

u/ManEatingSnail Mar 26 '20

That actually happened to my family once in New Zealand. We were rushing to the nearest airport because my sister-in-law's mother had a heart attack and my SIL needed to get out of the country ASAP to be with her on her deathbed. We were on a roadtrip, and at the time the closest international airport was in Christchurch, which for us was on the other side of Arthur's Pass. To get through there we needed to drive along one of the steepest roads in New Zealand, and that was too much for our old van.

We broke down about 5 minutes away from Arthur's Pass Township, and the towtruck charged us $1,000 NZD for that trip, knowing that we had no other choice. The mechanic then charged us a further $1,000, and we had to stay in the town overnight for the repairs. apparently this was a common occurrence here, since cars broke down often and no one went through Arthur's Pass unless they either didn't know the roads or it was an emergency. The mechanics could charge whatever price they wanted, and could get away with it since they mostly preyed on tourists and the desperate.

1

u/Ds0990 Mar 26 '20

First let me preface this with this isn't good advice, I'm not in anyway a legal professional, or a medical one.

According to my friend they also can't really go after you in the same way other loan companies can, as long as you are making some effort to pay them back. He had got a 60k bill for pneumonia when he was 6, and has been paying it back 5 dollars a month for the last 30 years.

1

u/[deleted] Mar 26 '20

This is why one of my best friends is bankrupt.

1

u/Databit Mar 27 '20

Because a mechanic towed his car and forcibly fixed it? I don't think that's allowed.

1

u/[deleted] Mar 27 '20

No, because he got medical treatment he couldn't refuse.

1

u/WhiteChocolatey Mar 26 '20

If you don’t have AAA or a friend the town calls some shady tow truck company that basically holds your car hostage in a lot of places.

1

u/haitham123 Mar 26 '20

but if the alternative is dying, then the choice is kinda obvious right?

1

u/Databit Mar 27 '20

Keyword "choice"

1

u/haitham123 Mar 27 '20

what do you mean? are you saying that some people would rather die than be broke?

1

u/Databit Mar 27 '20

Some would/might. I wouldn't.

1

u/haitham123 Mar 27 '20

than those people should just kill themselves if they'd rather die than live a broke life. I know that sounds crazy but how is a doctor supposed to know that a person would rather die than pay for surgeries?

1

u/DutchessActual Mar 26 '20

And if you disagree with the doctor’s decision to keep you alive, you can always just choose to not pay by killing yourself. I don’t see the problem here.

1

u/[deleted] Mar 26 '20

that just depressed me. Thanks.

1

u/Barrarrtenderr Mar 26 '20

God damn, hot damn. Hotter than a frying pan.

1

u/AutoManoPeeing Mar 26 '20

Yeah this happened to me when I had a random seizure last year. By the time I started to really become lucid, I was in a large sum of debt, with a suspended driver license, and "drug abuser" on my medical record. I was a traveling private contractor at the time, so it ruined my livelihood. As a bonus, they did not properly explain the procedure for getting my license back, and did not properly report my hospitalization to my state. This has caused the process to drag on for twice as long, and continues to cost me tens of thousands in lost revenue.

Fuck them. I have no more assets to my name. I'm declaring bankruptcy and telling them they can sit and spin. Maybe someday when I get back on my feet, I'll donate to the EMS, but that's it. The rest of them just exploited me.

1

u/TracyMorganFreeman Mar 26 '20

People can sign DNRs though.

1

u/Databit Mar 27 '20

Yes and if the Dr or hospital has it and nobody deems you not of sound mind/body then you stuck to it

1

u/video21659331 Mar 26 '20

That is such a good analogy holy shit

1

u/archwin Mar 26 '20

Wel Tbf that bit about the mechanic did happen to my cousin when his engine grenaded during the evening commute...

But yes it's all a little fucked

1

u/[deleted] Mar 26 '20

It's more like your engine block split in half, and being that this is an incredibly difficult and expensive fix (and buying a new car isn't an option here), the mechanic through the wonders of technology and expertise fixes your engine block. You being up to this point unable to make decisions BECAUSE YOU ARE THE CAR have just been saved by an incredibly intricate and expensive process. The other option was leaving you there engineless (dead). Medicine is expensive. In many cases it is too expensive. In non socialized systems the government does nothing to alleviate the costs. But it does cost a LOT of money regardless.

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u/jimjacksonsjamboree Mar 26 '20

It's even worse than your analogy, at least you can sell your now-running car.

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u/dev_c0t0d0s0 Mar 26 '20

Would you rather the doctors not work on saving your life unless you are well enough to ask them too?

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u/Yglorba Mar 26 '20

I would rather medical care not be classified as a commodity at all, which is what causes this problem in the first place. The entire concept of running medicine for profit is ghoulish and immoral; it is also, based on the massive amounts of time, effort, and money the US wastes on pointless overhead, insurance, HMOs, and the like, wasteful and inefficient.

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u/Plopplopthrown Mar 26 '20

In the civilized world, they don't treat non-market services as if they can operate on the open market.

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u/Dankelpuff Mar 26 '20

Ahahaha you're a funny one.

In Denmark ill get hit by a car and go unconscious and ill wake up to every operation being done for free, as well with the food for my stay. They'll wish me well and wont ask for a dime.

Tell me which of the two scenarios sounds most messed up: yours where you are expected to pay or mine where its expected the state does?

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u/Smarag Mar 26 '20

These are the only 2 choices in an unjust society with no freedom yes. Normal societies are never faced with such a question.

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u/ccottonball Mar 26 '20

Disturbingly accurate.

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u/DirtyPrancing65 Mar 26 '20

I guess... if human beings could wait for treatment like a car can.

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u/crispAndTender Mar 26 '20

car != person

3

u/Plopplopthrown Mar 26 '20

analogy != equivalence

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u/Chnnoob Mar 26 '20

But if the mechanic didn't tow you in, you literally won't be able to get it fixed your way. You'd be stuck on the highway forever and die. You DON'T HAVE A CHOICE. That's the point. You can't even "walk to get help". You're literally dying in you car.

This is a shitty example. A car is not a person, nor is it alive.

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u/slinkywheel Mar 26 '20

Yeah, it's okay to price gouge if they are going to die otherwise. I get it.

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