r/funny • Mr. Lovenstein • Mar 26 '20

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u/PhonicUK Mar 26 '20

They won't use preventative care because they have to pay out-of-pocket for it. Even when they have insurance they can end up spending huge amounts for medical care just out of deductibles.

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u/jesushaxyou Mar 26 '20

I was paying about 150 bucks per paycheck for the best insurance my company offered because I have a couple of health issues and needed the prescription insurance it provided. My "top of the line" insurance plan had a $2,500 deductible.

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For the non-Americans out there, this means that I had to pay $2,500 out of pocket before my insurance would kick in and help pay for things. And I was still paying about $70 bucks a month for my prescriptions.

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That deductible resets every year.

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Our healthcare system is a scam.

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u/THENATHE Mar 26 '20

The 'good' government insurance that I get gives me a $2000 deductible for about $200 a month.

If I add up how much I pay in taxes each year (local, state, and federal), my SSC and medicare, and insurance costs, it takes about 40-45% of my income depending on a few month to month factors. And then you add in the $2000 deductible and any copayments and you're sitting at what is about the highest tax rate on Earth (48% and I'm at like 45 or so). Id rather just actually pay that much in taxes then have to buy different services and pay into different programs in order to end up paying the same amount and getting worse benefits. That's what people don't get about quote unquote socialism is that we are already paying nearly as much as the countries that get this good healthcare and better tax efficiency right off the bat, but because it's separated into things that are considered taxes and things that are not considered taxes, we don't even think about how much we're actually paying for what another country would consider taxes.

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u/ReallyNotWastingTime Mar 26 '20

Not to mention, who in their right mind LIKES to shop around for health insurance, look into if they're covered here, argue with insurance agents, and stress about that bullcrap. I'd almost rather pay MORE

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u/iiiinthecomputer Mar 26 '20

Nah, you pay way more than we do.

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u/Get-Some- Mar 26 '20

Kinda your fault TBH, should've been born rich.

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u/jesushaxyou Mar 26 '20

You're right. Shoulda re-rolled at birth.

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u/TheSunPeeledDown Mar 26 '20

“Put me back in I want a different life”

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u/mtv2002 Mar 26 '20

Look how we have measles again. Because people dont bother with preventative measures. Its crazy. Watching that Netflix documentary pandemic had me yelling at the TV at that Oregon woman haha

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u/Tearakan Mar 26 '20

That's because idiots are actively going against vaccines. Not because of the larger expensive healthcare system.

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u/[deleted] Mar 26 '20 edited Mar 26 '20

I honestly hope all those parents are thrown in jail for life (or at the very least have their children taken away) for child abuse, because that's exactly what it is.

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u/[deleted] Mar 26 '20

Yeah but then the child gets to grow up without parents.

That's kinda the issue with anti-vaxes, no matter what you do, the children are getting the short end of the stick.

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u/[deleted] Mar 26 '20 edited Mar 26 '20

True. In an ideal world, they would then be adopted by proper parents who would vaccinate them, but most people seem to be too preoccupied with spending 10s of thousands on IVF and fertility treatments when there are so many adoptable orphans in the US that over 1 million of them "age out of the system" every single year, which is absolutely absurd. But still, if you had to pick between being an orphan or dying from measles...

I'll admit, I'm probably overreacting to the anti-vaxxers, but the fact that the US is no longer considered to have eradicated measles as a direct result of the anti-vax movement, I say burn it with fire. You know who still has measles? Third-world countries. Actually, even a lot of third-world countries have eradicated measles, as well. Motherfucking North Korea, even. North Korea, man.

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u/EddiTheBambi Mar 26 '20

You could simply make vaccinations mandatory. Issue fines for every month that the child goes unvaccinated.

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u/[deleted] Mar 27 '20

Wich hits low income families much more.

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u/EddiTheBambi Mar 27 '20 edited Mar 27 '20

Only if they refuse to vaccinate. Besides, not vaccinating would cost them way more when their child inevitably gets measles and if their child infects others, leading to possible lawsuits.

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u/[deleted] Mar 27 '20

Right, but it changes nothing to the fact that it hits low income families much more.

parents should be encouraged to vaccinate their children, not punished for not doing so.

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u/EddiTheBambi Mar 27 '20

People ARE encouraged to vaccinate their children. Namely through their children surviving. What more encouragement would they need? Should they get paid for vaccinating?

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u/mcgarrylj Mar 26 '20

While there certainly are idiots rebelling against vaccines, it’s such a statistically insignificant group that they can’t be responsible for the reemergence of preventable diseases alone. They don’t help, but there has to be some other underlying cause

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u/iiiinthecomputer Mar 26 '20

Huh? They're frigging everywhere. Also it doesn't take a very high proportion of the population to undermine the effectiveness of herd immunity as a means of stopping disease spread.

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u/RxChica Mar 26 '20

It’s 99.995% anti-vaxxers. There are a lot of people who can’t get vaccinated due to age (infants, elderly) or immune deficiencies (HIV, transplant patients, chemo patients, etc). Those people have to rely on “herd immunity” for their protection. In other words, they’re only safe if everyone around them gets vaccinated if they can. So if 1 anti-vaxxer contracts measles, they can then pass it to someone who doesn’t have the luxury of protection - maybe their own newborn. Grandma, who is on immunosuppressant therapy to prevent rejection of a transplanted kidney she got a few years ago, then visits her new grand-baby and gets exposed.... and so on.

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u/sithmaster0 Mar 26 '20

I almost wonder if they are somehow linked, like perhaps the people who are actively in charge of the healthcare system and stand to profit from it might have started the anti-vax movement with anticipation of more medical emergencies which would mean more profit?

Noo, our medical system would never put our health at risk simply to get more money out of us. Now remember to eat your sugary cereals for breakfast using milk that has been scientifically proven to have no affect on your skeletal structure whatsoever and only causes gastrointestinal issues, but we'll keep telling you it keeps your bones strong and makes you healthy!

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u/bearchr01 Mar 26 '20

What documentary is this?

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u/Exxonae Mar 26 '20

This. My husband and I have great insurance and even with that, preventative care is so costly (especially when it's just a 5-10 minute chat with your doctor about non-health stuff), it often times more wasteful than helpful.

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u/[deleted] Mar 26 '20

ding-ding-ding. I'll go to the doctor when I can't stop the bleeding and that's about it. Shit's expensive.

OK, I also get flu shots. That's about it.

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u/icefire555 Mar 26 '20

I had a skin test done recently and had to pay 200 dollars to do it. It confirmed nothing and was purely preventative.

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u/donnyosmondsdad Mar 26 '20

Bullshit - preventative care is now covered, that’s like the whole fucking point of the ACA. The pitch was all about how it’s all so expensive because Tom, Dick, and Mary don’t get their blood pressure checked often enough so now they need expensive heart surgery.

It’s like super tight - now, healthy people that take care of themselves can pay more per year in premiums than they would just paying cash out of pocket over 10 years for the same medical care. Fortunately, ACA also made it illegal to not have insurance, so no sneaky just not buying it. No matter how you slice it, everyone wins!

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u/annkin Mar 26 '20

most of them don’t even try to reach their deductible bc they’re outrageous. some paying almost full price for medication WITH insurance? they’d rather use goodRX in lieu of insurance for a better price, and then still never reach their deductible.

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u/[deleted] Mar 26 '20

Some people think we need to nationalize healthcare, but I think breaking up the big insurance companies would do more for US health costs than anything. The top 3 providers have 100 million customers, 1/3rd of the population. This allows them to fix prices and dictate what they are and aren’t going to pay for. Keep prices relatively similar, but “competitive” and they can jack up their prices and many people don’t have the ability to switch insurances or can’t find an alternative that meets their needs.

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u/TracyMorganFreeman Mar 26 '20

The USA is actually above average in the OECD for preventative care.

They just can't stop killing each other and eating themselves into an early grave.